Cardinia vs Clyde North

Clyde North is the younger of the two, with a median age of 30 against 44 in Cardinia. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Clyde North tends to suit young adults and families with children.

Cardinia is a very small, established community of 342 people with a median age of 44 years, while Clyde North is a growing suburb of 31,681 with a median age of 30 years. Clyde North offers better walkability (67 versus 20), higher median household income ($112,476 versus $97,500), and is closer to the CBD at 54.4 km compared to Cardinia's 63.3 km. Cardinia has lower bushfire and crime risks, though it faces a higher flood risk; Clyde North suits those seeking suburban convenience and community infrastructure, while Cardinia appeals to buyers seeking a quieter, more isolated setting.

Written by an AI language model from the figures below. Every number in it is checked against those figures before it is published.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Clyde North

ahead on 3 of the 6 things we measure here

  • has more childcare (35 vs 1)
  • has more schools inside the suburb (12 vs 1)
  • has more parks and reserves (15 vs 2)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Clyde North

ahead on the one thing that separates them

  • has a bigger rental market to choose from (24% vs 10%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Clyde North

ahead on 2 of the 4 things we measure here

  • is more walkable (67/100 vs 20/100)
  • sits closer to the CBD (54.4 km vs 63.3 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Clyde North

ahead on 2 of the 4 things we measure here

  • has more GPs (5 vs 0)
  • is more walkable (67/100 vs 20/100)
  • But Cardinia has more residents already 65 and over (20% vs 5%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Clyde North

ahead on the one thing that separates them

  • is growing faster (288.4% vs -9.0%)

Weighs population growth.

Where they sit

Cardinia and Clyde North drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cardinia Clyde North
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cardinia Clyde North
Walkability 20 / 67
Cardinia — Walkability: 20/100 Clyde North — Walkability: 67/100
Safety 16 / 24
Cardinia — Safety: 16/100 Clyde North — Safety: 24/100
Low fire risk 100 / 88
Cardinia — Low fire risk: 100/100 Clyde North — Low fire risk: 88/100
Low flood risk 2 / 22
Cardinia — Low flood risk: 2/100 Clyde North — Low flood risk: 22/100

Demographics

Clyde North has more residents (31,681 vs 342); Cardinia skews older (44 vs 30).

Cardinia Clyde North
Population 342 31,681
+9163% vs other
Population trend (2016 → 2021) -9.0% +288.4%
Median age 44 30
Median household income $97,500/yr $112,476/yr
+15% vs other
Median weekly rent $390/wk $410/wk
+5% vs other

Age profile

Share of residents in each band, 2021 Census.

Cardinia Clyde North
0-4 3.8% / 11.4%
Cardinia — 0-4: 3.8% Clyde North — 0-4: 11.4%
5-14 9.9% / 17.6%
Cardinia — 5-14: 9.9% Clyde North — 5-14: 17.6%
15-19 9.9% / 5.0%
Cardinia — 15-19: 9.9% Clyde North — 15-19: 5.0%
20-24 4.4% / 5.6%
Cardinia — 20-24: 4.4% Clyde North — 20-24: 5.6%
25-34 10.2% / 19.9%
Cardinia — 25-34: 10.2% Clyde North — 25-34: 19.9%
35-44 12.3% / 20.8%
Cardinia — 35-44: 12.3% Clyde North — 35-44: 20.8%
45-54 13.5% / 9.4%
Cardinia — 45-54: 13.5% Clyde North — 45-54: 9.4%
55-64 15.8% / 5.0%
Cardinia — 55-64: 15.8% Clyde North — 55-64: 5.0%
65-74 13.7% / 3.5%
Cardinia — 65-74: 13.7% Clyde North — 65-74: 3.5%
75-84 4.4% / 1.6%
Cardinia — 75-84: 4.4% Clyde North — 75-84: 1.6%
85+ 1.5% / 0.2%
Cardinia — 85+: 1.5% Clyde North — 85+: 0.2%

Bars are drawn against the largest share shown (20.8%).

Who lives together

Household composition, 2021 Census.

