Cargo vs Cudal

Cargo is the younger of the two, with a median age of 38 against 44 in Cudal. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cargo, most households are couple families. Houses cost more in Cargo: a median of $570,000, against $522,000 in Cudal. On these figures, Cargo tends to suit families with children and couples, while Cudal suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cargo

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (21/100 vs 41/100)
  • is already more of a family suburb (73% vs 52%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Cargo

ahead on the one thing that separates them

  • leaves renters under less rental stress (13% vs 20%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cargo

ahead on the one thing that separates them

  • sits closer to the CBD (302.6 km vs 305.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Cargo carries lower crime risk (21/100 vs 41/100)
  • Cudal has more residents already 65 and over (25% vs 14%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Cudal

ahead on the one thing that separates them

  • is growing faster (6.0% vs -5.7%)

Weighs population growth.

Where they sit

Cargo and Cudal drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cargo Cudal
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cargo Cudal
Walkability 0 / 0
Cargo — Walkability: 0/100 Cudal — Walkability: 0/100
Safety 79 / 59
Cargo — Safety: 79/100 Cudal — Safety: 59/100
Low fire risk 84 / 82
Cargo — Low fire risk: 84/100 Cudal — Low fire risk: 82/100

Demographics

Cargo has higher household incomes ($104,468 vs $68,224); Cudal skews older (44 vs 38).

Cargo Cudal
Population 562 586
+4% vs other
Population trend (2016 → 2021) -5.7% +6.0%
Median age 38 44
Median household income $104,468/yr
+35% vs other
 $68,224/yr
Median weekly rent $260/wk
+2% vs other
 $256/wk

Age profile

Share of residents in each band, 2021 Census.

Cargo Cudal
0-4 6.6% / 5.6%
Cargo — 0-4: 6.6% Cudal — 0-4: 5.6%
5-14 20.3% / 14.7%
Cargo — 5-14: 20.3% Cudal — 5-14: 14.7%
15-19 5.2% / 5.3%
Cargo — 15-19: 5.2% Cudal — 15-19: 5.3%
20-24 2.7% / 4.3%
Cargo — 20-24: 2.7% Cudal — 20-24: 4.3%
25-34 11.7% / 8.2%
Cargo — 25-34: 11.7% Cudal — 25-34: 8.2%
35-44 13.7% / 12.1%
Cargo — 35-44: 13.7% Cudal — 35-44: 12.1%
45-54 14.1% / 11.1%
Cargo — 45-54: 14.1% Cudal — 45-54: 11.1%
55-64 13.3% / 13.8%
Cargo — 55-64: 13.3% Cudal — 55-64: 13.8%
65-74 7.5% / 15.5%
Cargo — 65-74: 7.5% Cudal — 65-74: 15.5%
75-84 4.1% / 7.7%
Cargo — 75-84: 4.1% Cudal — 75-84: 7.7%
85+ 2.5% / 1.9%
Cargo — 85+: 2.5% Cudal — 85+: 1.9%

Bars are drawn against the largest share shown (20.3%).

Who lives together

Household composition, 2021 Census.

Cargo 58.0% couple families
Cargo — Couple Families: 58.0% Cargo — Lone Person: 23.9% Cargo — One Parent Families: 15.2% Cargo — Group Household: 2.9% Cargo — Other Families: 0.0%
Cudal 42.3% couple families
Cudal — Couple Families: 42.3% Cudal — Lone Person: 39.4% Cudal — One Parent Families: 9.9% Cudal — Group Household: 4.9% Cudal — Other Families: 3.5%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cargo 9.9% renting
Cargo — Owned Outright: 35.1% Cargo — Mortgage: 55.0% Cargo — Renting: 9.9%
Cudal 14.9% renting
Cudal — Owned Outright: 49.3% Cudal — Mortgage: 35.7% Cudal — Renting: 14.9%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cargo Cudal
New Zealand 1.4% / 1.9%
Cargo — New Zealand: 1.4% Cudal — New Zealand: 1.9%
England 0.9% / 0.9%
Cargo — England: 0.9% Cudal — England: 0.9%
Singapore 0.5% / —
Cargo — Singapore: 0.5% Cudal — Singapore: not among its largest
France 0.5% / —
Cargo — France: 0.5% Cudal — France: not among its largest

