Bermagui vs Cuttagee

Bermagui is the younger of the two, with a median age of 58 against 64 in Cuttagee. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are people living alone. On these figures, Cuttagee tends to suit share households.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Bermagui

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (5 vs 0)
  • is already more of a family suburb (38% vs 26%)
  • But Cuttagee has more separate houses rather than flats (100% vs 81%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Bermagui

ahead on 2 of the 2 things we measure here

  • leaves households under less mortgage stress (34% vs 146%)
  • has cheaper land ($521,000 vs $1,250,000)

Weighs land prices and mortgage stress.

Renters

Cuttagee

ahead on the one thing that separates them

  • has cheaper rent ($0/wk vs $310/wk)

Weighs rent.

Commuting to the city

Bermagui

ahead on the one thing that separates them

  • sits closer to the CBD (384.1 km vs 388 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Bermagui

ahead on the one thing that separates them

  • is growing faster (21.4% vs 10.9%)

Weighs population growth.

Where they sit

Bermagui and Cuttagee drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bermagui Cuttagee
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bermagui Cuttagee
Walkability 0 / 0
Bermagui — Walkability: 0/100 Cuttagee — Walkability: 0/100
Safety 35 / 31
Bermagui — Safety: 35/100 Cuttagee — Safety: 31/100
Low fire risk 34 / 23
Bermagui — Low fire risk: 34/100 Cuttagee — Low fire risk: 23/100

Demographics

Bermagui rents higher ($310/wk vs $0/wk); Bermagui has more residents (1,865 vs 61).

Bermagui Cuttagee
Population 1,865
+97% vs other
61
Population trend (2016 → 2021) +21.4% +10.9%
Median age 58 64
Median household income $53,144/yr
+7% vs other
$49,348/yr
Median weekly rent $310/wk
(not reported on the other side)
—

Age profile

Share of residents in each band, 2021 Census.

Bermagui Cuttagee
0-4 4.0% / —
Bermagui — 0-4: 4.0% Cuttagee — 0-4: not among its largest
5-14 8.9% / 14.8%
Bermagui — 5-14: 8.9% Cuttagee — 5-14: 14.8%
15-19 4.0% / —
Bermagui — 15-19: 4.0% Cuttagee — 15-19: not among its largest
20-24 2.5% / —
Bermagui — 20-24: 2.5% Cuttagee — 20-24: not among its largest
25-34 7.1% / 8.2%
Bermagui — 25-34: 7.1% Cuttagee — 25-34: 8.2%
35-44 7.9% / 9.8%
Bermagui — 35-44: 7.9% Cuttagee — 35-44: 9.8%
45-54 10.5% / —
Bermagui — 45-54: 10.5% Cuttagee — 45-54: not among its largest
55-64 18.4% / 34.4%
Bermagui — 55-64: 18.4% Cuttagee — 55-64: 34.4%
65-74 22.3% / 31.1%
Bermagui — 65-74: 22.3% Cuttagee — 65-74: 31.1%
75-84 10.9% / 8.2%
Bermagui — 75-84: 10.9% Cuttagee — 75-84: 8.2%
85+ 3.9% / —
Bermagui — 85+: 3.9% Cuttagee — 85+: not among its largest

Bars are drawn against the largest share shown (34.4%).

Who lives together

Household composition, 2021 Census.

Bermagui 57.3% lone person
Bermagui — Lone Person: 57.3% Bermagui — Couple Families: 26.2% Bermagui — Group Household: 3.6% Bermagui — One Parent Families: 12.1% Bermagui — Other Families: 0.8%
Cuttagee 57.9% lone person
Cuttagee — Lone Person: 57.9% Cuttagee — Couple Families: 26.3% Cuttagee — Group Household: 15.8% Cuttagee — One Parent Families: 0.0% Cuttagee — Other Families: 0.0%
Lone Person Couple Families Group Household One Parent Families Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bermagui 24.0% renting
Bermagui — Owned Outright: 56.6% Bermagui — Mortgage: 19.4% Bermagui — Renting: 24.0%
Cuttagee 0.0% renting
Cuttagee — Owned Outright: 87.9% Cuttagee — Mortgage: 12.1% Cuttagee — Renting: 0.0%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bermagui Cuttagee
England 4.5% / 6.6%
Bermagui — England: 4.5% Cuttagee — England: 6.6%
New Zealand 1.3% / —
Bermagui — New Zealand: 1.3% Cuttagee — New Zealand: not among its largest
Germany 1.1% / —
Bermagui — Germany: 1.1% Cuttagee — Germany: not among its largest
Scotland 0.6% / —
Bermagui — Scotland: 0.6% Cuttagee — Scotland: not among its largest
Netherlands 0.6% / —
Bermagui — Netherlands: 0.6% Cuttagee — Netherlands: not among its largest

