Cargo vs Canowindra

Cargo is the younger of the two, with a median age of 38 against 48 in Canowindra. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cargo, most households are couple families. In Canowindra, about half of households are people living alone. Houses cost more in Cargo: a median of $570,000, against $420,000 in Canowindra, and rent is higher there too. On these figures, Cargo tends to suit families with children and couples, while Canowindra suits people living alone, older residents, and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cargo

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (21/100 vs 75/100)
  • is already more of a family suburb (73% vs 50%)
  • But Canowindra has more schools inside the suburb (3 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Canowindra

ahead on the one thing that separates them

  • has cheaper houses ($420,000 vs $570,000)

Weighs house prices and mortgage stress.

Renters

Canowindra

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (23% vs 10%)
  • has cheaper rent ($220/wk vs $260/wk)
  • But Cargo leaves renters under less rental stress (13% vs 20%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Cargo sits closer to the CBD (302.6 km vs 316.1 km)
  • Canowindra is more walkable (8/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Canowindra

ahead on 3 of the 5 things we measure here

  • is more walkable (8/100 vs 0/100)
  • has more GPs (2 vs 0)
  • has more residents already 65 and over (27% vs 14%)
  • But Cargo carries lower crime risk (21/100 vs 75/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Canowindra

ahead on the one thing that separates them

  • is growing faster (7.9% vs -5.7%)

Weighs population growth.

Where they sit

Cargo and Canowindra drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cargo Canowindra
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cargo Canowindra
Walkability 0 / 8
Cargo — Walkability: 0/100 Canowindra — Walkability: 8/100
Safety 79 / 25
Cargo — Safety: 79/100 Canowindra — Safety: 25/100
Low fire risk 84 / 74
Cargo — Low fire risk: 84/100 Canowindra — Low fire risk: 74/100

Demographics

Canowindra has more residents (2,437 vs 562); Cargo has higher household incomes ($104,468 vs $57,148).

Cargo Canowindra
Population 562 2,437
+334% vs other
Population trend (2016 → 2021) -5.7% +7.9%
Median age 38 48
Median household income $104,468/yr
+45% vs other
$57,148/yr
Median weekly rent $260/wk
+15% vs other
$220/wk

Age profile

Share of residents in each band, 2021 Census.

Cargo Canowindra
0-4 6.6% / 4.9%
Cargo — 0-4: 6.6% Canowindra — 0-4: 4.9%
5-14 20.3% / 12.4%
Cargo — 5-14: 20.3% Canowindra — 5-14: 12.4%
15-19 5.2% / 6.0%
Cargo — 15-19: 5.2% Canowindra — 15-19: 6.0%
20-24 2.7% / 4.2%
Cargo — 20-24: 2.7% Canowindra — 20-24: 4.2%
25-34 11.7% / 8.5%
Cargo — 25-34: 11.7% Canowindra — 25-34: 8.5%
35-44 13.7% / 9.4%
Cargo — 35-44: 13.7% Canowindra — 35-44: 9.4%
45-54 14.1% / 12.3%
Cargo — 45-54: 14.1% Canowindra — 45-54: 12.3%
55-64 13.3% / 15.0%
Cargo — 55-64: 13.3% Canowindra — 55-64: 15.0%
65-74 7.5% / 14.7%
Cargo — 65-74: 7.5% Canowindra — 65-74: 14.7%
75-84 4.1% / 9.3%
Cargo — 75-84: 4.1% Canowindra — 75-84: 9.3%
85+ 2.5% / 3.0%
Cargo — 85+: 2.5% Canowindra — 85+: 3.0%

Bars are drawn against the largest share shown (20.3%).

Who lives together

Household composition, 2021 Census.

Cargo 58.0% couple families
Cargo — Couple Families: 58.0% Cargo — Lone Person: 23.9% Cargo — One Parent Families: 15.2% Cargo — Group Household: 2.9% Cargo — Other Families: 0.0%
Canowindra 34.2% couple families
Canowindra — Couple Families: 34.2% Canowindra — Lone Person: 45.0% Canowindra — One Parent Families: 15.3% Canowindra — Group Household: 4.6% Canowindra — Other Families: 0.9%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cargo 9.9% renting
Cargo — Owned Outright: 35.1% Cargo — Mortgage: 55.0% Cargo — Renting: 9.9%
Canowindra 23.0% renting
Canowindra — Owned Outright: 48.8% Canowindra — Mortgage: 28.2% Canowindra — Renting: 23.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cargo Canowindra
Certificate III & IV 19.2% / 15.7%
Cargo — Certificate III & IV: 19.2% Canowindra — Certificate III & IV: 15.7%
Bachelor Degree 8.0% / 8.2%
Cargo — Bachelor Degree: 8.0% Canowindra — Bachelor Degree: 8.2%
Advanced Diploma / Diploma 7.5% / 6.4%
Cargo — Advanced Diploma / Diploma: 7.5% Canowindra — Advanced Diploma / Diploma: 6.4%
Postgraduate Degree 1.6% / 1.3%
Cargo — Postgraduate Degree: 1.6% Canowindra — Postgraduate Degree: 1.3%
Graduate Diploma / Certificate 0.9% / 0.8%
Cargo — Graduate Diploma / Certificate: 0.9% Canowindra — Graduate Diploma / Certificate: 0.8%

