Cammeray vs Neutral Bay

In both, most homes are flats or apartments. In Cammeray, most households own their home. In Neutral Bay, about half of households rent and about half of households are people living alone. On these figures, Cammeray tends to suit families with children, while Neutral Bay suits renters, young adults, and people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cammeray

ahead on 3 of the 6 things we measure here

  • has more separate houses rather than flats (25% vs 8%)
  • carries lower crime risk (29/100 vs 45/100)
  • is already more of a family suburb (50% vs 35%)
  • But Neutral Bay has more parks and reserves (20 vs 10)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Neutral Bay

ahead on the one thing that separates them

  • has cheaper houses ($2,952,000 vs $3,497,500)

Weighs house prices, unit prices, and mortgage stress.

Renters

Neutral Bay

ahead on the one thing that separates them

  • has a bigger rental market to choose from (53% vs 42%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Neutral Bay

ahead on the one thing that separates them

  • is more walkable (99/100 vs 88/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Neutral Bay

ahead on 3 of the 5 things we measure here

  • has more GPs (6 vs 1)
  • has more units and townhouses to downsize into (92% vs 75%)
  • is more walkable (99/100 vs 88/100)
  • But Cammeray carries lower crime risk (29/100 vs 45/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Cammeray

ahead on the one thing that separates them

  • is growing faster (1.2% vs -3.8%)

Weighs unit yield and population growth.

Where they sit

Cammeray and Neutral Bay drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cammeray Neutral Bay
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cammeray Neutral Bay
Walkability 88 / 99
Cammeray — Walkability: 88/100 Neutral Bay — Walkability: 99/100
Safety 71 / 55
Cammeray — Safety: 71/100 Neutral Bay — Safety: 55/100
Low fire risk 100 / 100
Cammeray — Low fire risk: 100/100 Neutral Bay — Low fire risk: 100/100

Demographics

Neutral Bay has more residents (10,090 vs 7,088); Cammeray has higher household incomes ($149,240 vs $127,036).

Cammeray Neutral Bay
Population 7,088 10,090
+42% vs other
Population trend (2016 → 2021) +1.2% -3.8%
Median age 40 38
Median household income $149,240/yr
+15% vs other
$127,036/yr
Median weekly rent $580/wk
+5% vs other
$550/wk

Age profile

Share of residents in each band, 2021 Census.

Cammeray Neutral Bay
0-4 6.1% / 5.3%
Cammeray — 0-4: 6.1% Neutral Bay — 0-4: 5.3%
5-14 12.5% / 8.0%
Cammeray — 5-14: 12.5% Neutral Bay — 5-14: 8.0%
15-19 4.0% / 3.1%
Cammeray — 15-19: 4.0% Neutral Bay — 15-19: 3.1%
20-24 3.2% / 5.3%
Cammeray — 20-24: 3.2% Neutral Bay — 20-24: 5.3%
25-34 14.9% / 22.1%
Cammeray — 25-34: 14.9% Neutral Bay — 25-34: 22.1%
35-44 17.6% / 18.1%
Cammeray — 35-44: 17.6% Neutral Bay — 35-44: 18.1%
45-54 15.3% / 12.1%
Cammeray — 45-54: 15.3% Neutral Bay — 45-54: 12.1%
55-64 10.8% / 10.1%
Cammeray — 55-64: 10.8% Neutral Bay — 55-64: 10.1%
65-74 9.2% / 8.6%
Cammeray — 65-74: 9.2% Neutral Bay — 65-74: 8.6%
75-84 5.1% / 5.1%
Cammeray — 75-84: 5.1% Neutral Bay — 75-84: 5.1%
85+ 1.3% / 2.2%
Cammeray — 85+: 1.3% Neutral Bay — 85+: 2.2%

Bars are drawn against the largest share shown (22.1%).

Who lives together

Household composition, 2021 Census.

