Central Tilba vs Narooma

In both, most households own their home and most homes are detached houses. In Central Tilba, about half of households are people living alone. In Narooma, most households are people living alone. Houses cost more in Central Tilba: a median of $1.05 million, against $840,000 in Narooma, and rent is higher there too. On these figures, Narooma tends to suit people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Central Tilba

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (41/100 vs 86/100)
  • has more separate houses rather than flats (94% vs 68%)
  • is already more of a family suburb (46% vs 34%)
  • But Narooma has more parks and reserves (9 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Narooma

ahead on the one thing that separates them

  • has cheaper houses ($840,000 vs $1,050,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Narooma

ahead on the one thing that separates them

  • has cheaper rent ($260/wk vs $295/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Central Tilba

ahead on 2 of the 3 things we measure here

  • is more walkable (17/100 vs 7/100)
  • has a shorter drive in (306 min vs 311 min)
  • But Narooma sits closer to the CBD (358.2 km vs 363.6 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Narooma

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (32% vs 6%)
  • has more GPs (4 vs 0)
  • has more residents already 65 and over (38% vs 31%)
  • But Central Tilba is more walkable (17/100 vs 7/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Central Tilba

ahead on the one thing that separates them

  • is growing faster (18.8% vs 4.8%)

Weighs population growth.

Where they sit

Central Tilba and Narooma drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Central Tilba Narooma
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Central Tilba Narooma
Walkability 17 / 7
Central Tilba — Walkability: 17/100 Narooma — Walkability: 7/100
Safety 59 / 14
Central Tilba — Safety: 59/100 Narooma — Safety: 14/100
Low fire risk 28 / 33
Central Tilba — Low fire risk: 28/100 Narooma — Low fire risk: 33/100

Demographics

Narooma has more residents (2,731 vs 342); Central Tilba has higher household incomes ($60,112 vs $48,152).

Central Tilba Narooma
Population 342 2,731
+699% vs other
Population trend (2016 → 2021) +18.8% +4.8%
Median age 57 58
Median household income $60,112/yr
+20% vs other
$48,152/yr
Median weekly rent $295/wk
+12% vs other
$260/wk

Age profile

Share of residents in each band, 2021 Census.

Central Tilba Narooma
0-4 4.1% / 3.4%
Central Tilba — 0-4: 4.1% Narooma — 0-4: 3.4%
5-14 10.8% / 8.5%
Central Tilba — 5-14: 10.8% Narooma — 5-14: 8.5%
15-19 5.0% / 4.3%
Central Tilba — 15-19: 5.0% Narooma — 15-19: 4.3%
20-24 2.9% / 2.7%
Central Tilba — 20-24: 2.9% Narooma — 20-24: 2.7%
25-34 7.0% / 7.0%
Central Tilba — 25-34: 7.0% Narooma — 25-34: 7.0%
35-44 11.4% / 7.4%
Central Tilba — 35-44: 11.4% Narooma — 35-44: 7.4%
45-54 10.2% / 11.4%
Central Tilba — 45-54: 10.2% Narooma — 45-54: 11.4%
55-64 22.8% / 17.1%
Central Tilba — 55-64: 22.8% Narooma — 55-64: 17.1%
65-74 21.6% / 24.8%
Central Tilba — 65-74: 21.6% Narooma — 65-74: 24.8%
75-84 8.2% / 9.9%
Central Tilba — 75-84: 8.2% Narooma — 75-84: 9.9%
85+ 1.2% / 3.6%
Central Tilba — 85+: 1.2% Narooma — 85+: 3.6%

Bars are drawn against the largest share shown (24.8%).

Who lives together

Household composition, 2021 Census.

Central Tilba 50.6% lone person
Central Tilba — Lone Person: 50.6% Central Tilba — Couple Families: 28.4% Central Tilba — One Parent Families: 17.3% Central Tilba — Group Household: 3.7% Central Tilba — Other Families: 0.0%
Narooma 61.3% lone person
Narooma — Lone Person: 61.3% Narooma — Couple Families: 20.1% Narooma — One Parent Families: 14.2% Narooma — Group Household: 3.9% Narooma — Other Families: 0.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Central Tilba 16.8% renting
Central Tilba — Owned Outright: 56.5% Central Tilba — Mortgage: 26.7% Central Tilba — Renting: 16.8%
Narooma 25.5% renting
Narooma — Owned Outright: 55.1% Narooma — Mortgage: 19.4% Narooma — Renting: 25.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Central Tilba Narooma
Certificate III & IV 16.7% / 18.3%
Central Tilba — Certificate III & IV: 16.7% Narooma — Certificate III & IV: 18.3%
Bachelor Degree 15.5% / 9.5%
Central Tilba — Bachelor Degree: 15.5% Narooma — Bachelor Degree: 9.5%
Advanced Diploma / Diploma 13.2% / 8.1%
Central Tilba — Advanced Diploma / Diploma: 13.2% Narooma — Advanced Diploma / Diploma: 8.1%
Postgraduate Degree 3.8% / 2.1%
Central Tilba — Postgraduate Degree: 3.8% Narooma — Postgraduate Degree: 2.1%
Graduate Diploma / Certificate 1.5% / 1.6%
Central Tilba — Graduate Diploma / Certificate: 1.5% Narooma — Graduate Diploma / Certificate: 1.6%