Bars are drawn against the largest share shown (6.6%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bermagui Cuttagee
Certificate III & IV 17.0% / 19.7%
Bermagui — Certificate III & IV: 17.0% Cuttagee — Certificate III & IV: 19.7%
Bachelor Degree 10.1% / 23.0%
Bermagui — Bachelor Degree: 10.1% Cuttagee — Bachelor Degree: 23.0%
Advanced Diploma / Diploma 9.2% / 13.1%
Bermagui — Advanced Diploma / Diploma: 9.2% Cuttagee — Advanced Diploma / Diploma: 13.1%
Postgraduate Degree 3.7% / 11.5%
Bermagui — Postgraduate Degree: 3.7% Cuttagee — Postgraduate Degree: 11.5%
Graduate Diploma / Certificate 3.1% / —
Bermagui — Graduate Diploma / Certificate: 3.1% Cuttagee — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (23.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bermagui 80.7% houses
Bermagui — Houses: 80.7% Bermagui — Townhouses: 9.7% Bermagui — Flats / Apartments: 9.6%
Cuttagee 100.0% houses
Cuttagee — Houses: 100.0% Cuttagee — Townhouses: 0.0% Cuttagee — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Bermagui Cuttagee
Median house price $895,000 —
Median unit price $456,000 —
Median land price $521,000 $1,250,000
Typical days to sell (houses) 92 days
from 35 sales
—

Zoning mix

Cuttagee has more land zoned for conservation (86% vs 59%); Bermagui has more rural and farming land (33% vs 14%).

Bermagui Cuttagee
Environmental 59% 86%
Rural and farming 33% 14%
Residential 4% 0%
Parks and recreation 3% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bermagui Cuttagee
New dwellings approved 109
across Bega Valley
same for both
Approvals change year on year -32%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Bermagui Cuttagee
Houses 2.5%
$580/wk on $1.2M
—
Units —
same for both

Ranking within NSW

Bermagui Cuttagee
House price Higher than 41% of NSW —
Income Higher than 13% of NSW Higher than 10% of NSW
Schools —
same for both
Walkability Higher than 2% of NSW
same for both
Affordability Higher than 28% of NSW —
EV adoption Higher than 42% of NSW Higher than 41% of NSW
NBN connectivity Higher than 68% of NSW Higher than 35% of NSW
Rental yield (houses) Higher than 7% of NSW —

Liveability

Bermagui Cuttagee
Grade D —
Score 18/100 —
Socio-economic band below-average income
decile 3/10
advantaged area
decile 8/10

Risk profile

Cuttagee carries more bushfire risk (77 vs 66).

Bermagui Cuttagee
Bushfire Moderate
66/100
High
77/100
Crime Moderate
65/100
Moderate
69/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion High
72/100
Moderate
55/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
0
within 5 km

Schools

Bermagui Cuttagee
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Bermagui

  • Bermagui Public School Government · Primary at peers

Schools in Cuttagee

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Bermagui Cuttagee
Supermarkets 1 0
Cafes & restaurants 7 0
Parks & reserves 5 0
Childcare 1 0
GPs 1 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 1 0
Beaches 4 0
Waterways 7 1

Mobility

Cuttagee sits further from the CBD (388 km vs 384.1 km).

Bermagui Cuttagee
Walkability score 0/100
same for both
Distance to Sydney 384.1 km 388 km
+1% vs other
Drive time (normal traffic) 332 min 331 min
Electric vehicle share 0.4%
postcode 2546
same for both
Rooftop solar per 100 dwellings 44
postcode 2546
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bermagui Cuttagee
Car (driver) 65.7% / 64.3%
Bermagui — Car (driver): 65.7% Cuttagee — Car (driver): 64.3%
Worked from Home 18.5% / 35.7%
Bermagui — Worked from Home: 18.5% Cuttagee — Worked from Home: 35.7%
Walked Only 8.5% / —
Bermagui — Walked Only: 8.5% Cuttagee — Walked Only: not among its largest
Car (passenger) 5.6% / —
Bermagui — Car (passenger): 5.6% Cuttagee — Car (passenger): not among its largest
Bicycle 1.7% / —
Bermagui — Bicycle: 1.7% Cuttagee — Bicycle: not among its largest

Bars are drawn against the largest share shown (65.7%).

Setting

Bermagui Cuttagee
Elevation 40 m
above sea level, at the suburb centre
1 m
above sea level, at the suburb centre
Distance to the ocean 2.5 km
3.2 km to a named beach
1.5 km
2.2 km to a named beach

NBN connectivity

Bermagui Cuttagee
Connectivity score 56/100 25/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 24%
1,447 premises
0%
37 premises

Climate

Bermagui Cuttagee
Annual rainfall 948 mm 768 mm
Summer max (Jan) 23.4°C —
Winter min (Jul) 7.8°C —

Council rates

Bermagui Cuttagee
Average residential rate $1,767/yr
same for both
Council Bega Valley
same for both

Federal electorate

Bermagui Cuttagee
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Bermagui Cuttagee
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Bermagui

Cuttagee

More comparisons

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Other comparisons with Cuttagee

Full data on Bermagui Full data on Cuttagee
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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