Cardigan vs Cardigan Village

Cardigan Village is the younger of the two, with a median age of 32 against 36 in Cardigan. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Cardigan: a median of $1.14 million, against $555,000 in Cardigan Village, and rent is higher there too. On these figures, Cardigan tends to suit couples, while Cardigan Village suits families with children and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cardigan Village

ahead on the one thing that separates them

  • carries lower crime risk (30/100 vs 82/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cardigan Village

ahead on the one thing that separates them

  • has cheaper houses ($555,000 vs $1,142,500)

Weighs house prices and mortgage stress.

Renters

Cardigan Village

ahead on the one thing that separates them

  • has cheaper rent ($300/wk vs $350/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Cardigan sits closer to the CBD (132.1 km vs 135.2 km)
  • Cardigan Village is more walkable (22/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cardigan Village

ahead on 2 of the 4 things we measure here

  • is more walkable (22/100 vs 0/100)
  • carries lower crime risk (30/100 vs 82/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Cardigan and Cardigan Village drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cardigan Cardigan Village
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cardigan Cardigan Village
Walkability 0 / 22
Cardigan — Walkability: 0/100 Cardigan Village — Walkability: 22/100
Safety 18 / 70
Cardigan — Safety: 18/100 Cardigan Village — Safety: 70/100
Low fire risk 77 / 100
Cardigan — Low fire risk: 77/100 Cardigan Village — Low fire risk: 100/100
Low flood risk 64 / 50
Cardigan — Low flood risk: 64/100 Cardigan Village — Low flood risk: 50/100

Demographics

Cardigan has higher household incomes ($141,076 vs $114,400); Cardigan rents higher ($350/wk vs $300/wk).

Cardigan Cardigan Village
Population 1,064
+10% vs other
 957
Population trend (2016 → 2021) +41.1% +43.5%
Median age 36 32
Median household income $141,076/yr
+19% vs other
 $114,400/yr
Median weekly rent $350/wk
+14% vs other
 $300/wk

Age profile

Share of residents in each band, 2021 Census.

Cardigan Cardigan Village
0-4 5.5% / 10.3%
Cardigan — 0-4: 5.5% Cardigan Village — 0-4: 10.3%
5-14 18.3% / 21.4%
Cardigan — 5-14: 18.3% Cardigan Village — 5-14: 21.4%
15-19 11.7% / 7.8%
Cardigan — 15-19: 11.7% Cardigan Village — 15-19: 7.8%
20-24 5.1% / 4.5%
Cardigan — 20-24: 5.1% Cardigan Village — 20-24: 4.5%
25-34 8.2% / 11.1%
Cardigan — 25-34: 8.2% Cardigan Village — 25-34: 11.1%
35-44 14.3% / 17.3%
Cardigan — 35-44: 14.3% Cardigan Village — 35-44: 17.3%
45-54 17.9% / 12.2%
Cardigan — 45-54: 17.9% Cardigan Village — 45-54: 12.2%
55-64 12.1% / 8.5%
Cardigan — 55-64: 12.1% Cardigan Village — 55-64: 8.5%
65-74 6.0% / 5.9%
Cardigan — 65-74: 6.0% Cardigan Village — 65-74: 5.9%
75-84 2.1% / 1.3%
Cardigan — 75-84: 2.1% Cardigan Village — 75-84: 1.3%
85+ 0.3% / 0.4%
Cardigan — 85+: 0.3% Cardigan Village — 85+: 0.4%

Bars are drawn against the largest share shown (21.4%).

Who lives together

Household composition, 2021 Census.

Cardigan 81.2% couple families
Cardigan — Couple Families: 81.2% Cardigan — Lone Person: 10.5% Cardigan — One Parent Families: 6.1% Cardigan — Group Household: 2.2%
Cardigan Village 69.7% couple families
Cardigan Village — Couple Families: 69.7% Cardigan Village — Lone Person: 14.0% Cardigan Village — One Parent Families: 14.5% Cardigan Village — Group Household: 1.8%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cardigan 7.4% renting
Cardigan — Owned Outright: 37.5% Cardigan — Mortgage: 55.2% Cardigan — Renting: 7.4%
Cardigan Village 5.1% renting
Cardigan Village — Owned Outright: 23.7% Cardigan Village — Mortgage: 71.2% Cardigan Village — Renting: 5.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cardigan Cardigan Village
Certificate III & IV 17.1% / 19.5%
Cardigan — Certificate III & IV: 17.1% Cardigan Village — Certificate III & IV: 19.5%
Bachelor Degree 9.7% / 7.9%
Cardigan — Bachelor Degree: 9.7% Cardigan Village — Bachelor Degree: 7.9%
Advanced Diploma / Diploma 6.9% / 8.0%
Cardigan — Advanced Diploma / Diploma: 6.9% Cardigan Village — Advanced Diploma / Diploma: 8.0%
Postgraduate Degree 3.2% / 2.2%
Cardigan — Postgraduate Degree: 3.2% Cardigan Village — Postgraduate Degree: 2.2%
Graduate Diploma / Certificate 2.3% / 1.5%
Cardigan — Graduate Diploma / Certificate: 2.3% Cardigan Village — Graduate Diploma / Certificate: 1.5%

