Capels Crossing vs Lake Charm

Capels Crossing is the younger of the two, with a median age of 36 against 55 in Lake Charm. In both, most households own their home and the large majority of homes are detached houses. In Capels Crossing, most households are people living alone. On these figures, Capels Crossing tends to suit people living alone, while Lake Charm suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Lake Charm

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (7 vs 2)
  • carries lower crime risk (54/100 vs 77/100)
  • But Capels Crossing has more separate houses rather than flats (109% vs 94%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Lake Charm

ahead on the one thing that separates them

  • leaves households under less mortgage stress (15% vs 28%)

Weighs mortgage stress.

Renters

Capels Crossing

ahead on the one thing that separates them

  • has a bigger rental market to choose from (31% vs 19%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lake Charm

ahead on the one thing that separates them

  • has a shorter drive in (206 min vs 211 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Lake Charm

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (25% vs 15%)
  • carries lower crime risk (54/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Capels Crossing

ahead on the one thing that separates them

  • is growing faster (54.3% vs -12.5%)

Weighs population growth.

Where they sit

Capels Crossing and Lake Charm drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Capels Crossing Lake Charm
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Capels Crossing Lake Charm
Walkability 0 / 0
Capels Crossing — Walkability: 0/100 Lake Charm — Walkability: 0/100
Safety 23 / 46
Capels Crossing — Safety: 23/100 Lake Charm — Safety: 46/100
Low fire risk 100 / 66
Capels Crossing — Low fire risk: 100/100 Lake Charm — Low fire risk: 66/100
Low flood risk 1 / 5
Capels Crossing — Low flood risk: 1/100 Lake Charm — Low flood risk: 5/100

Demographics

Lake Charm has more residents (147 vs 54); Lake Charm skews older (55 vs 36).

Capels Crossing Lake Charm
Population 54 147
+172% vs other
Population trend (2016 → 2021) +54.3% -12.5%
Median age 36 55
Median household income $55,224/yr $68,692/yr
+24% vs other
Median weekly rent $175/wk $188/wk
+7% vs other

Age profile

Share of residents in each band, 2021 Census.

Capels Crossing Lake Charm
0-4 7.4% / 4.1%
Capels Crossing — 0-4: 7.4% Lake Charm — 0-4: 4.1%
5-14 5.6% / 10.2%
Capels Crossing — 5-14: 5.6% Lake Charm — 5-14: 10.2%
15-19 11.1% / 2.7%
Capels Crossing — 15-19: 11.1% Lake Charm — 15-19: 2.7%
20-24 7.4% / 4.1%
Capels Crossing — 20-24: 7.4% Lake Charm — 20-24: 4.1%
25-34 13.0% / 4.8%
Capels Crossing — 25-34: 13.0% Lake Charm — 25-34: 4.8%
35-44 11.1% / 8.2%
Capels Crossing — 35-44: 11.1% Lake Charm — 35-44: 8.2%
45-54 11.1% / 16.3%
Capels Crossing — 45-54: 11.1% Lake Charm — 45-54: 16.3%
55-64 16.7% / 23.8%
Capels Crossing — 55-64: 16.7% Lake Charm — 55-64: 23.8%
65-74 5.6% / 12.9%
Capels Crossing — 65-74: 5.6% Lake Charm — 65-74: 12.9%
75-84 9.3% / 12.2%
Capels Crossing — 75-84: 9.3% Lake Charm — 75-84: 12.2%
85+ — / —
Capels Crossing — 85+: not among its largest Lake Charm — 85+: not among its largest

Bars are drawn against the largest share shown (23.8%).

Who lives together

Household composition, 2021 Census.

Capels Crossing 57.1% lone person
Capels Crossing — Lone Person: 57.1% Capels Crossing — Couple Families: 42.9% Capels Crossing — Group Household: 0.0%
Lake Charm 31.6% lone person
Lake Charm — Lone Person: 31.6% Lake Charm — Couple Families: 44.7% Lake Charm — Group Household: 23.7%
Lone Person Couple Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Capels Crossing 31.2% renting
Capels Crossing — Owned Outright: 43.8% Capels Crossing — Mortgage: 25.0% Capels Crossing — Renting: 31.2%
Lake Charm 18.6% renting
Lake Charm — Owned Outright: 65.1% Lake Charm — Mortgage: 16.3% Lake Charm — Renting: 18.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Capels Crossing Lake Charm
New Zealand 11.1% / —
Capels Crossing — New Zealand: 11.1% Lake Charm — New Zealand: not among its largest
England — / 4.1%
Capels Crossing — England: not among its largest Lake Charm — England: 4.1%
Germany — / 2.7%
Capels Crossing — Germany: not among its largest Lake Charm — Germany: 2.7%
India — / 2.0%
Capels Crossing — India: not among its largest Lake Charm — India: 2.0%

