Cambridge Gardens vs Penrith

In Cambridge Gardens, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are couple families. In Penrith, most households rent and about half of households are people living alone. On these figures, Cambridge Gardens tends to suit families with children and couples, while Penrith suits renters, young adults, and people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Cambridge Gardens has more separate houses rather than flats (99% vs 36%)
  • Penrith has more parks and reserves (24 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Penrith

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (63% vs 20%)
  • has cheaper rent ($380/wk vs $420/wk)
  • But Cambridge Gardens leaves renters under less rental stress (22% vs 27%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Penrith

ahead on the one thing that separates them

  • is more walkable (93/100 vs 68/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Penrith

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (64% vs 1%)
  • has more GPs (15 vs 0)
  • is more walkable (93/100 vs 68/100)
  • But Cambridge Gardens carries lower crime risk (84/100 vs 97/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Penrith

ahead on the one thing that separates them

  • is growing faster (35.1% vs 0.8%)

Weighs house yield and population growth.

Where they sit

Cambridge Gardens and Penrith drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cambridge Gardens Penrith
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cambridge Gardens Penrith
Walkability 68 / 93
Cambridge Gardens — Walkability: 68/100 Penrith — Walkability: 93/100
Safety 16 / 3
Cambridge Gardens — Safety: 16/100 Penrith — Safety: 3/100
Low fire risk 100 / 62
Cambridge Gardens — Low fire risk: 100/100 Penrith — Low fire risk: 62/100

Demographics

Penrith has more residents (17,966 vs 2,030); Cambridge Gardens has higher household incomes ($101,400 vs $72,644).

Cambridge Gardens Penrith
Population 2,030 17,966
+785% vs other
Population trend (2016 → 2021) +0.8% +35.1%
Median age 36
same for both
Median household income $101,400/yr
+28% vs other
 $72,644/yr
Median weekly rent $420/wk
+10% vs other
 $380/wk

Age profile

Share of residents in each band, 2021 Census.

Cambridge Gardens Penrith
0-4 7.2% / 5.8%
Cambridge Gardens — 0-4: 7.2% Penrith — 0-4: 5.8%
5-14 12.9% / 9.1%
Cambridge Gardens — 5-14: 12.9% Penrith — 5-14: 9.1%
15-19 6.7% / 4.1%
Cambridge Gardens — 15-19: 6.7% Penrith — 15-19: 4.1%
20-24 5.2% / 9.5%
Cambridge Gardens — 20-24: 5.2% Penrith — 20-24: 9.5%
25-34 15.3% / 19.8%
Cambridge Gardens — 25-34: 15.3% Penrith — 25-34: 19.8%
35-44 15.0% / 13.6%
Cambridge Gardens — 35-44: 15.0% Penrith — 35-44: 13.6%
45-54 11.1% / 11.2%
Cambridge Gardens — 45-54: 11.1% Penrith — 45-54: 11.2%
55-64 11.0% / 9.8%
Cambridge Gardens — 55-64: 11.0% Penrith — 55-64: 9.8%
65-74 11.1% / 8.2%
Cambridge Gardens — 65-74: 11.1% Penrith — 65-74: 8.2%
75-84 3.7% / 5.7%
Cambridge Gardens — 75-84: 3.7% Penrith — 75-84: 5.7%
85+ 0.5% / 3.1%
Cambridge Gardens — 85+: 0.5% Penrith — 85+: 3.1%

Bars are drawn against the largest share shown (19.8%).

Who lives together

Household composition, 2021 Census.