Bars are drawn against the largest share shown (19.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cardigan Cardigan Village
England 2.6% / 1.8%
Cardigan — England: 2.6% Cardigan Village — England: 1.8%
India 1.1% / 0.8%
Cardigan — India: 1.1% Cardigan Village — India: 0.8%
Zimbabwe — / 1.4%
Cardigan — Zimbabwe: not among its largest Cardigan Village — Zimbabwe: 1.4%
Germany 0.8% / —
Cardigan — Germany: 0.8% Cardigan Village — Germany: not among its largest
New Zealand 0.7% / —
Cardigan — New Zealand: 0.7% Cardigan Village — New Zealand: not among its largest
Netherlands 0.6% / —
Cardigan — Netherlands: 0.6% Cardigan Village — Netherlands: not among its largest
Thailand — / 0.5%
Cardigan — Thailand: not among its largest Cardigan Village — Thailand: 0.5%
Scotland — / 0.3%
Cardigan — Scotland: not among its largest Cardigan Village — Scotland: 0.3%

Bars are drawn against the largest share shown (2.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cardigan 98.7% houses
Cardigan — Houses: 98.7% Cardigan — Flats / Apartments: 1.3%
Cardigan Village 100.0% houses
Cardigan Village — Houses: 100.0% Cardigan Village — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

Cardigan Cardigan Village
Median house price $1,142,500 $555,000
Median unit price —
same for both
Median land price $547,500 —
Typical days to sell (houses) 30 days
from 19 sales
 —

Zoning mix

Cardigan has more rural and farming land (67% vs 17%).

Cardigan Cardigan Village
Residential 9% 79%
Rural and farming 67% 17%
Other and special use 20% 0%
Infrastructure and transport 2% 4%
Parks and recreation 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cardigan Cardigan Village
New dwellings approved 1,451
across Ballarat
same for both
Approvals change year on year +42%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cardigan Cardigan Village
Houses 2.8%
$700/wk on $1.3M
 —
Units —
same for both

Ranking within VIC

Cardigan Cardigan Village
House price — Higher than 22% of VIC
Income Higher than 96% of VIC Higher than 86% of VIC
Schools —
same for both
Walkability Higher than 60% of VIC Higher than 80% of VIC
Affordability — Higher than 98% of VIC
EV adoption Higher than 39% of VIC Higher than 37% of VIC
NBN connectivity Higher than 89% of VIC Higher than 54% of VIC
Rental yield (houses) Higher than 8% of VIC —

Liveability

Cardigan Village is more walkable (22 vs 0); Cardigan Village scores higher overall (60 vs 44).

Cardigan Cardigan Village
Grade C B
Score 44/100 60/100
Socio-economic band very advantaged area
decile 9/10
 advantaged area
decile 7/10

Risk profile

Cardigan carries more bushfire risk (23 vs 0); Cardigan carries more crime risk (82 vs 30).

Cardigan Cardigan Village
Bushfire Low
23/100
 None
0/100
Crime High
82/100
 Low
30/100
Flood Low
36/100
 Moderate
50/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cardigan Cardigan Village
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Cardigan Cardigan Village
Parks & reserves 2 1
Childcare 1
same for both
Waterways 3 0

Mobility

Cardigan Village sits further from the CBD (135.2 km vs 132.1 km).

Cardigan Cardigan Village
Walkability score 0/100 22/100
Distance to Melbourne 132.1 km 135.2 km
+2% vs other
Drive time (normal traffic) 98 min 94 min
Electric vehicle share 0.4%
postcode 3352
same for both
Rooftop solar per 100 dwellings 51
postcode 3352
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cardigan Cardigan Village
Car (driver) 77.5% / 75.9%
Cardigan — Car (driver): 77.5% Cardigan Village — Car (driver): 75.9%
Worked from Home 15.5% / 18.8%
Cardigan — Worked from Home: 15.5% Cardigan Village — Worked from Home: 18.8%
Car (passenger) 6.0% / 4.5%
Cardigan — Car (passenger): 6.0% Cardigan Village — Car (passenger): 4.5%
Walked Only 1.0% / —
Cardigan — Walked Only: 1.0% Cardigan Village — Walked Only: not among its largest
Bus — / 0.8%
Cardigan — Bus: not among its largest Cardigan Village — Bus: 0.8%

Bars are drawn against the largest share shown (77.5%).

Setting

Cardigan Cardigan Village
Elevation 418 m
above sea level, at the suburb centre
 422 m
above sea level, at the suburb centre

NBN connectivity

Cardigan Cardigan Village
Connectivity score 78/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 68%
973 premises
 0%
307 premises

Climate

Cardigan Cardigan Village
Annual rainfall 605 mm
same for both
Summer max (Jan) 25.7°C
same for both
Winter min (Jul) 3.5°C
same for both

Council rates

Cardigan Cardigan Village
Average residential rate $2,086/yr
same for both
Council Ballarat
same for both

Federal electorate

Cardigan Cardigan Village
Division Ballarat
same for both
Member Catherine King
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Cardigan Cardigan Village
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Cardigan

Acreage Family Luxury

Cardigan Village

Affordable Family Large Blocks Quiet Young Families

More comparisons

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Other comparisons with Cardigan Village

Cardigan Village vs Windermere
Full data on Cardigan Full data on Cardigan Village
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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