Cardinia 65.8% couple families
Cardinia — Couple Families: 65.8% Cardinia — Lone Person: 22.4% Cardinia — One Parent Families: 11.8% Cardinia — Group Household: 0.0% Cardinia — Other Families: 0.0%
Clyde North 72.3% couple families
Clyde North — Couple Families: 72.3% Clyde North — Lone Person: 12.7% Clyde North — One Parent Families: 11.6% Clyde North — Group Household: 2.2% Clyde North — Other Families: 1.2%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cardinia 10.4% renting
Cardinia — Owned Outright: 47.2% Cardinia — Mortgage: 42.5% Cardinia — Renting: 10.4%
Clyde North 23.5% renting
Clyde North — Owned Outright: 9.3% Clyde North — Mortgage: 67.2% Clyde North — Renting: 23.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cardinia Clyde North
Certificate III & IV 17.3% / 9.6%
Cardinia — Certificate III & IV: 17.3% Clyde North — Certificate III & IV: 9.6%
Bachelor Degree 5.8% / 14.7%
Cardinia — Bachelor Degree: 5.8% Clyde North — Bachelor Degree: 14.7%
Advanced Diploma / Diploma 8.2% / 10.4%
Cardinia — Advanced Diploma / Diploma: 8.2% Clyde North — Advanced Diploma / Diploma: 10.4%
Postgraduate Degree 2.6% / 6.4%
Cardinia — Postgraduate Degree: 2.6% Clyde North — Postgraduate Degree: 6.4%
Graduate Diploma / Certificate 2.0% / 1.6%
Cardinia — Graduate Diploma / Certificate: 2.0% Clyde North — Graduate Diploma / Certificate: 1.6%

Bars are drawn against the largest share shown (17.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cardinia Clyde North
India — / 18.2%
Cardinia — India: not among its largest Clyde North — India: 18.2%
Sri Lanka — / 7.9%
Cardinia — Sri Lanka: not among its largest Clyde North — Sri Lanka: 7.9%
New Zealand 2.9% / 2.4%
Cardinia — New Zealand: 2.9% Clyde North — New Zealand: 2.4%
Philippines — / 2.9%
Cardinia — Philippines: not among its largest Clyde North — Philippines: 2.9%
England 0.9% / 1.7%
Cardinia — England: 0.9% Clyde North — England: 1.7%
Afghanistan — / 2.4%
Cardinia — Afghanistan: not among its largest Clyde North — Afghanistan: 2.4%
Netherlands 0.9% / —
Cardinia — Netherlands: 0.9% Clyde North — Netherlands: not among its largest

Bars are drawn against the largest share shown (18.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cardinia 100.0% houses
Cardinia — Houses: 100.0% Cardinia — Townhouses: 0.0% Cardinia — Flats / Apartments: 0.0%
Clyde North 97.2% houses
Clyde North — Houses: 97.2% Clyde North — Townhouses: 2.7% Clyde North — Flats / Apartments: 0.2%
Houses Townhouses Flats / Apartments

Property market

Cardinia Clyde North
Median house price — $760,000
Median unit price — $558,500
Median land price — $730,500
Typical days to sell (houses) — 49 days
from 795 sales

Zoning mix

Cardinia has more rural and farming land (89% vs 0%).

Cardinia Clyde North
Residential 0% 90%
Rural and farming 89% 0%
Other and special use 8% 5%
Infrastructure and transport 2%
same for both
Environmental 0% 1%
Parks and recreation 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cardinia Clyde North
New dwellings approved 1,323
across Cardinia
 3,412
across Casey
Approvals change year on year +13% -15%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cardinia Clyde North
Houses — 4.1%
$620/wk on $789K
Units —
same for both

Ranking within VIC

Cardinia Clyde North
House price — Higher than 45% of VIC
Income Higher than 68% of VIC Higher than 85% of VIC
Schools — Higher than 34% of VIC
Walkability Higher than 79% of VIC Higher than 89% of VIC
Affordability — Higher than 88% of VIC
EV adoption Higher than 90% of VIC
same for both
NBN connectivity Higher than 50% of VIC Higher than 99% of VIC
Rental yield (houses) — Higher than 73% of VIC

Liveability

Clyde North is more walkable (67 vs 20).

