Bumbaldry vs Cowra

Cowra is the younger of the two, with a median age of 46 against 52 in Bumbaldry. In both, most households own their home, the large majority of homes are detached houses, and about half of households are people living alone. Houses cost more in Bumbaldry: a median of $1.15 million, against $449,000 in Cowra, though rent is higher in Cowra. On these figures, Bumbaldry tends to suit couples, while Cowra suits older residents and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cowra

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (23 vs 0)
  • has more schools inside the suburb (7 vs 0)
  • has more childcare (7 vs 0)
  • But Bumbaldry carries lower crime risk (16/100 vs 84/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Bumbaldry leaves households under less mortgage stress (14% vs 26%)
  • Cowra has cheaper houses ($448,550 vs $1,150,000)

Weighs house prices and mortgage stress.

Renters

Bumbaldry

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (13% vs 21%)
  • has cheaper rent ($175/wk vs $230/wk)
  • But Cowra has a bigger rental market to choose from (29% vs 12%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cowra

ahead on 3 of the 3 things we measure here

  • is more walkable (14/100 vs 0/100)
  • has a shorter drive in (262 min vs 287 min)
  • sits closer to the CBD (318.6 km vs 349 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cowra

ahead on 3 of the 5 things we measure here

  • is more walkable (14/100 vs 0/100)
  • has more GPs (3 vs 0)
  • has more residents already 65 and over (26% vs 17%)
  • But Bumbaldry carries lower crime risk (16/100 vs 84/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Bumbaldry

ahead on the one thing that separates them

  • is growing faster (7.0% vs 0.8%)

Weighs population growth.

Where they sit

Bumbaldry and Cowra drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bumbaldry Cowra
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bumbaldry Cowra
Walkability 0 / 14
Bumbaldry — Walkability: 0/100 Cowra — Walkability: 14/100
Safety 84 / 16
Bumbaldry — Safety: 84/100 Cowra — Safety: 16/100
Low fire risk 84 / 70
Bumbaldry — Low fire risk: 84/100 Cowra — Low fire risk: 70/100

Demographics

Cowra has more residents (10,145 vs 107); Cowra rents higher ($230/wk vs $175/wk).

Bumbaldry Cowra
Population 107 10,145
+9381% vs other
Population trend (2016 → 2021) +7.0% +0.8%
Median age 52 46
Median household income $71,500/yr
+19% vs other
 $57,564/yr
Median weekly rent $175/wk $230/wk
+31% vs other

Age profile

Share of residents in each band, 2021 Census.

Bumbaldry Cowra
0-4 4.7% / 5.5%
Bumbaldry — 0-4: 4.7% Cowra — 0-4: 5.5%
5-14 11.2% / 12.1%
Bumbaldry — 5-14: 11.2% Cowra — 5-14: 12.1%
15-19 8.4% / 5.8%
Bumbaldry — 15-19: 8.4% Cowra — 15-19: 5.8%
20-24 — / 5.4%
Bumbaldry — 20-24: not among its largest Cowra — 20-24: 5.4%
25-34 11.2% / 10.4%
Bumbaldry — 25-34: 11.2% Cowra — 25-34: 10.4%
35-44 8.4% / 9.7%
Bumbaldry — 35-44: 8.4% Cowra — 35-44: 9.7%
45-54 15.9% / 11.9%
Bumbaldry — 45-54: 15.9% Cowra — 45-54: 11.9%
55-64 25.2% / 13.1%
Bumbaldry — 55-64: 25.2% Cowra — 55-64: 13.1%
65-74 11.2% / 13.7%
Bumbaldry — 65-74: 11.2% Cowra — 65-74: 13.7%
75-84 2.8% / 8.6%
Bumbaldry — 75-84: 2.8% Cowra — 75-84: 8.6%
85+ 2.8% / 3.7%
Bumbaldry — 85+: 2.8% Cowra — 85+: 3.7%

Bars are drawn against the largest share shown (25.2%).

Who lives together

Household composition, 2021 Census.

Bumbaldry 48.0% lone person
Bumbaldry — Lone Person: 48.0% Bumbaldry — Couple Families: 52.0% Bumbaldry — One Parent Families: 0.0% Bumbaldry — Group Household: 0.0% Bumbaldry — Other Families: 0.0%
Cowra 47.1% lone person
Cowra — Lone Person: 47.1% Cowra — Couple Families: 31.0% Cowra — One Parent Families: 17.3% Cowra — Group Household: 3.2% Cowra — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bumbaldry 12.5% renting
Bumbaldry — Owned Outright: 47.5% Bumbaldry — Mortgage: 40.0% Bumbaldry — Renting: 12.5%
Cowra 29.3% renting
Cowra — Owned Outright: 43.4% Cowra — Mortgage: 27.4% Cowra — Renting: 29.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Bumbaldry 92.9% houses
Bumbaldry — Houses: 92.9% Bumbaldry — Townhouses: 9.5% Bumbaldry — Flats / Apartments: 0.0%
Cowra 90.4% houses
Cowra — Houses: 90.4% Cowra — Townhouses: 6.5% Cowra — Flats / Apartments: 3.1%
Houses Townhouses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bumbaldry Cowra
Certificate III & IV 29.0% / 16.8%
Bumbaldry — Certificate III & IV: 29.0% Cowra — Certificate III & IV: 16.8%
Bachelor Degree 11.2% / 6.2%
Bumbaldry — Bachelor Degree: 11.2% Cowra — Bachelor Degree: 6.2%
Advanced Diploma / Diploma 11.2% / 5.9%
Bumbaldry — Advanced Diploma / Diploma: 11.2% Cowra — Advanced Diploma / Diploma: 5.9%
Postgraduate Degree — / 1.2%
Bumbaldry — Postgraduate Degree: not among its largest Cowra — Postgraduate Degree: 1.2%
Graduate Diploma / Certificate — / 1.2%
Bumbaldry — Graduate Diploma / Certificate: not among its largest Cowra — Graduate Diploma / Certificate: 1.2%

Bars are drawn against the largest share shown (29.0%).

