Broke vs Howes Valley

Broke is the younger of the two, with a median age of 43 against 51 in Howes Valley. In both, the large majority of households own their home and the large majority of homes are detached houses. In Broke, about half of households are couple families. In Howes Valley, the large majority of households are people living alone. Houses cost more in Broke: a median of $900,000, against $475,000 in Howes Valley, and rent is higher there too. On these figures, Howes Valley tends to suit people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Broke

ahead on 2 of the 6 things we measure here

  • is already more of a family suburb (62% vs 21%)
  • has more schools rated above their peers (1 vs 0)
  • But Howes Valley carries lower crime risk (42/100 vs 71/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Broke leaves households under less mortgage stress (24% vs 31%)
  • Howes Valley has cheaper houses ($475,000 vs $900,000)

Weighs house prices and mortgage stress.

Renters

Howes Valley

ahead on the one thing that separates them

  • has cheaper rent ($175/wk vs $365/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Broke

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (156.2 km vs 179.4 km)
  • has a shorter drive in (143 min vs 163 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Howes Valley

ahead on the one thing that separates them

  • carries lower crime risk (42/100 vs 71/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Broke

ahead on the one thing that separates them

  • is growing faster (-3.8% vs -35.5%)

Weighs population growth.

Where they sit

Broke and Howes Valley drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Broke Howes Valley
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Broke Howes Valley
Walkability 6 / 0
Broke — Walkability: 6/100 Howes Valley — Walkability: 0/100
Safety 29 / 58
Broke — Safety: 29/100 Howes Valley — Safety: 58/100
Low fire risk 14 / 14
Broke — Low fire risk: 14/100 Howes Valley — Low fire risk: 14/100

Demographics

Broke has more residents (557 vs 80); Broke has higher household incomes ($89,336 vs $38,948).

Broke Howes Valley
Population 557
+86% vs other
80
Population trend (2016 → 2021) -3.8% -35.5%
Median age 43 51
Median household income $89,336/yr
+56% vs other
$38,948/yr
Median weekly rent $365/wk
+52% vs other
$175/wk

Age profile

Share of residents in each band, 2021 Census.

Broke Howes Valley
0-4 5.4% / 3.8%
Broke — 0-4: 5.4% Howes Valley — 0-4: 3.8%
5-14 14.0% / 13.8%
Broke — 5-14: 14.0% Howes Valley — 5-14: 13.8%
15-19 4.1% / 6.2%
Broke — 15-19: 4.1% Howes Valley — 15-19: 6.2%
20-24 5.2% / —
Broke — 20-24: 5.2% Howes Valley — 20-24: not among its largest
25-34 8.4% / —
Broke — 25-34: 8.4% Howes Valley — 25-34: not among its largest
35-44 15.3% / 8.8%
Broke — 35-44: 15.3% Howes Valley — 35-44: 8.8%
45-54 16.2% / 26.2%
Broke — 45-54: 16.2% Howes Valley — 45-54: 26.2%
55-64 14.2% / 22.5%
Broke — 55-64: 14.2% Howes Valley — 55-64: 22.5%
65-74 15.1% / 15.0%
Broke — 65-74: 15.1% Howes Valley — 65-74: 15.0%
75-84 3.9% / 5.0%
Broke — 75-84: 3.9% Howes Valley — 75-84: 5.0%
85+ — / —
Broke — 85+: not among its largest Howes Valley — 85+: not among its largest

Bars are drawn against the largest share shown (26.2%).

Who lives together

Household composition, 2021 Census.