Bars are drawn against the largest share shown (1.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cargo Cudal
Certificate III & IV 19.2% / 18.4%
Cargo — Certificate III & IV: 19.2% Cudal — Certificate III & IV: 18.4%
Bachelor Degree 8.0% / 7.2%
Cargo — Bachelor Degree: 8.0% Cudal — Bachelor Degree: 7.2%
Advanced Diploma / Diploma 7.5% / 7.3%
Cargo — Advanced Diploma / Diploma: 7.5% Cudal — Advanced Diploma / Diploma: 7.3%
Postgraduate Degree 1.6% / 1.4%
Cargo — Postgraduate Degree: 1.6% Cudal — Postgraduate Degree: 1.4%
Graduate Diploma / Certificate 0.9% / 1.7%
Cargo — Graduate Diploma / Certificate: 0.9% Cudal — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (19.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cargo 98.4% houses
Cargo — Houses: 98.4% Cargo — Flats / Apartments: 0.0% Cargo — Townhouses: 1.6%
Cudal 96.9% houses
Cudal — Houses: 96.9% Cudal — Flats / Apartments: 3.1% Cudal — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Cargo Cudal
Median house price $570,000 $522,500
Median unit price —
same for both
Median land price — $215,000
Typical days to sell (houses) 43 days
from 3 sales
 24 days
from 3 sales

Zoning mix

Cargo Cudal
Rural and farming 95% 97%
Environmental 4% 0%
Residential 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cargo Cudal
New dwellings approved 29
across Cabonne
same for both
Approvals change year on year -43%
same for both

Ranking within NSW

Cargo Cudal
House price Higher than 10% of NSW Higher than 12% of NSW
Income Higher than 71% of NSW Higher than 31% of NSW
Schools —
same for both
Walkability Higher than 39% of NSW Higher than 34% of NSW
Affordability Higher than 95% of NSW Higher than 88% of NSW
EV adoption Higher than 60% of NSW Higher than 50% of NSW
NBN connectivity Higher than 61% of NSW Higher than 60% of NSW

Liveability

Cargo scores higher overall (48 vs 39).

Cargo Cudal
Grade C
same for both
Score 48/100 39/100
Socio-economic band mid-range socio-economic
decile 6/10
 below-average income
decile 3/10

Risk profile

Cudal carries more crime risk (41 vs 21).

Cargo Cudal
Bushfire Low
16/100
 Low
18/100
Crime Low
21/100
 Moderate
41/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cargo Cudal
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Cargo

  • Cargo Public School Government · Primary

Schools in Cudal

  • Cudal Public School Government · Primary below peers

Amenities in the suburb

Cargo Cudal
Cafes & restaurants 1 3
Parks & reserves 4
same for both
Childcare 0 2
Police stations 0 1
Banks & Bank@Post 0 1
Fuel stations 1 0
Waterways 36 4

Mobility

Cudal sits further from the CBD (305.5 km vs 302.6 km).

Cargo Cudal
Walkability score 0/100
same for both
Distance to Sydney 302.6 km 305.5 km
Drive time (normal traffic) 260 min 264 min
Public transport score 25/100
Bus
 26/100
Bus
Peak arrivals per hour 7.5
7-9am + 5-7pm
 5.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 3 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2800
 0.5%
postcode 2864
Rooftop solar per 100 dwellings 48
postcode 2800
 67
postcode 2864

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cargo Cudal
Car (driver) 76.9% / 74.6%
Cargo — Car (driver): 76.9% Cudal — Car (driver): 74.6%
Worked from Home 15.1% / 16.9%
Cargo — Worked from Home: 15.1% Cudal — Worked from Home: 16.9%
Car (passenger) 4.2% / 5.9%
Cargo — Car (passenger): 4.2% Cudal — Car (passenger): 5.9%
Walked Only 3.8% / 2.5%
Cargo — Walked Only: 3.8% Cudal — Walked Only: 2.5%

Bars are drawn against the largest share shown (76.9%).

Setting

Cargo Cudal
Elevation 665 m
above sea level, at the suburb centre
 410 m
above sea level, at the suburb centre

NBN connectivity

Cargo Cudal
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
258 premises
 0%
275 premises

Climate

Cargo Cudal
Annual rainfall 894 mm 692 mm
Summer max (Jan) 26.3°C —
Winter min (Jul) 2.2°C —

Council rates

Cargo Cudal
Average residential rate $750/yr
same for both
Council Cabonne
same for both

Federal electorate

Cargo Cudal
Division Calare
same for both
Member Andrew Gee
same for both
Party Independent
same for both

First Home Owner Grant

Cargo Cudal
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cargo

Family Rural

Cudal

Affordable Retirees Rural

More comparisons

Other comparisons with Cargo

Cargo vs Canowindra Cargo vs Mandurama Cargo vs Lidster Cargo vs Bowan Park Cargo vs Panuara

Other comparisons with Cudal

Cudal vs Canowindra Cudal vs Manildra Cudal vs Bowan Park Cudal vs Boree Cudal vs Toogong
Full data on Cargo Full data on Cudal
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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