Bermagui vs Wallaga Lake

Bermagui is the younger of the two, with a median age of 58 against 62 in Wallaga Lake. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are people living alone. Houses cost more in Bermagui: a median of $895,000, against $822,000 in Wallaga Lake.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Bermagui has more parks and reserves (5 vs 1)
  • Wallaga Lake carries lower crime risk (43/100 vs 65/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Wallaga Lake

ahead on the one thing that separates them

  • leaves households under less mortgage stress (28% vs 34%)

Weighs house prices and mortgage stress.

Renters

Bermagui

ahead on the one thing that separates them

  • has a bigger rental market to choose from (24% vs 13%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Wallaga Lake

ahead on 3 of the 3 things we measure here

  • is more walkable (8/100 vs 0/100)
  • has a shorter drive in (310 min vs 332 min)
  • sits closer to the CBD (371.6 km vs 384.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Wallaga Lake

ahead on 2 of the 5 things we measure here

  • is more walkable (8/100 vs 0/100)
  • carries lower crime risk (43/100 vs 65/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Bermagui

ahead on the one thing that separates them

  • is growing faster (21.4% vs 7.1%)

Weighs population growth.

Where they sit

Bermagui and Wallaga Lake drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bermagui Wallaga Lake
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bermagui Wallaga Lake
Walkability 0 / 8
Bermagui — Walkability: 0/100 Wallaga Lake — Walkability: 8/100
Safety 35 / 57
Bermagui — Safety: 35/100 Wallaga Lake — Safety: 57/100
Low fire risk 34 / 53
Bermagui — Low fire risk: 34/100 Wallaga Lake — Low fire risk: 53/100

Demographics

Bermagui has more residents (1,865 vs 587); Bermagui has higher household incomes ($53,144 vs $47,580).

Bermagui Wallaga Lake
Population 1,865
+69% vs other
 587
Population trend (2016 → 2021) +21.4% +7.1%
Median age 58 62
Median household income $53,144/yr
+10% vs other
 $47,580/yr
Median weekly rent $310/wk $320/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Bermagui Wallaga Lake
0-4 4.0% / 1.9%
Bermagui — 0-4: 4.0% Wallaga Lake — 0-4: 1.9%
5-14 8.9% / 7.3%
Bermagui — 5-14: 8.9% Wallaga Lake — 5-14: 7.3%
15-19 4.0% / 3.2%
Bermagui — 15-19: 4.0% Wallaga Lake — 15-19: 3.2%
20-24 2.5% / 1.5%
Bermagui — 20-24: 2.5% Wallaga Lake — 20-24: 1.5%
25-34 7.1% / 5.1%
Bermagui — 25-34: 7.1% Wallaga Lake — 25-34: 5.1%
35-44 7.9% / 6.8%
Bermagui — 35-44: 7.9% Wallaga Lake — 35-44: 6.8%
45-54 10.5% / 8.2%
Bermagui — 45-54: 10.5% Wallaga Lake — 45-54: 8.2%
55-64 18.4% / 21.3%
Bermagui — 55-64: 18.4% Wallaga Lake — 55-64: 21.3%
65-74 22.3% / 27.8%
Bermagui — 65-74: 22.3% Wallaga Lake — 65-74: 27.8%
75-84 10.9% / 12.8%
Bermagui — 75-84: 10.9% Wallaga Lake — 75-84: 12.8%
85+ 3.9% / 1.4%
Bermagui — 85+: 3.9% Wallaga Lake — 85+: 1.4%

Bars are drawn against the largest share shown (27.8%).

Who lives together

Household composition, 2021 Census.