Property market

Bumbaldry Cowra
Median house price $1,150,000 $448,550
Median unit price —
same for both
Median land price — $272,500
Typical days to sell (houses) — 30 days
from 39 sales

Zoning mix

Bumbaldry Cowra
Rural and farming 91% 93%
Environmental 8% 2%
Residential 0% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bumbaldry Cowra
New dwellings approved 6
across Weddin
 33
across Cowra
Approvals change year on year — +0%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Bumbaldry Cowra
Houses — 4.1%
$395/wk on $503K
Units —
same for both

Ranking within NSW

Bumbaldry Cowra
House price Higher than 60% of NSW Higher than 13% of NSW
Income Higher than 37% of NSW Higher than 17% of NSW
Schools — Higher than 61% of NSW
Walkability Higher than 30% of NSW Higher than 65% of NSW
Affordability Higher than 29% of NSW Higher than 79% of NSW
EV adoption Higher than 11% of NSW Higher than 12% of NSW
NBN connectivity Higher than 25% of NSW Higher than 68% of NSW
Rental yield (houses) — Higher than 77% of NSW

Liveability

Cowra is more walkable (14 vs 0).

Bumbaldry Cowra
Grade — C
Score — 31/100
Socio-economic band advantaged area
decile 7/10
 below-average income
decile 2/10

Risk profile

Cowra carries more crime risk (84 vs 16); Cowra carries more bushfire risk (30 vs 16).

Bumbaldry Cowra
Bushfire Low
16/100
 Low
30/100
Crime Low
16/100
 High
84/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 1
within 5 km

Schools

Bumbaldry Cowra
Inside the suburb 0 7
Rated above peers 0 2
Rated at peers 0 4
Rated below peers 0
same for both

Schools in Bumbaldry

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Cowra

  • Cowra High School Government · Secondary above peers
  • Holmwood Public School Government · Primary above peers
  • Cowra Public School Government · Primary at peers
  • Mulyan Public School Government · Primary at peers
  • OneSchool Global NSW - Cowra Independent · Primary at peers
  • St Raphael's Catholic School Cowra Catholic · Combined at peers

Amenities in the suburb

Bumbaldry Cowra
Supermarkets 0 3
Cafes & restaurants 0 3
Parks & reserves 0 23
Childcare 0 7
GPs 0 3
Pharmacies 0 2
Hospitals 0 2
Police stations 0 1
Banks & Bank@Post 0 5
Fuel stations 0 4
EV chargers 0 2
Waterways 25 54

Mobility

Bumbaldry sits further from the CBD (349 km vs 318.6 km).

Bumbaldry Cowra
Walkability score 0/100 14/100
Distance to Sydney 349 km
+9% vs other
 318.6 km
Drive time (normal traffic) 287 min 262 min
Electric vehicle share 0.1%
postcode 2794
same for both
Rooftop solar per 100 dwellings 51
postcode 2794
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bumbaldry Cowra
Car (driver) 48.9% / 78.9%
Bumbaldry — Car (driver): 48.9% Cowra — Car (driver): 78.9%
Worked from Home 42.2% / 9.2%
Bumbaldry — Worked from Home: 42.2% Cowra — Worked from Home: 9.2%
Car (passenger) 8.9% / 6.3%
Bumbaldry — Car (passenger): 8.9% Cowra — Car (passenger): 6.3%
Walked Only — / 5.2%
Bumbaldry — Walked Only: not among its largest Cowra — Walked Only: 5.2%
Bicycle — / 0.3%
Bumbaldry — Bicycle: not among its largest Cowra — Bicycle: 0.3%

Bars are drawn against the largest share shown (78.9%).

Setting

Bumbaldry Cowra
Elevation 698 m
above sea level, at the suburb centre
 296 m
above sea level, at the suburb centre

NBN connectivity

Bumbaldry Cowra
Connectivity score 16/100 54/100
Most common technology Satellite (Sky Muster) Fibre to the node
Full-fibre (FTTP) share 0%
50 premises
 23%
5,530 premises

Climate

Bumbaldry Cowra
Annual rainfall 631 mm
same for both
Summer max (Jan) 31.3°C
same for both
Winter min (Jul) 3.4°C
same for both

Council rates

Bumbaldry Cowra
Average residential rate $734/yr $583/yr
Council Weddin Cowra

Federal electorate

Bumbaldry Cowra
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Bumbaldry Cowra
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Bumbaldry

Rural

Cowra

Affordable Retirees Rural

More comparisons

Other comparisons with Bumbaldry

Bumbaldry vs Grenfell Bumbaldry vs Koorawatha Bumbaldry vs Gooloogong Bumbaldry vs Wattamondara Bumbaldry vs Greenethorpe Bumbaldry vs Warraderry

Other comparisons with Cowra

Cowra vs Canowindra Cowra vs Woodstock Cowra vs Koorawatha Cowra vs Gooloogong Cowra vs Darbys Falls Cowra vs Wattamondara
Full data on Bumbaldry Full data on Cowra
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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