Broke 34.9% lone person
Broke — Lone Person: 34.9% Broke — Couple Families: 45.6% Broke — One Parent Families: 16.1% Broke — Group Household: 3.4%
Howes Valley 78.6% lone person
Howes Valley — Lone Person: 78.6% Howes Valley — Couple Families: 0.0% Howes Valley — One Parent Families: 21.4% Howes Valley — Group Household: 0.0%
Lone Person Couple Families One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Broke 14.4% renting
Broke — Owned Outright: 36.1% Broke — Mortgage: 49.5% Broke — Renting: 14.4%
Howes Valley 18.2% renting
Howes Valley — Owned Outright: 51.5% Howes Valley — Mortgage: 30.3% Howes Valley — Renting: 18.2%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Broke 96.1% houses
Broke — Houses: 96.1% Broke — Flats / Apartments: 3.9%
Howes Valley 100.0% houses
Howes Valley — Houses: 100.0% Howes Valley — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Broke Howes Valley
Certificate III & IV 19.9% / 20.0%
Broke — Certificate III & IV: 19.9% Howes Valley — Certificate III & IV: 20.0%
Bachelor Degree 8.4% / 7.5%
Broke — Bachelor Degree: 8.4% Howes Valley — Bachelor Degree: 7.5%
Advanced Diploma / Diploma 6.8% / 5.0%
Broke — Advanced Diploma / Diploma: 6.8% Howes Valley — Advanced Diploma / Diploma: 5.0%
Postgraduate Degree 2.2% / —
Broke — Postgraduate Degree: 2.2% Howes Valley — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (20.0%).

Property market

Broke Howes Valley
Median house price $900,000 $475,000
Median unit price —
same for both
Median land price $1,630,000 —
Typical days to sell (houses) 180 days
from 7 sales
—

Zoning mix

Howes Valley has more land zoned for conservation (54% vs 25%); Broke has more rural and farming land (73% vs 46%).

Broke Howes Valley
Rural and farming 73% 46%
Environmental 25% 54%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Broke Howes Valley
New dwellings approved 121
across Singleton
same for both
Approvals change year on year +46%
same for both

Ranking within NSW

Broke Howes Valley
House price Higher than 42% of NSW Higher than 14% of NSW
Income Higher than 57% of NSW Higher than 4% of NSW
Schools —
same for both
Walkability Higher than 49% of NSW Higher than 31% of NSW
Affordability Higher than 64% of NSW Higher than 49% of NSW
EV adoption Higher than 25% of NSW Higher than 26% of NSW
NBN connectivity Higher than 44% of NSW Higher than 17% of NSW

Liveability

Broke Howes Valley
Grade D —
Score 20/100 —
Socio-economic band mid-range socio-economic
decile 4/10
below-average income
decile 3/10

Risk profile

Broke carries more crime risk (71 vs 42).

Broke Howes Valley
Bushfire High
86/100
same for both
Crime High
71/100
Moderate
42/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Broke Howes Valley
Inside the suburb 1 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Broke

  • Broke Public School Government · Primary above peers

Schools in Howes Valley

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Broke Howes Valley
Cafes & restaurants 3 0
Parks & reserves 3
same for both
Banks & Bank@Post 1 0
Waterways 13 96

Mobility

Howes Valley sits further from the CBD (179.4 km vs 156.2 km).

Broke Howes Valley
Walkability score 6/100 0/100
Distance to Sydney 156.2 km 179.4 km
+15% vs other
Drive time (normal traffic) 143 min 163 min
Electric vehicle share 0.2%
postcode 2330
same for both
Rooftop solar per 100 dwellings 54
postcode 2330
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Broke Howes Valley
Car (driver) 68.2% / 33.3%
Broke — Car (driver): 68.2% Howes Valley — Car (driver): 33.3%
Worked from Home 21.7% / 66.7%
Broke — Worked from Home: 21.7% Howes Valley — Worked from Home: 66.7%
Car (passenger) 5.6% / —
Broke — Car (passenger): 5.6% Howes Valley — Car (passenger): not among its largest
Walked Only 4.5% / —
Broke — Walked Only: 4.5% Howes Valley — Walked Only: not among its largest

Bars are drawn against the largest share shown (68.2%).

Setting

Broke Howes Valley
Elevation 84 m
above sea level, at the suburb centre
301 m
above sea level, at the suburb centre

NBN connectivity

Broke Howes Valley
Connectivity score 29/100 15/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 0%
286 premises
0%
55 premises

Climate

Broke Howes Valley
Annual rainfall 804 mm
same for both
Summer max (Jan) 30.0°C
same for both
Winter min (Jul) 5.1°C
same for both

Air quality (annual mean)

Broke Howes Valley
PM2.5 —
same for both
PM10 16.7 µg/m³
same for both
NO₂ —
same for both

Council rates

Broke Howes Valley
Average residential rate $1,287/yr
same for both
Council Singleton
same for both

Federal electorate

Broke Howes Valley
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Broke Howes Valley
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Broke

Howes Valley

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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