Bars are drawn against the largest share shown (11.1%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Capels Crossing Lake Charm
Certificate III & IV 18.5% / 15.0%
Capels Crossing — Certificate III & IV: 18.5% Lake Charm — Certificate III & IV: 15.0%
Advanced Diploma / Diploma 7.4% / 2.7%
Capels Crossing — Advanced Diploma / Diploma: 7.4% Lake Charm — Advanced Diploma / Diploma: 2.7%
Bachelor Degree — / 6.1%
Capels Crossing — Bachelor Degree: not among its largest Lake Charm — Bachelor Degree: 6.1%
Graduate Diploma / Certificate — / 2.7%
Capels Crossing — Graduate Diploma / Certificate: not among its largest Lake Charm — Graduate Diploma / Certificate: 2.7%
Postgraduate Degree — / 2.0%
Capels Crossing — Postgraduate Degree: not among its largest Lake Charm — Postgraduate Degree: 2.0%

Bars are drawn against the largest share shown (18.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Capels Crossing 109.1% houses
Capels Crossing — Houses: 109.1% Capels Crossing — Flats / Apartments: 0.0%
Lake Charm 94.4% houses
Lake Charm — Houses: 94.4% Lake Charm — Flats / Apartments: 5.6%
Houses Flats / Apartments

Zoning mix

Capels Crossing has more rural and farming land (90% vs 75%).

Capels Crossing Lake Charm
Rural and farming 90% 75%
Parks and recreation 10% 24%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Capels Crossing Lake Charm
New dwellings approved 19
across Gannawarra
same for both

Ranking within VIC

Capels Crossing Lake Charm
House price —
same for both
Income Higher than 14% of VIC Higher than 31% of VIC
Schools —
same for both
Walkability Higher than 53% of VIC Higher than 16% of VIC
Affordability —
same for both
EV adoption Higher than 2% of VIC —
NBN connectivity Higher than 32% of VIC Higher than 16% of VIC

Liveability

Capels Crossing Lake Charm
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
 mid-range socio-economic
decile 5/10

Risk profile

Lake Charm carries more bushfire risk (34 vs 0); Capels Crossing carries more crime risk (77 vs 54).

Capels Crossing Lake Charm
Bushfire None
0/100
 Low
34/100
Crime High
77/100
 Moderate
54/100
Flood High
99/100
 High
95/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Capels Crossing Lake Charm
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Capels Crossing

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Lake Charm

  • Lake Charm Primary School Government · Primary

Amenities in the suburb

Capels Crossing Lake Charm
Parks & reserves 2 7
Banks & Bank@Post 0 1
Fuel stations 0 1
Waterways 2 13

Mobility

Capels Crossing Lake Charm
Walkability score 0/100
same for both
Distance to Melbourne 298.7 km 299.2 km
Drive time (normal traffic) 211 min 206 min
Electric vehicle share 0.1%
postcode 3579
 0.0%
postcode 3581
Rooftop solar per 100 dwellings 49
postcode 3579
 —

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Capels Crossing Lake Charm
Car (driver) 63.2% / 70.2%
Capels Crossing — Car (driver): 63.2% Lake Charm — Car (driver): 70.2%
Worked from Home 15.8% / 19.1%
Capels Crossing — Worked from Home: 15.8% Lake Charm — Worked from Home: 19.1%
Car (passenger) 21.1% / —
Capels Crossing — Car (passenger): 21.1% Lake Charm — Car (passenger): not among its largest
Walked Only — / 10.6%
Capels Crossing — Walked Only: not among its largest Lake Charm — Walked Only: 10.6%

Bars are drawn against the largest share shown (70.2%).

Setting

Capels Crossing Lake Charm
Elevation 76 m
above sea level, at the suburb centre
 72 m
above sea level, at the suburb centre

NBN connectivity

Capels Crossing Lake Charm
Connectivity score 27/100 19/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 0%
20 premises
 0%
51 premises

Climate

Capels Crossing Lake Charm
Annual rainfall 364 mm
same for both
Summer max (Jan) 32.1°C
same for both
Winter min (Jul) 4.5°C
same for both

Council rates

Capels Crossing Lake Charm
Average residential rate $1,855/yr
same for both
Council Gannawarra
same for both

Federal electorate

Capels Crossing Lake Charm
Division Mallee
same for both
Member Anne Webster
same for both
Party The Nationals
same for both

First Home Owner Grant

Capels Crossing Lake Charm
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Capels Crossing

Multicultural Rural

Lake Charm

Retirees Rural

More comparisons

Other comparisons with Capels Crossing

Capels Crossing vs Kerang Capels Crossing vs Murrabit Capels Crossing vs Myall

Other comparisons with Lake Charm

Lake Charm vs Murrabit Lake Charm vs Mystic Park Lake Charm vs Benjeroop
Full data on Capels Crossing Full data on Lake Charm
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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