Cambridge Gardens 23.2% lone person
Cambridge Gardens — Lone Person: 23.2% Cambridge Gardens — Couple Families: 52.1% Cambridge Gardens — One Parent Families: 20.5% Cambridge Gardens — Group Household: 3.3% Cambridge Gardens — Other Families: 1.0%
Penrith 52.2% lone person
Penrith — Lone Person: 52.2% Penrith — Couple Families: 21.5% Penrith — One Parent Families: 17.6% Penrith — Group Household: 6.4% Penrith — Other Families: 2.3%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cambridge Gardens 19.6% renting
Cambridge Gardens — Owned Outright: 32.8% Cambridge Gardens — Mortgage: 47.7% Cambridge Gardens — Renting: 19.6%
Penrith 62.6% renting
Penrith — Owned Outright: 16.0% Penrith — Mortgage: 21.4% Penrith — Renting: 62.6%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cambridge Gardens Penrith
Certificate III & IV 19.9% / 15.0%
Cambridge Gardens — Certificate III & IV: 19.9% Penrith — Certificate III & IV: 15.0%
Bachelor Degree 6.7% / 11.2%
Cambridge Gardens — Bachelor Degree: 6.7% Penrith — Bachelor Degree: 11.2%
Advanced Diploma / Diploma 6.7% / 7.2%
Cambridge Gardens — Advanced Diploma / Diploma: 6.7% Penrith — Advanced Diploma / Diploma: 7.2%
Postgraduate Degree 1.4% / 4.4%
Cambridge Gardens — Postgraduate Degree: 1.4% Penrith — Postgraduate Degree: 4.4%
Graduate Diploma / Certificate 0.5% / 1.1%
Cambridge Gardens — Graduate Diploma / Certificate: 0.5% Penrith — Graduate Diploma / Certificate: 1.1%

Bars are drawn against the largest share shown (19.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cambridge Gardens Penrith
England 3.2% / 2.9%
Cambridge Gardens — England: 3.2% Penrith — England: 2.9%
New Zealand 2.3% / 2.0%
Cambridge Gardens — New Zealand: 2.3% Penrith — New Zealand: 2.0%
India 0.9% / 2.7%
Cambridge Gardens — India: 0.9% Penrith — India: 2.7%
Philippines 0.7% / 2.2%
Cambridge Gardens — Philippines: 0.7% Penrith — Philippines: 2.2%
China 0.6% / 1.7%
Cambridge Gardens — China: 0.6% Penrith — China: 1.7%
Scotland 0.7% / —
Cambridge Gardens — Scotland: 0.7% Penrith — Scotland: not among its largest

Bars are drawn against the largest share shown (3.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cambridge Gardens 99.0% houses
Cambridge Gardens — Houses: 99.0% Cambridge Gardens — Flats / Apartments: 0.0% Cambridge Gardens — Townhouses: 1.1%
Penrith 36.0% houses
Penrith — Houses: 36.0% Penrith — Flats / Apartments: 43.6% Penrith — Townhouses: 20.4%
Houses Flats / Apartments Townhouses

Property market

Cambridge Gardens Penrith
Median house price $985,250 $993,000
Median unit price — $575,000
Median land price — $1,120,000
Typical days to sell (houses) 21 days
from 16 sales
 24 days
from 114 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Cambridge Gardens Penrith
3 bed $968K / $977K
Cambridge Gardens — 3 bed: $968K (22 sales) Penrith — 3 bed: $977K (95 sales)

22 vs 95 sales

4 bed $1.04M / $1.16M
Cambridge Gardens — 4 bed: $1.04M (15 sales) Penrith — 4 bed: $1.16M (33 sales)

15 vs 33 sales

Zoning mix

Penrith has more industrially zoned land (21% vs 4%).

Cambridge Gardens Penrith
Residential 83% 35%
Industrial 4% 21%
Other and special use 0% 14%
Parks and recreation 10% 13%
Infrastructure and transport 4% 12%
Commercial 0% 3%
Environmental 0% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cambridge Gardens Penrith
New dwellings approved 1,063
across Penrith
same for both
Approvals change year on year -78%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cambridge Gardens Penrith
Houses 3.5%
$750/wk on $1.1M
 3.4%
$650/wk on $1M
Units — 4.8%
$550/wk on $594K

Ranking within NSW

Cambridge Gardens Penrith
House price Higher than 47% of NSW Higher than 54% of NSW
Income Higher than 69% of NSW Higher than 39% of NSW
Schools — Higher than 54% of NSW
Walkability Higher than 88% of NSW Higher than 98% of NSW
Affordability Higher than 69% of NSW Higher than 36% of NSW
EV adoption Higher than 75% of NSW Higher than 70% of NSW
NBN connectivity Higher than 99% of NSW Higher than 98% of NSW
Rental yield (houses) Higher than 47% of NSW Higher than 38% of NSW
Rental yield (units) — Higher than 58% of NSW

Liveability

Penrith is more walkable (93 vs 68); Cambridge Gardens scores higher overall (52 vs 44).