Cammeray 44.8% lone person
Cammeray — Lone Person: 44.8% Cammeray — Couple Families: 37.4% Cammeray — One Parent Families: 12.2% Cammeray — Group Household: 4.3% Cammeray — Other Families: 1.3%
Neutral Bay 54.7% lone person
Neutral Bay — Lone Person: 54.7% Neutral Bay — Couple Families: 25.0% Neutral Bay — One Parent Families: 10.2% Neutral Bay — Group Household: 8.4% Neutral Bay — Other Families: 1.7%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cammeray 41.9% renting
Cammeray — Owned Outright: 29.5% Cammeray — Mortgage: 28.6% Cammeray — Renting: 41.9%
Neutral Bay 53.4% renting
Neutral Bay — Owned Outright: 24.7% Neutral Bay — Mortgage: 21.9% Neutral Bay — Renting: 53.4%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cammeray Neutral Bay
England 6.2% / 6.5%
Cammeray — England: 6.2% Neutral Bay — England: 6.5%
New Zealand 2.4% / 2.7%
Cammeray — New Zealand: 2.4% Neutral Bay — New Zealand: 2.7%
China 1.9% / 2.6%
Cammeray — China: 1.9% Neutral Bay — China: 2.6%
South Africa 1.7% / 1.7%
Cammeray — South Africa: 1.7% Neutral Bay — South Africa: 1.7%
India 1.6% / 1.7%
Cammeray — India: 1.6% Neutral Bay — India: 1.7%

Bars are drawn against the largest share shown (6.5%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cammeray Neutral Bay
Bachelor Degree 30.0% / 31.5%
Cammeray — Bachelor Degree: 30.0% Neutral Bay — Bachelor Degree: 31.5%
Postgraduate Degree 13.2% / 13.8%
Cammeray — Postgraduate Degree: 13.2% Neutral Bay — Postgraduate Degree: 13.8%
Advanced Diploma / Diploma 8.0% / 9.2%
Cammeray — Advanced Diploma / Diploma: 8.0% Neutral Bay — Advanced Diploma / Diploma: 9.2%
Certificate III & IV 4.5% / 4.9%
Cammeray — Certificate III & IV: 4.5% Neutral Bay — Certificate III & IV: 4.9%
Graduate Diploma / Certificate 3.7% / 3.3%
Cammeray — Graduate Diploma / Certificate: 3.7% Neutral Bay — Graduate Diploma / Certificate: 3.3%

Bars are drawn against the largest share shown (31.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cammeray 59.9% flats / apartments
Cammeray — Flats / Apartments: 59.9% Cammeray — Houses: 24.9% Cammeray — Townhouses: 15.2%
Neutral Bay 80.9% flats / apartments
Neutral Bay — Flats / Apartments: 80.9% Neutral Bay — Houses: 8.2% Neutral Bay — Townhouses: 10.8%
Flats / Apartments Houses Townhouses

Property market

Cammeray Neutral Bay
Median house price $3,497,500 $2,952,000
Median unit price $1,210,000 $1,150,000
Median land price —
same for both
Typical days to sell (houses) 23 days
from 40 sales
26 days
from 26 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Cammeray Neutral Bay
2 bed $2.35M / $1.23M
Cammeray — 2 bed: $2.35M (7 sales) Neutral Bay — 2 bed: $1.23M (10 sales)

7 vs 10 sales

3 bed $3.15M / $3.25M
Cammeray — 3 bed: $3.15M (21 sales) Neutral Bay — 3 bed: $3.25M (27 sales)

21 vs 27 sales

4 bed $3.88M / $3.48M
Cammeray — 4 bed: $3.88M (20 sales) Neutral Bay — 4 bed: $3.48M (16 sales)

20 vs 16 sales

Unit price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Cammeray Neutral Bay
1 bed $840K / $715K
Cammeray — 1 bed: $840K (29 sales) Neutral Bay — 1 bed: $715K (100 sales)

29 vs 100 sales

2 bed $1.3M / $1.3M
Cammeray — 2 bed: $1.3M (42 sales) Neutral Bay — 2 bed: $1.3M (134 sales)

42 vs 134 sales

3 bed $2.37M / $2.21M
Cammeray — 3 bed: $2.37M (15 sales) Neutral Bay — 3 bed: $2.21M (52 sales)

15 vs 52 sales

Zoning mix

Cammeray has more land zoned for conservation (11% vs 1%).