Bermagui 57.3% lone person
Bermagui — Lone Person: 57.3% Bermagui — Couple Families: 26.2% Bermagui — One Parent Families: 12.1% Bermagui — Group Household: 3.6% Bermagui — Other Families: 0.8%
Wallaga Lake 62.7% lone person
Wallaga Lake — Lone Person: 62.7% Wallaga Lake — Couple Families: 20.7% Wallaga Lake — One Parent Families: 10.7% Wallaga Lake — Group Household: 6.0% Wallaga Lake — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bermagui 24.0% renting
Bermagui — Owned Outright: 56.6% Bermagui — Mortgage: 19.4% Bermagui — Renting: 24.0%
Wallaga Lake 12.6% renting
Wallaga Lake — Owned Outright: 70.7% Wallaga Lake — Mortgage: 16.7% Wallaga Lake — Renting: 12.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bermagui Wallaga Lake
England 4.5% / 6.6%
Bermagui — England: 4.5% Wallaga Lake — England: 6.6%
New Zealand 1.3% / 1.5%
Bermagui — New Zealand: 1.3% Wallaga Lake — New Zealand: 1.5%
Netherlands 0.6% / 1.5%
Bermagui — Netherlands: 0.6% Wallaga Lake — Netherlands: 1.5%
Germany 1.1% / 0.9%
Bermagui — Germany: 1.1% Wallaga Lake — Germany: 0.9%
Scotland 0.6% / 1.4%
Bermagui — Scotland: 0.6% Wallaga Lake — Scotland: 1.4%

Bars are drawn against the largest share shown (6.6%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bermagui Wallaga Lake
Certificate III & IV 17.0% / 17.7%
Bermagui — Certificate III & IV: 17.0% Wallaga Lake — Certificate III & IV: 17.7%
Bachelor Degree 10.1% / 10.6%
Bermagui — Bachelor Degree: 10.1% Wallaga Lake — Bachelor Degree: 10.6%
Advanced Diploma / Diploma 9.2% / 8.5%
Bermagui — Advanced Diploma / Diploma: 9.2% Wallaga Lake — Advanced Diploma / Diploma: 8.5%
Postgraduate Degree 3.7% / 5.6%
Bermagui — Postgraduate Degree: 3.7% Wallaga Lake — Postgraduate Degree: 5.6%
Graduate Diploma / Certificate 3.1% / 4.1%
Bermagui — Graduate Diploma / Certificate: 3.1% Wallaga Lake — Graduate Diploma / Certificate: 4.1%

Bars are drawn against the largest share shown (17.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bermagui 80.7% houses
Bermagui — Houses: 80.7% Bermagui — Flats / Apartments: 9.6% Bermagui — Townhouses: 9.7%
Wallaga Lake 84.8% houses
Wallaga Lake — Houses: 84.8% Wallaga Lake — Flats / Apartments: 15.2% Wallaga Lake — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Bermagui Wallaga Lake
Median house price $895,000 $822,500
Median unit price $456,000 —
Median land price $521,000 —
Typical days to sell (houses) 92 days
from 35 sales
 144 days
from 8 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Bermagui Wallaga Lake
2 bed $780K / $822K
Bermagui — 2 bed: $780K (7 sales) Wallaga Lake — 2 bed: $822K (6 sales)

7 vs 6 sales

3 bed $876K / $700K
Bermagui — 3 bed: $876K (22 sales) Wallaga Lake — 3 bed: $700K (7 sales)

22 vs 7 sales

4 bed $1.12M / $995K
Bermagui — 4 bed: $1.12M (17 sales) Wallaga Lake — 4 bed: $995K (8 sales)

17 vs 8 sales

Zoning mix

Bermagui has more rural and farming land (33% vs 0%); Wallaga Lake has more land zoned for conservation (88% vs 59%).

Bermagui Wallaga Lake
Environmental 59% 88%
Rural and farming 33% 0%
Residential 4% 7%
Parks and recreation 3% 1%
Infrastructure and transport 1% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bermagui Wallaga Lake
New dwellings approved 109
across Bega Valley
same for both
Approvals change year on year -32%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Bermagui Wallaga Lake
Houses 2.5%
$580/wk on $1.2M
 —
Units —
same for both

Ranking within NSW

Bermagui Wallaga Lake
House price Higher than 41% of NSW Higher than 28% of NSW
Income Higher than 13% of NSW Higher than 9% of NSW
Schools —
same for both
Walkability Higher than 2% of NSW Higher than 53% of NSW
Affordability Higher than 28% of NSW Higher than 32% of NSW
EV adoption Higher than 42% of NSW
same for both
NBN connectivity Higher than 68% of NSW Higher than 56% of NSW
Rental yield (houses) Higher than 7% of NSW —

Liveability

Wallaga Lake is more walkable (8 vs 0); Wallaga Lake scores higher overall (30 vs 18).

