Berrigan vs Finley

Finley is the younger of the two, with a median age of 51 against 55 in Berrigan. In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are people living alone. Houses cost more in Finley: a median of $360,000, against $275,000 in Berrigan. On these figures, Berrigan tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Finley

ahead on 2 of the 6 things we measure here

  • has more schools inside the suburb (3 vs 1)
  • has more parks and reserves (7 vs 4)
  • But Berrigan carries lower crime risk (56/100 vs 67/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Berrigan has cheaper houses ($275,000 vs $360,000)
  • Finley has cheaper land ($115,000 vs $140,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Berrigan

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (635 km vs 655 km)
  • has a shorter drive in (412 min vs 424 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Berrigan

ahead on the one thing that separates them

  • carries lower crime risk (56/100 vs 67/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Berrigan and Finley drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Berrigan Finley
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Berrigan Finley
Walkability 9 / 14
Berrigan — Walkability: 9/100 Finley — Walkability: 14/100
Safety 44 / 33
Berrigan — Safety: 44/100 Finley — Safety: 33/100
Low fire risk 74 / 68
Berrigan — Low fire risk: 74/100 Finley — Low fire risk: 68/100

Demographics

Finley has more residents (2,455 vs 1,264); Berrigan skews older (55 vs 51).

Berrigan Finley
Population 1,264 2,455
+94% vs other
Population trend (2016 → 2021) +0.3% -2.5%
Median age 55 51
Median household income $50,960/yr $55,432/yr
+9% vs other
Median weekly rent $173/wk $175/wk
+1% vs other

Age profile

Share of residents in each band, 2021 Census.

Berrigan Finley
0-4 3.1% / 4.3%
Berrigan — 0-4: 3.1% Finley — 0-4: 4.3%
5-14 10.3% / 11.7%
Berrigan — 5-14: 10.3% Finley — 5-14: 11.7%
15-19 5.2% / 5.5%
Berrigan — 15-19: 5.2% Finley — 15-19: 5.5%
20-24 3.9% / 3.7%
Berrigan — 20-24: 3.9% Finley — 20-24: 3.7%
25-34 7.8% / 8.2%
Berrigan — 25-34: 7.8% Finley — 25-34: 8.2%
35-44 8.1% / 9.0%
Berrigan — 35-44: 8.1% Finley — 35-44: 9.0%
45-54 10.8% / 12.1%
Berrigan — 45-54: 10.8% Finley — 45-54: 12.1%
55-64 15.5% / 15.6%
Berrigan — 55-64: 15.5% Finley — 55-64: 15.6%
65-74 17.8% / 15.4%
Berrigan — 65-74: 17.8% Finley — 65-74: 15.4%
75-84 10.8% / 10.2%
Berrigan — 75-84: 10.8% Finley — 75-84: 10.2%
85+ 5.5% / 4.4%
Berrigan — 85+: 5.5% Finley — 85+: 4.4%

Bars are drawn against the largest share shown (17.8%).

Who lives together

Household composition, 2021 Census.

Berrigan 50.3% lone person
Berrigan — Lone Person: 50.3% Berrigan — Couple Families: 33.1% Berrigan — One Parent Families: 12.1% Berrigan — Group Household: 2.4% Berrigan — Other Families: 2.1%
Finley 50.8% lone person
Finley — Lone Person: 50.8% Finley — Couple Families: 29.5% Finley — One Parent Families: 14.7% Finley — Group Household: 3.4% Finley — Other Families: 1.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Berrigan 22.1% renting
Berrigan — Owned Outright: 51.8% Berrigan — Mortgage: 26.1% Berrigan — Renting: 22.1%
Finley 22.7% renting
Finley — Owned Outright: 46.8% Finley — Mortgage: 30.5% Finley — Renting: 22.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Berrigan Finley
Certificate III & IV 15.3% / 16.4%
Berrigan — Certificate III & IV: 15.3% Finley — Certificate III & IV: 16.4%
Bachelor Degree 6.8% / 7.4%
Berrigan — Bachelor Degree: 6.8% Finley — Bachelor Degree: 7.4%
Advanced Diploma / Diploma 5.5% / 4.7%
Berrigan — Advanced Diploma / Diploma: 5.5% Finley — Advanced Diploma / Diploma: 4.7%
Postgraduate Degree 1.3% / 1.2%
Berrigan — Postgraduate Degree: 1.3% Finley — Postgraduate Degree: 1.2%
Graduate Diploma / Certificate 1.2% / 0.6%
Berrigan — Graduate Diploma / Certificate: 1.2% Finley — Graduate Diploma / Certificate: 0.6%