Cambridge Gardens Penrith
Grade B C
Score 52/100 44/100
Socio-economic band mid-range socio-economic
decile 5/10
 below-average income
decile 3/10

Risk profile

Penrith carries more bushfire risk (38 vs 0); Penrith carries more crime risk (97 vs 84).

Cambridge Gardens Penrith
Bushfire None
0/100
 Low
38/100
Crime High
84/100
 High
97/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 9
within 5 km
 5
within 5 km

Schools

Cambridge Gardens Penrith
Inside the suburb 1 4
Rated above peers 0 1
Rated at peers 1 2
Rated below peers 0
same for both
Universities within 10 km 1
Western Sydney University - Penrith, 2.9 km
 1
Western Sydney University - Penrith, 3.5 km
Full-time students aged 15–24 1.4% 1.6%

Schools in Cambridge Gardens

  • Cambridge Gardens Public School Government · Primary at peers

Schools in Penrith

  • Penrith High School Government · Secondary above peers
  • Penrith Public School Government · Primary at peers
  • St Nicholas of Myra Primary School Catholic · Primary at peers
  • Kingswood Park Public School Government · Primary

Amenities in the suburb

Cambridge Gardens Penrith
Supermarkets 1 7
Cafes & restaurants 1 73
Parks & reserves 0 24
Childcare 3 24
GPs 0 15
Pharmacies 0 12
Police stations 0 1
Banks & Bank@Post 0 12
Fuel stations 1 5
EV chargers 0 1
Waterways 0 7

Mobility

Cambridge Gardens Penrith
Walkability score 68/100 93/100
Distance to Sydney 56.9 km 58.1 km
+2% vs other
Drive time (normal traffic) 50 min 51 min
Public transport score 77/100
Bus
 93/100
Rail · Bus
Peak arrivals per hour 35.8
7-9am + 5-7pm
 685.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 0.9%
postcode 2747
 0.7%
postcode 2750
Rooftop solar per 100 dwellings 45
postcode 2747
 31
postcode 2750

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cambridge Gardens Penrith
Car (driver) 64.0% / 50.9%
Cambridge Gardens — Car (driver): 64.0% Penrith — Car (driver): 50.9%
Worked from Home 29.5% / 34.2%
Cambridge Gardens — Worked from Home: 29.5% Penrith — Worked from Home: 34.2%
Train 2.0% / 5.5%
Cambridge Gardens — Train: 2.0% Penrith — Train: 5.5%
Car (passenger) 3.3% / 3.7%
Cambridge Gardens — Car (passenger): 3.3% Penrith — Car (passenger): 3.7%
Walked Only 0.8% / 4.4%
Cambridge Gardens — Walked Only: 0.8% Penrith — Walked Only: 4.4%

Bars are drawn against the largest share shown (64.0%).

Setting

Cambridge Gardens Penrith
Elevation 54 m
above sea level, at the suburb centre
 28 m
above sea level, at the suburb centre
Distance to the ocean 47.3 km 49.0 km

NBN connectivity

Cambridge Gardens Penrith
Connectivity score 100/100 98/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 100%
744 premises
 95%
11,886 premises

Climate

Cambridge Gardens Penrith
Annual rainfall 822 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Cambridge Gardens Penrith
PM2.5 7.2 µg/m³
same for both
PM10 16.3 µg/m³
same for both
NO₂ 0.6 pphm
same for both

Council rates

Cambridge Gardens Penrith
Average residential rate $1,547/yr
same for both
Council Penrith
same for both

Federal electorate

Cambridge Gardens Penrith
Division Lindsay
same for both
Member Melissa Mcintosh
same for both
Party Liberal
same for both

First Home Owner Grant

Cambridge Gardens Penrith
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cambridge Gardens

Outer Quiet

Penrith

Affordable Apartments Easy Commute Outer Parks Townhouses Transport Hub

More comparisons

Other comparisons with Cambridge Gardens

Cambridge Gardens vs Cranebrook Cambridge Gardens vs Jordan Springs Cambridge Gardens vs Cambridge Park Cambridge Gardens vs Werrington Downs

Other comparisons with Penrith

Penrith vs Cranebrook Penrith vs South Penrith Penrith vs Kingswood Penrith vs Emu Plains Penrith vs Cambridge Park Penrith vs Jamisontown
Full data on Cambridge Gardens Full data on Penrith
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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