Bars are drawn against the largest share shown (18.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Central Tilba Narooma
England 6.7% / 5.4%
Central Tilba — England: 6.7% Narooma — England: 5.4%
Germany 2.9% / 0.8%
Central Tilba — Germany: 2.9% Narooma — Germany: 0.8%
New Zealand 0.9% / 1.3%
Central Tilba — New Zealand: 0.9% Narooma — New Zealand: 1.3%
Netherlands 1.5% / 0.4%
Central Tilba — Netherlands: 1.5% Narooma — Netherlands: 0.4%
Scotland 0.9% / 0.5%
Central Tilba — Scotland: 0.9% Narooma — Scotland: 0.5%
South Africa 0.9% / —
Central Tilba — South Africa: 0.9% Narooma — South Africa: not among its largest
India — / 0.6%
Central Tilba — India: not among its largest Narooma — India: 0.6%

Bars are drawn against the largest share shown (6.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Central Tilba 93.8% houses
Central Tilba — Houses: 93.8% Central Tilba — Flats / Apartments: 4.2% Central Tilba — Townhouses: 2.1%
Narooma 68.4% houses
Narooma — Houses: 68.4% Narooma — Flats / Apartments: 15.5% Narooma — Townhouses: 16.1%
Houses Flats / Apartments Townhouses

Property market

Central Tilba Narooma
Median house price $1,050,000 $840,000
Median unit price — $450,000
Median land price $520,000 $500,000
Typical days to sell (houses) — 56 days
from 22 sales

Zoning mix

Central Tilba has more land zoned for conservation (31% vs 16%); Narooma has more rural and farming land (80% vs 67%).

Central Tilba Narooma
Rural and farming 67% 80%
Environmental 31% 16%
Residential 0% 2%
Infrastructure and transport 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Central Tilba Narooma
New dwellings approved 211
across Eurobodalla
same for both
Approvals change year on year -9%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Central Tilba Narooma
Houses — 3.7%
$675/wk on $960K
Units —
same for both

Ranking within NSW

Central Tilba Narooma
House price Higher than 57% of NSW Higher than 41% of NSW
Income Higher than 22% of NSW Higher than 9% of NSW
Schools —
same for both
Walkability Higher than 67% of NSW Higher than 51% of NSW
Affordability Higher than 21% of NSW
same for both
EV adoption Higher than 42% of NSW
same for both
NBN connectivity Higher than 46% of NSW Higher than 73% of NSW
Rental yield (houses) — Higher than 54% of NSW

Liveability

Central Tilba is more walkable (17 vs 7).

Central Tilba Narooma
Grade — D
Score — 14/100
Socio-economic band mid-range socio-economic
decile 5/10
below-average income
decile 2/10

Risk profile

Narooma carries more crime risk (86 vs 41).

Central Tilba Narooma
Bushfire High
72/100
Moderate
67/100
Crime Moderate
41/100
High
86/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
36/100
Moderate
58/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Central Tilba Narooma
Inside the suburb 1 2
Rated above peers 0
same for both
Rated at peers 1
same for both
Rated below peers 0 1

Schools in Central Tilba

  • Central Tilba Public School Government · Primary at peers

Schools in Narooma

  • Narooma Public School Government · Primary at peers
  • Narooma High School Government · Secondary below peers

Amenities in the suburb

Central Tilba Narooma
Supermarkets 0 3
Cafes & restaurants 5 11
Parks & reserves 0 9
Childcare 0 2
GPs 0 4
Pharmacies 0 2
Police stations 0 1
Banks & Bank@Post 1 3
Fuel stations 0 3
EV chargers 0 1
Beaches 0 8
Waterways 12 18

Mobility

Central Tilba sits further from the CBD (363.6 km vs 358.2 km).

Central Tilba Narooma
Walkability score 17/100 7/100
Distance to Sydney 363.6 km
+1% vs other
358.2 km
Drive time (normal traffic) 306 min 311 min
Public transport score 22/100
Bus
46/100
Bus
Peak arrivals per hour 3.5
7-9am + 5-7pm
17.5
7-9am + 5-7pm
Median peak wait 3 min
scheduled, not actual
1 min
scheduled, not actual
Electric vehicle share 0.4%
postcode 2546
same for both
Rooftop solar per 100 dwellings 44
postcode 2546
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Central Tilba Narooma
Car (driver) 51.3% / 73.0%
Central Tilba — Car (driver): 51.3% Narooma — Car (driver): 73.0%
Worked from Home 31.9% / 13.6%
Central Tilba — Worked from Home: 31.9% Narooma — Worked from Home: 13.6%
Walked Only 10.1% / 7.0%
Central Tilba — Walked Only: 10.1% Narooma — Walked Only: 7.0%
Car (passenger) 6.7% / 5.5%
Central Tilba — Car (passenger): 6.7% Narooma — Car (passenger): 5.5%
Bus — / 0.5%
Central Tilba — Bus: not among its largest Narooma — Bus: 0.5%

Bars are drawn against the largest share shown (73.0%).

Setting

Central Tilba Narooma
Elevation 76 m
above sea level, at the suburb centre
107 m
above sea level, at the suburb centre
Distance to the ocean 4.2 km
4.5 km to a named beach
7.1 km

NBN connectivity

Central Tilba Narooma
Connectivity score 29/100 65/100
Most common technology Fixed wireless Fibre to the node
Full-fibre (FTTP) share 0%
193 premises
26%
2,155 premises

Climate

Central Tilba Narooma
Annual rainfall 948 mm
same for both
Summer max (Jan) 23.4°C
same for both
Winter min (Jul) 7.8°C
same for both

Council rates

Central Tilba Narooma
Average residential rate $1,246/yr
same for both
Council Eurobodalla
same for both

Federal electorate

Central Tilba Narooma
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Central Tilba Narooma
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Central Tilba

Narooma

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Full data on Central Tilba Full data on Narooma
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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