Bermagui vs Dignams Creek

Dignams Creek is the younger of the two, with a median age of 55 against 58 in Bermagui. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are people living alone. On these figures, Bermagui tends to suit older residents, while Dignams Creek suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Bermagui has more parks and reserves (5 vs 1)
  • Dignams Creek carries lower crime risk (0/100 vs 65/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Dignams Creek

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 34%)

Weighs mortgage stress.

Renters

Dignams Creek

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (14% vs 30%)
  • has cheaper rent ($150/wk vs $310/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Dignams Creek

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (319 min vs 332 min)
  • sits closer to the CBD (378.6 km vs 384.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Bermagui has more residents already 65 and over (37% vs 26%)
  • Dignams Creek carries lower crime risk (0/100 vs 65/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Bermagui

ahead on the one thing that separates them

  • is growing faster (21.4% vs -3.5%)

Weighs population growth.

Where they sit

Bermagui and Dignams Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bermagui Dignams Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bermagui Dignams Creek
Walkability 0 / 0
Bermagui — Walkability: 0/100 Dignams Creek — Walkability: 0/100
Safety 35 / 100
Bermagui — Safety: 35/100 Dignams Creek — Safety: 100/100
Low fire risk 34 / 31
Bermagui — Low fire risk: 34/100 Dignams Creek — Low fire risk: 31/100

Demographics

Bermagui has more residents (1,865 vs 82); Bermagui rents higher ($310/wk vs $150/wk).

Bermagui Dignams Creek
Population 1,865
+96% vs other
 82
Population trend (2016 → 2021) +21.4% -3.5%
Median age 58 55
Median household income $53,144/yr $57,408/yr
+8% vs other
Median weekly rent $310/wk
+52% vs other
 $150/wk

Age profile

Share of residents in each band, 2021 Census.

Bermagui Dignams Creek
0-4 4.0% / 4.9%
Bermagui — 0-4: 4.0% Dignams Creek — 0-4: 4.9%
5-14 8.9% / 4.9%
Bermagui — 5-14: 8.9% Dignams Creek — 5-14: 4.9%
15-19 4.0% / 3.7%
Bermagui — 15-19: 4.0% Dignams Creek — 15-19: 3.7%
20-24 2.5% / 3.7%
Bermagui — 20-24: 2.5% Dignams Creek — 20-24: 3.7%
25-34 7.1% / 11.0%
Bermagui — 25-34: 7.1% Dignams Creek — 25-34: 11.0%
35-44 7.9% / 8.5%
Bermagui — 35-44: 7.9% Dignams Creek — 35-44: 8.5%
45-54 10.5% / 17.1%
Bermagui — 45-54: 10.5% Dignams Creek — 45-54: 17.1%
55-64 18.4% / 23.2%
Bermagui — 55-64: 18.4% Dignams Creek — 55-64: 23.2%
65-74 22.3% / 22.0%
Bermagui — 65-74: 22.3% Dignams Creek — 65-74: 22.0%
75-84 10.9% / 3.7%
Bermagui — 75-84: 10.9% Dignams Creek — 75-84: 3.7%
85+ 3.9% / —
Bermagui — 85+: 3.9% Dignams Creek — 85+: not among its largest

Bars are drawn against the largest share shown (23.2%).

Who lives together

Household composition, 2021 Census.

Bermagui 57.3% lone person
Bermagui — Lone Person: 57.3% Bermagui — Couple Families: 26.2% Bermagui — One Parent Families: 12.1% Bermagui — Group Household: 3.6% Bermagui — Other Families: 0.8%
Dignams Creek 76.5% lone person
Dignams Creek — Lone Person: 76.5% Dignams Creek — Couple Families: 23.5% Dignams Creek — One Parent Families: 0.0% Dignams Creek — Group Household: 0.0% Dignams Creek — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bermagui 24.0% renting
Bermagui — Owned Outright: 56.6% Bermagui — Mortgage: 19.4% Bermagui — Renting: 24.0%
Dignams Creek 15.6% renting
Dignams Creek — Owned Outright: 59.4% Dignams Creek — Mortgage: 25.0% Dignams Creek — Renting: 15.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bermagui Dignams Creek
England 4.5% / 12.2%
Bermagui — England: 4.5% Dignams Creek — England: 12.2%
New Zealand 1.3% / 4.9%
Bermagui — New Zealand: 1.3% Dignams Creek — New Zealand: 4.9%
Germany 1.1% / —
Bermagui — Germany: 1.1% Dignams Creek — Germany: not among its largest
Scotland 0.6% / —
Bermagui — Scotland: 0.6% Dignams Creek — Scotland: not among its largest
Netherlands 0.6% / —
Bermagui — Netherlands: 0.6% Dignams Creek — Netherlands: not among its largest