Cammeray Neutral Bay
Residential 54% 82%
Parks and recreation 20% 7%
Infrastructure and transport 14% 9%
Environmental 11% 1%
Commercial 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cammeray Neutral Bay
New dwellings approved 455
across North Sydney
same for both
Approvals change year on year -69%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cammeray Neutral Bay
Houses — 2.8%
$1,435/wk on $2.7M
Units 4.2%
$862/wk on $1.07M
3.9%
$825/wk on $1.1M

Ranking within NSW

Cammeray Neutral Bay
House price Higher than 96% of NSW Higher than 93% of NSW
Income Higher than 94% of NSW Higher than 88% of NSW
Schools —
same for both
Walkability Higher than 95% of NSW Higher than 99% of NSW
Affordability Higher than 9% of NSW Higher than 12% of NSW
EV adoption Higher than 97% of NSW Higher than 95% of NSW
NBN connectivity Higher than 85% of NSW
same for both
Rental yield (houses) — Higher than 13% of NSW
Rental yield (units) Higher than 30% of NSW Higher than 19% of NSW

Liveability

Neutral Bay is more walkable (99 vs 88).

Cammeray Neutral Bay
Grade A+
same for both
Score 93/100 91/100
Socio-economic band very advantaged area
decile 10/10
same for both

Risk profile

Neutral Bay carries more crime risk (45 vs 29).

Cammeray Neutral Bay
Bushfire None
0/100
same for both
Crime Low
29/100
Moderate
45/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
same for both

Schools

Cammeray Neutral Bay
Inside the suburb 2
same for both
Rated above peers 1
same for both
Rated at peers 0
same for both
Rated below peers 1 0
Universities within 10 km 3
Australian Catholic University-North Sydney Campus, 1.7 km
3
Australian Catholic University-North Sydney Campus, 0.9 km
Full-time students aged 15–24 1.9% 2.4%

Schools in Cammeray

  • Cammeray Public School Government · Primary above peers
  • Anzac Park Public School Government · Primary below peers

Schools in Neutral Bay

  • Neutral Bay Public School Government · Primary above peers
  • Cameragal Montessori School, Neutral Bay Campus Independent · Primary

Amenities in the suburb

Cammeray Neutral Bay
Supermarkets 3
same for both
Cafes & restaurants 19 40
Parks & reserves 10 20
Childcare 7 5
GPs 1 6
Pharmacies 1 5
Banks & Bank@Post 2
same for both
Fuel stations 2
same for both
Waterways 1 0

Mobility

Cammeray Neutral Bay
Walkability score 88/100 99/100
Distance to Sydney 6.3 km
+6% vs other
5.9 km
Drive time (normal traffic) 11 min
same for both
Public transport score 79/100
Bus
94/100
Bus
Peak arrivals per hour 161.2
7-9am + 5-7pm
459.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 3.3%
postcode 2062
2.5%
postcode 2089
Rooftop solar per 100 dwellings 10
postcode 2062
3
postcode 2089

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cammeray Neutral Bay
Worked from Home 68.1% / 66.3%
Cammeray — Worked from Home: 68.1% Neutral Bay — Worked from Home: 66.3%
Car (driver) 21.4% / 20.5%
Cammeray — Car (driver): 21.4% Neutral Bay — Car (driver): 20.5%
Walked Only 4.6% / 5.2%
Cammeray — Walked Only: 4.6% Neutral Bay — Walked Only: 5.2%
Bus 2.8% / 4.8%
Cammeray — Bus: 2.8% Neutral Bay — Bus: 4.8%
Car (passenger) 1.8% / 1.2%
Cammeray — Car (passenger): 1.8% Neutral Bay — Car (passenger): 1.2%
Train 0.8% / 1.5%
Cammeray — Train: 0.8% Neutral Bay — Train: 1.5%

Bars are drawn against the largest share shown (68.1%).

Setting

Cammeray Neutral Bay
Elevation 77 m
above sea level, at the suburb centre
same for both
Distance to the ocean 3.2 km
2.2 km to a named beach
3.2 km
764 m to a named beach

NBN connectivity

Cammeray Neutral Bay
Connectivity score 76/100
same for both
Most common technology Hybrid fibre-coaxial
same for both
Full-fibre (FTTP) share 4%
3,769 premises
4%
6,585 premises

Climate

Cammeray Neutral Bay
Annual rainfall 1,176 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Cammeray Neutral Bay
PM2.5 6.3 µg/m³
same for both
PM10 13.8 µg/m³
same for both
NO₂ 0.84 pphm
same for both

Council rates

Cammeray Neutral Bay
Average residential rate $1,035/yr
same for both
Council North Sydney
same for both

Federal electorate

Cammeray Neutral Bay
Division Warringah
same for both
Member Zali Steggall
same for both
Party Independent
same for both

First Home Owner Grant

Cammeray Neutral Bay
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cammeray

Neutral Bay

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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