Bars are drawn against the largest share shown (19.2%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cargo Canowindra
England 0.9% / 1.4%
Cargo — England: 0.9% Canowindra — England: 1.4%
New Zealand 1.4% / 0.6%
Cargo — New Zealand: 1.4% Canowindra — New Zealand: 0.6%
India — / 0.7%
Cargo — India: not among its largest Canowindra — India: 0.7%
Singapore 0.5% / —
Cargo — Singapore: 0.5% Canowindra — Singapore: not among its largest
France 0.5% / —
Cargo — France: 0.5% Canowindra — France: not among its largest
China — / 0.3%
Cargo — China: not among its largest Canowindra — China: 0.3%
Germany — / 0.3%
Cargo — Germany: not among its largest Canowindra — Germany: 0.3%

Bars are drawn against the largest share shown (1.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cargo 98.4% houses
Cargo — Houses: 98.4% Cargo — Townhouses: 1.6% Cargo — Flats / Apartments: 0.0%
Canowindra 94.5% houses
Canowindra — Houses: 94.5% Canowindra — Townhouses: 3.0% Canowindra — Flats / Apartments: 2.5%
Houses Townhouses Flats / Apartments

Property market

Cargo Canowindra
Median house price $570,000 $420,000
Median unit price —
same for both
Median land price — $197,000
Typical days to sell (houses) 43 days
from 3 sales
91 days
from 17 sales

Zoning mix

Cargo Canowindra
Rural and farming 95% 89%
Environmental 4% 9%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cargo Canowindra
New dwellings approved 29
across Cabonne
same for both
Approvals change year on year -43%
same for both

Ranking within NSW

Cargo Canowindra
House price Higher than 10% of NSW Higher than 12% of NSW
Income Higher than 71% of NSW Higher than 17% of NSW
Schools — Higher than 63% of NSW
Walkability Higher than 39% of NSW Higher than 52% of NSW
Affordability Higher than 95% of NSW Higher than 82% of NSW
EV adoption Higher than 60% of NSW Higher than 32% of NSW
NBN connectivity Higher than 61% of NSW Higher than 66% of NSW

Liveability

Canowindra is more walkable (8 vs 0); Cargo scores higher overall (48 vs 38).

Cargo Canowindra
Grade C
same for both
Score 48/100 38/100
Socio-economic band mid-range socio-economic
decile 6/10
below-average income
decile 3/10

Risk profile

Canowindra carries more crime risk (75 vs 21); Canowindra carries more bushfire risk (26 vs 16).

Cargo Canowindra
Bushfire Low
16/100
Low
26/100
Crime Low
21/100
High
75/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cargo Canowindra
Inside the suburb 1 3
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0 2

Schools in Cargo

  • Cargo Public School Government · Primary

Schools in Canowindra

  • St Edward's Catholic Primary School Canowindra Catholic · Primary above peers
  • Canowindra High School Government · Secondary below peers
  • Canowindra Public School Government · Primary below peers

Amenities in the suburb

Cargo Canowindra
Supermarkets 0 2
Cafes & restaurants 1 3
Parks & reserves 4 5
Childcare 0 2
GPs 0 2
Pharmacies 0 1
Hospitals 0 1
Police stations 0 1
Banks & Bank@Post 0 1
Fuel stations 1 0
Waterways 36 51

Mobility

Canowindra sits further from the CBD (316.1 km vs 302.6 km).

Cargo Canowindra
Walkability score 0/100 8/100
Distance to Sydney 302.6 km 316.1 km
+4% vs other
Drive time (normal traffic) 260 min 263 min
Public transport score 25/100
Bus
58/100
Bus
Peak arrivals per hour 7.5
7-9am + 5-7pm
29.0
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.6%
postcode 2800
0.3%
postcode 2804
Rooftop solar per 100 dwellings 48
postcode 2800
64
postcode 2804

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cargo Canowindra
Car (driver) 76.9% / 70.3%
Cargo — Car (driver): 76.9% Canowindra — Car (driver): 70.3%
Worked from Home 15.1% / 19.0%
Cargo — Worked from Home: 15.1% Canowindra — Worked from Home: 19.0%
Walked Only 3.8% / 6.3%
Cargo — Walked Only: 3.8% Canowindra — Walked Only: 6.3%
Car (passenger) 4.2% / 4.4%
Cargo — Car (passenger): 4.2% Canowindra — Car (passenger): 4.4%

Bars are drawn against the largest share shown (76.9%).

Setting

Cargo Canowindra
Elevation 665 m
above sea level, at the suburb centre
336 m
above sea level, at the suburb centre

NBN connectivity

Cargo Canowindra
Connectivity score 30/100 48/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
258 premises
19%
1,272 premises

Climate

Cargo Canowindra
Annual rainfall 894 mm
same for both
Summer max (Jan) 26.3°C
same for both
Winter min (Jul) 2.2°C
same for both

Council rates

Cargo Canowindra
Average residential rate $750/yr
same for both
Council Cabonne
same for both

Federal electorate

Cargo Canowindra
Division Calare
same for both
Member Andrew Gee
same for both
Party Independent
same for both

First Home Owner Grant

Cargo Canowindra
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cargo

Canowindra

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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