Bars are drawn against the largest share shown (16.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Berrigan Finley
England 2.3% / 1.8%
Berrigan — England: 2.3% Finley — England: 1.8%
New Zealand 0.3% / 1.1%
Berrigan — New Zealand: 0.3% Finley — New Zealand: 1.1%
Philippines 0.7% / 0.4%
Berrigan — Philippines: 0.7% Finley — Philippines: 0.4%
Netherlands 0.5% / 0.4%
Berrigan — Netherlands: 0.5% Finley — Netherlands: 0.4%
India — / 0.7%
Berrigan — India: not among its largest Finley — India: 0.7%
Egypt 0.6% / —
Berrigan — Egypt: 0.6% Finley — Egypt: not among its largest
Italy 0.6% / —
Berrigan — Italy: 0.6% Finley — Italy: not among its largest
Germany 0.5% / —
Berrigan — Germany: 0.5% Finley — Germany: not among its largest

Bars are drawn against the largest share shown (2.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Berrigan 89.2% houses
Berrigan — Houses: 89.2% Berrigan — Townhouses: 9.6% Berrigan — Flats / Apartments: 1.2%
Finley 91.1% houses
Finley — Houses: 91.1% Finley — Townhouses: 7.3% Finley — Flats / Apartments: 1.6%
Houses Townhouses Flats / Apartments

Property market

Berrigan Finley
Median house price $275,000 $360,000
Median unit price — $275,000
Median land price $140,000 $115,000
Typical days to sell (houses) — 79 days
from 25 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Berrigan Finley
3 bed $275K / $355K
Berrigan — 3 bed: $275K (13 sales) Finley — 3 bed: $355K (38 sales)

13 vs 38 sales

4 bed $279K / $425K
Berrigan — 4 bed: $279K (5 sales) Finley — 4 bed: $425K (19 sales)

5 vs 19 sales

Zoning mix

Berrigan Finley
Rural and farming 99%
same for both
Infrastructure and transport 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Berrigan Finley
New dwellings approved 42
across Berrigan
same for both
Approvals change year on year -60%
same for both

Ranking within NSW

Berrigan Finley
House price Higher than 7% of NSW Higher than 9% of NSW
Income Higher than 12% of NSW Higher than 16% of NSW
Schools — Higher than 77% of NSW
Walkability Higher than 55% of NSW Higher than 65% of NSW
Affordability Higher than 89% of NSW Higher than 88% of NSW
EV adoption Higher than 28% of NSW Higher than 9% of NSW
NBN connectivity Higher than 54% of NSW Higher than 71% of NSW

Liveability

Finley scores higher overall (35 vs 26).

Berrigan Finley
Grade D C
Score 26/100 35/100
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Finley carries more crime risk (67 vs 56).

Berrigan Finley
Bushfire Low
26/100
Low
32/100
Crime Moderate
56/100
Moderate
67/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Berrigan Finley
Inside the suburb 1 3
Rated above peers 1
same for both
Rated at peers 0 1
Rated below peers 0 1

Schools in Berrigan

  • Berrigan Public School Government · Primary above peers

Schools in Finley

  • Finley High School Government · Secondary above peers
  • St Joseph's Primary School Catholic · Primary at peers
  • Finley Public School Government · Primary below peers

Amenities in the suburb

Berrigan Finley
Supermarkets 1
same for both
Cafes & restaurants 2 1
Parks & reserves 4 7
Childcare 1 2
GPs 1 2
Pharmacies 1 0
Hospitals 1
same for both
Police stations 1
same for both
Banks & Bank@Post 1 2
Fuel stations 0 4
Waterways 165 7

Mobility

Finley sits further from the CBD (655 km vs 635 km).

Berrigan Finley
Walkability score 9/100 14/100
Distance to Sydney 635 km 655 km
+3% vs other
Drive time (normal traffic) 412 min 424 min
Public transport score 30/100
Bus
44/100
Bus
Peak arrivals per hour 9.5
7-9am + 5-7pm
19.8
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.3%
postcode 2712
0.1%
postcode 2713
Rooftop solar per 100 dwellings 61
postcode 2712
65
postcode 2713

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Berrigan Finley
Car (driver) 71.2% / 73.4%
Berrigan — Car (driver): 71.2% Finley — Car (driver): 73.4%
Worked from Home 14.9% / 13.1%
Berrigan — Worked from Home: 14.9% Finley — Worked from Home: 13.1%
Walked Only 6.7% / 9.1%
Berrigan — Walked Only: 6.7% Finley — Walked Only: 9.1%
Car (passenger) 4.2% / 3.6%
Berrigan — Car (passenger): 4.2% Finley — Car (passenger): 3.6%
Bicycle 1.5% / 0.8%
Berrigan — Bicycle: 1.5% Finley — Bicycle: 0.8%
Bus 1.5% / —
Berrigan — Bus: 1.5% Finley — Bus: not among its largest

Bars are drawn against the largest share shown (73.4%).

Setting

Berrigan Finley
Elevation 118 m
above sea level, at the suburb centre
108 m
above sea level, at the suburb centre

NBN connectivity

Berrigan Finley
Connectivity score 30/100 62/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
741 premises
28%
1,557 premises

Council rates

Berrigan Finley
Average residential rate $867/yr
same for both
Council Berrigan
same for both

Federal electorate

Berrigan Finley
Division Farrer
same for both
Member David Farley
same for both
Party One Nation
same for both

First Home Owner Grant

Berrigan Finley
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Berrigan

Finley

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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