Bermagui Wallaga Lake
Grade D
same for both
Score 18/100 30/100
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Bermagui carries more crime risk (65 vs 43); Bermagui carries more bushfire risk (66 vs 47).

Bermagui Wallaga Lake
Bushfire Moderate
66/100
 Moderate
47/100
Crime Moderate
65/100
 Moderate
43/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion High
72/100
 High
70/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 0
within 5 km

Schools

Bermagui Wallaga Lake
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Bermagui

  • Bermagui Public School Government · Primary at peers

Schools in Wallaga Lake

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Bermagui Wallaga Lake
Supermarkets 1 0
Cafes & restaurants 7 0
Parks & reserves 5 1
Childcare 1
same for both
GPs 1 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 1 0
Beaches 4 0
Waterways 7 1

Mobility

Bermagui sits further from the CBD (384.1 km vs 371.6 km).

Bermagui Wallaga Lake
Walkability score 0/100 8/100
Distance to Sydney 384.1 km
+3% vs other
 371.6 km
Drive time (normal traffic) 332 min 310 min
Public transport score 39/100
Bus
 24/100
Bus
Peak arrivals per hour 16.0
7-9am + 5-7pm
 5.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 1.5 min
scheduled, not actual
Electric vehicle share 0.4%
postcode 2546
same for both
Rooftop solar per 100 dwellings 44
postcode 2546
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bermagui Wallaga Lake
Car (driver) 65.7% / 68.9%
Bermagui — Car (driver): 65.7% Wallaga Lake — Car (driver): 68.9%
Worked from Home 18.5% / 18.6%
Bermagui — Worked from Home: 18.5% Wallaga Lake — Worked from Home: 18.6%
Walked Only 8.5% / 4.3%
Bermagui — Walked Only: 8.5% Wallaga Lake — Walked Only: 4.3%
Car (passenger) 5.6% / 5.6%
Bermagui — Car (passenger): 5.6% Wallaga Lake — Car (passenger): 5.6%
Bicycle 1.7% / 2.5%
Bermagui — Bicycle: 1.7% Wallaga Lake — Bicycle: 2.5%

Bars are drawn against the largest share shown (68.9%).

Setting

Bermagui Wallaga Lake
Elevation 40 m
above sea level, at the suburb centre
 0 m
above sea level, at the suburb centre
Distance to the ocean 2.5 km
3.2 km to a named beach
 1.2 km
1.9 km to a named beach

NBN connectivity

Bermagui Wallaga Lake
Connectivity score 56/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 24%
1,447 premises
 0%
390 premises

Climate

Bermagui Wallaga Lake
Annual rainfall 948 mm
same for both
Summer max (Jan) 23.4°C
same for both
Winter min (Jul) 7.8°C
same for both

Council rates

Bermagui Wallaga Lake
Average residential rate $1,767/yr
same for both
Council Bega Valley
same for both

Federal electorate

Bermagui Wallaga Lake
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Bermagui Wallaga Lake
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Bermagui

Coastal Retirees Rural

Wallaga Lake

Coastal Retirees Rural

More comparisons

Other comparisons with Bermagui

Bermagui vs Coolagolite Bermagui vs Dignams Creek Bermagui vs Cuttagee

Other comparisons with Wallaga Lake

Wallaga Lake vs Akolele Wallaga Lake vs Tilba Tilba Wallaga Lake vs Dignams Creek
Full data on Bermagui Full data on Wallaga Lake
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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