Cartwrights Hill vs Downside

In both, the large majority of households own their home and the large majority of homes are detached houses. In Cartwrights Hill, about half of households are couple families. In Downside, most households are couple families. Houses cost more in Downside: a median of $2.5 million, against $748,000 in Cartwrights Hill, though rent is higher in Cartwrights Hill. On these figures, Cartwrights Hill tends to suit people living alone, older residents, and buyers on a tighter budget, while Downside suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Cartwrights Hill carries lower crime risk (61/100 vs 77/100)
  • Downside is already more of a family suburb (77% vs 67%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cartwrights Hill

ahead on the one thing that separates them

  • has cheaper houses ($748,000 vs $2,500,000)

Weighs house prices and mortgage stress.

Renters

Downside

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (7% vs 16%)
  • has cheaper rent ($185/wk vs $300/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cartwrights Hill

ahead on 3 of the 3 things we measure here

  • is more walkable (16/100 vs 8/100)
  • has a shorter drive in (290 min vs 299 min)
  • sits closer to the CBD (459.7 km vs 470.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cartwrights Hill

ahead on 3 of the 4 things we measure here

  • is more walkable (16/100 vs 8/100)
  • has more residents already 65 and over (21% vs 12%)
  • carries lower crime risk (61/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Downside

ahead on the one thing that separates them

  • is growing faster (0.0% vs -10.6%)

Weighs population growth.

Where they sit

Cartwrights Hill and Downside drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cartwrights Hill Downside
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cartwrights Hill Downside
Walkability 16 / 8
Cartwrights Hill — Walkability: 16/100 Downside — Walkability: 8/100
Safety 39 / 23
Cartwrights Hill — Safety: 39/100 Downside — Safety: 23/100
Low fire risk 100 / 82
Cartwrights Hill — Low fire risk: 100/100 Downside — Low fire risk: 82/100

Demographics

Cartwrights Hill rents higher ($300/wk vs $185/wk); Downside has higher household incomes ($134,316 vs $95,316).

Cartwrights Hill Downside
Population 169
+27% vs other
124
Population trend (2016 → 2021) -10.6% +0.0%
Median age 47 46
Median household income $95,316/yr $134,316/yr
+41% vs other
Median weekly rent $300/wk
+38% vs other
$185/wk

Age profile

Share of residents in each band, 2021 Census.

Cartwrights Hill Downside
0-4 — / 5.6%
Cartwrights Hill — 0-4: not among its largest Downside — 0-4: 5.6%
5-14 13.6% / 12.1%
Cartwrights Hill — 5-14: 13.6% Downside — 5-14: 12.1%
15-19 6.5% / 4.8%
Cartwrights Hill — 15-19: 6.5% Downside — 15-19: 4.8%
20-24 3.0% / 9.7%
Cartwrights Hill — 20-24: 3.0% Downside — 20-24: 9.7%
25-34 10.1% / 8.1%
Cartwrights Hill — 25-34: 10.1% Downside — 25-34: 8.1%
35-44 13.0% / 12.1%
Cartwrights Hill — 35-44: 13.0% Downside — 35-44: 12.1%
45-54 12.4% / 17.7%
Cartwrights Hill — 45-54: 12.4% Downside — 45-54: 17.7%
55-64 22.5% / 16.1%
Cartwrights Hill — 55-64: 22.5% Downside — 55-64: 16.1%
65-74 13.0% / 12.1%
Cartwrights Hill — 65-74: 13.0% Downside — 65-74: 12.1%
75-84 5.9% / —
Cartwrights Hill — 75-84: 5.9% Downside — 75-84: not among its largest
85+ 1.8% / —
Cartwrights Hill — 85+: 1.8% Downside — 85+: not among its largest

Bars are drawn against the largest share shown (22.5%).

Who lives together

Household composition, 2021 Census.