Cardinia Clyde North
Grade — C
Score — 46/100
Socio-economic band mid-range socio-economic
decile 6/10
 advantaged area
decile 8/10

Risk profile

Clyde North carries more bushfire risk (12 vs 0); Cardinia carries more flood risk (98 vs 78).

Cardinia Clyde North
Bushfire None
0/100
 Low
12/100
Crime High
84/100
 High
76/100
Flood High
98/100
 High
78/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 4
within 5 km

Schools

Cardinia Clyde North
Inside the suburb 1 12
Rated above peers 0 1
Rated at peers 1 4
Rated below peers 0 5
Universities within 10 km None 1
Federation University Berwick, 7.0 km

Schools in Cardinia

  • Cardinia Primary School Government · Primary at peers

Schools in Clyde North

  • Grayling Primary School Government · Primary above peers
  • Clyde Grammar Independent · Primary at peers
  • Hillcrest Christian College Independent · Combined at peers
  • Ramlegh Park Primary School Government · Primary at peers
  • Wilandra Rise Primary School Government · Primary at peers
  • Mirniyan Primary School Government · Primary below peers

Amenities in the suburb

Cardinia Clyde North
Supermarkets 0 6
Cafes & restaurants 0 7
Parks & reserves 2 15
Childcare 1 35
GPs 0 5
Pharmacies 0 2
Fuel stations 0 3
EV chargers 0 1
Waterways 6 1

Mobility

Cardinia sits further from the CBD (63.3 km vs 54.4 km).

Cardinia Clyde North
Walkability score 20/100 67/100
Distance to Melbourne 63.3 km
+14% vs other
 54.4 km
Drive time (normal traffic) 54 min 51 min
Electric vehicle share 1.6%
postcode 3978
same for both
Rooftop solar per 100 dwellings 91
postcode 3978
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cardinia Clyde North
Car (driver) 58.7% / 70.9%
Cardinia — Car (driver): 58.7% Clyde North — Car (driver): 70.9%
Worked from Home 29.7% / 21.2%
Cardinia — Worked from Home: 29.7% Clyde North — Worked from Home: 21.2%
Car (passenger) 3.9% / 4.0%
Cardinia — Car (passenger): 3.9% Clyde North — Car (passenger): 4.0%
Walked Only 5.2% / 0.5%
Cardinia — Walked Only: 5.2% Clyde North — Walked Only: 0.5%
Train 2.6% / 2.8%
Cardinia — Train: 2.6% Clyde North — Train: 2.8%
Bus — / 0.5%
Cardinia — Bus: not among its largest Clyde North — Bus: 0.5%

Bars are drawn against the largest share shown (70.9%).

Setting

Cardinia Clyde North
Elevation 5 m
above sea level, at the suburb centre
 47 m
above sea level, at the suburb centre
Distance to the ocean 8.2 km 12.5 km

NBN connectivity

Cardinia Clyde North
Connectivity score 30/100 99/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 0%
150 premises
 99%
9,786 premises

Climate

Cardinia Clyde North
Annual rainfall 781 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Cardinia Clyde North
PM2.5 6.3 µg/m³
same for both
PM10 20.8 µg/m³
same for both
NO₂ 0.98 pphm
same for both

Council rates

Cardinia Clyde North
Average residential rate $1,880/yr $1,767/yr
Council Cardinia Casey

Federal electorate

Cardinia Clyde North
Division La Trobe
same for both
Member Jason Wood
same for both
Party Liberal
same for both

First Home Owner Grant

Cardinia Clyde North
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Cardinia

Rural

Clyde North

Family Large Blocks Multicultural Outer Young Families

More comparisons

Other comparisons with Cardinia

Cardinia vs Clyde Cardinia vs Koo Wee Rup Cardinia vs Tooradin Cardinia vs Officer South Cardinia vs Pakenham South Cardinia vs Dalmore

Other comparisons with Clyde North

Clyde North vs Berwick Clyde North vs Narre Warren South Clyde North vs Cranbourne North Clyde North vs Cranbourne East Clyde North vs Officer Clyde North vs Clyde
Full data on Cardinia Full data on Clyde North
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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