Bars are drawn against the largest share shown (12.2%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bermagui Dignams Creek
Certificate III & IV 17.0% / 13.4%
Bermagui — Certificate III & IV: 17.0% Dignams Creek — Certificate III & IV: 13.4%
Advanced Diploma / Diploma 9.2% / 13.4%
Bermagui — Advanced Diploma / Diploma: 9.2% Dignams Creek — Advanced Diploma / Diploma: 13.4%
Bachelor Degree 10.1% / 8.5%
Bermagui — Bachelor Degree: 10.1% Dignams Creek — Bachelor Degree: 8.5%
Postgraduate Degree 3.7% / 11.0%
Bermagui — Postgraduate Degree: 3.7% Dignams Creek — Postgraduate Degree: 11.0%
Graduate Diploma / Certificate 3.1% / 3.7%
Bermagui — Graduate Diploma / Certificate: 3.1% Dignams Creek — Graduate Diploma / Certificate: 3.7%

Bars are drawn against the largest share shown (17.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bermagui 80.7% houses
Bermagui — Houses: 80.7% Bermagui — Townhouses: 9.7% Bermagui — Flats / Apartments: 9.6%
Dignams Creek 100.0% houses
Dignams Creek — Houses: 100.0% Dignams Creek — Townhouses: 0.0% Dignams Creek — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Bermagui Dignams Creek
Median house price $895,000 —
Median unit price $456,000 —
Median land price $521,000 —
Typical days to sell (houses) 92 days
from 35 sales
 —

Zoning mix

Dignams Creek has more land zoned for conservation (70% vs 59%).

Bermagui Dignams Creek
Environmental 59% 70%
Rural and farming 33% 30%
Residential 4% 0%
Parks and recreation 3% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bermagui Dignams Creek
New dwellings approved 109
across Bega Valley
 211
across Eurobodalla
Approvals change year on year -32% -9%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Bermagui Dignams Creek
Houses 2.5%
$580/wk on $1.2M
 —
Units —
same for both

Ranking within NSW

Bermagui Dignams Creek
House price Higher than 41% of NSW —
Income Higher than 13% of NSW Higher than 17% of NSW
Schools —
same for both
Walkability Higher than 2% of NSW Higher than 13% of NSW
Affordability Higher than 28% of NSW —
EV adoption Higher than 42% of NSW
same for both
NBN connectivity Higher than 68% of NSW Higher than 7% of NSW
Rental yield (houses) Higher than 7% of NSW —

Liveability

Bermagui Dignams Creek
Grade D —
Score 18/100 —
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Bermagui carries more crime risk (65 vs 0).

Bermagui Dignams Creek
Bushfire Moderate
66/100
 Moderate
69/100
Crime Moderate
65/100
 None
0/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion High
72/100
 None
0/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 0
within 5 km

Schools

Bermagui Dignams Creek
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Bermagui

  • Bermagui Public School Government · Primary at peers

Schools in Dignams Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Bermagui Dignams Creek
Supermarkets 1 0
Cafes & restaurants 7 0
Parks & reserves 5 1
Childcare 1 0
GPs 1 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 1 0
Beaches 4 0
Waterways 7 6

Mobility

Bermagui sits further from the CBD (384.1 km vs 378.6 km).

Bermagui Dignams Creek
Walkability score 0/100
same for both
Distance to Sydney 384.1 km
+1% vs other
 378.6 km
Drive time (normal traffic) 332 min 319 min
Electric vehicle share 0.4%
postcode 2546
same for both
Rooftop solar per 100 dwellings 44
postcode 2546
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bermagui Dignams Creek
Car (driver) 65.7% / 45.5%
Bermagui — Car (driver): 65.7% Dignams Creek — Car (driver): 45.5%
Worked from Home 18.5% / 54.5%
Bermagui — Worked from Home: 18.5% Dignams Creek — Worked from Home: 54.5%
Walked Only 8.5% / —
Bermagui — Walked Only: 8.5% Dignams Creek — Walked Only: not among its largest
Car (passenger) 5.6% / —
Bermagui — Car (passenger): 5.6% Dignams Creek — Car (passenger): not among its largest
Bicycle 1.7% / —
Bermagui — Bicycle: 1.7% Dignams Creek — Bicycle: not among its largest

Bars are drawn against the largest share shown (65.7%).

Setting

Bermagui Dignams Creek
Elevation 40 m
above sea level, at the suburb centre
 52 m
above sea level, at the suburb centre
Distance to the ocean 2.5 km
3.2 km to a named beach
 10.2 km

NBN connectivity

Bermagui Dignams Creek
Connectivity score 56/100 15/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 24%
1,447 premises
 0%
32 premises

Climate

Bermagui Dignams Creek
Annual rainfall 948 mm
same for both
Summer max (Jan) 23.4°C
same for both
Winter min (Jul) 7.8°C
same for both

Council rates

Bermagui Dignams Creek
Average residential rate $1,767/yr $1,246/yr
Council Bega Valley Eurobodalla

Federal electorate

Bermagui Dignams Creek
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Bermagui Dignams Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Bermagui

Coastal Retirees Rural

Dignams Creek

Retirees Rural

More comparisons

Other comparisons with Bermagui

Bermagui vs Wallaga Lake Bermagui vs Coolagolite Bermagui vs Cuttagee

Other comparisons with Dignams Creek

Dignams Creek vs Narooma Dignams Creek vs Cobargo Dignams Creek vs Wallaga Lake Dignams Creek vs Coolagolite Dignams Creek vs Wandella Dignams Creek vs Tilba Tilba
Full data on Bermagui Full data on Dignams Creek
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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