Cartwrights Hill 51.3% couple families
Cartwrights Hill — Couple Families: 51.3% Cartwrights Hill — Lone Person: 33.3% Cartwrights Hill — One Parent Families: 15.4%
Downside 63.6% couple families
Downside — Couple Families: 63.6% Downside — Lone Person: 22.7% Downside — One Parent Families: 13.6%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cartwrights Hill 13.0% renting
Cartwrights Hill — Owned Outright: 46.3% Cartwrights Hill — Mortgage: 40.7% Cartwrights Hill — Renting: 13.0%
Downside 21.1% renting
Downside — Owned Outright: 34.2% Downside — Mortgage: 44.7% Downside — Renting: 21.1%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Cartwrights Hill 98.2% houses
Cartwrights Hill — Houses: 98.2% Cartwrights Hill — Flats / Apartments: 1.8%
Downside 100.0% houses
Downside — Houses: 100.0% Downside — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cartwrights Hill Downside
Certificate III & IV 18.9% / 15.3%
Cartwrights Hill — Certificate III & IV: 18.9% Downside — Certificate III & IV: 15.3%
Bachelor Degree 4.7% / 13.7%
Cartwrights Hill — Bachelor Degree: 4.7% Downside — Bachelor Degree: 13.7%
Advanced Diploma / Diploma 9.5% / 5.6%
Cartwrights Hill — Advanced Diploma / Diploma: 9.5% Downside — Advanced Diploma / Diploma: 5.6%
Postgraduate Degree 2.4% / 4.0%
Cartwrights Hill — Postgraduate Degree: 2.4% Downside — Postgraduate Degree: 4.0%
Graduate Diploma / Certificate 1.8% / —
Cartwrights Hill — Graduate Diploma / Certificate: 1.8% Downside — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (18.9%).

Property market

Cartwrights Hill Downside
Median house price $748,000 $2,500,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Downside has more rural and farming land (99% vs 82%).

Cartwrights Hill Downside
Rural and farming 82% 99%
Other and special use 13% 0%
Infrastructure and transport 3% 1%
Parks and recreation 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cartwrights Hill Downside
New dwellings approved 548
across Wagga Wagga
same for both
Approvals change year on year +139%
same for both

Ranking within NSW

Cartwrights Hill Downside
House price Higher than 29% of NSW Higher than 90% of NSW
Income Higher than 62% of NSW Higher than 90% of NSW
Schools —
same for both
Walkability Higher than 66% of NSW Higher than 52% of NSW
Affordability Higher than 80% of NSW Higher than 20% of NSW
EV adoption Higher than 38% of NSW
same for both
NBN connectivity Higher than 63% of NSW Higher than 52% of NSW

Liveability

Cartwrights Hill is more walkable (16 vs 8).

Cartwrights Hill Downside
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
very advantaged area
decile 10/10

Risk profile

Downside carries more bushfire risk (18 vs 0); Downside carries more crime risk (77 vs 61).

Cartwrights Hill Downside
Bushfire None
0/100
Low
18/100
Crime Moderate
61/100
High
77/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 10
within 5 km
0
within 5 km

Schools

Cartwrights Hill Downside
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Cartwrights Hill Downside
Waterways 3 5

Mobility

Downside sits further from the CBD (470.8 km vs 459.7 km).

Cartwrights Hill Downside
Walkability score 16/100 8/100
Distance to Sydney 459.7 km 470.8 km
+2% vs other
Drive time (normal traffic) 290 min 299 min
Electric vehicle share 0.4%
postcode 2650
same for both
Rooftop solar per 100 dwellings 45
postcode 2650
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cartwrights Hill Downside
Car (driver) 81.2% / 77.4%
Cartwrights Hill — Car (driver): 81.2% Downside — Car (driver): 77.4%
Worked from Home 14.5% / 22.6%
Cartwrights Hill — Worked from Home: 14.5% Downside — Worked from Home: 22.6%
Car (passenger) 4.3% / —
Cartwrights Hill — Car (passenger): 4.3% Downside — Car (passenger): not among its largest

Bars are drawn against the largest share shown (81.2%).

Setting

Cartwrights Hill Downside
Elevation 201 m
above sea level, at the suburb centre
204 m
above sea level, at the suburb centre

NBN connectivity

Cartwrights Hill Downside
Connectivity score 32/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 3%
75 premises
0%
49 premises

Climate

Cartwrights Hill Downside
Annual rainfall 565 mm
same for both
Summer max (Jan) 31.8°C
same for both
Winter min (Jul) 3.4°C
same for both

Air quality (annual mean)

Cartwrights Hill Downside
PM2.5 7.7 µg/m³
same for both
PM10 23.1 µg/m³
same for both
NO₂ —
same for both

Council rates

Cartwrights Hill Downside
Average residential rate $1,254/yr
same for both
Council Wagga Wagga
same for both

Federal electorate

Cartwrights Hill Downside
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Cartwrights Hill Downside
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cartwrights Hill

Downside

More comparisons

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Other comparisons with Downside

Full data on Cartwrights Hill Full data on Downside
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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