Bergalia vs Moruya

In both, the large majority of households own their home and the large majority of homes are detached houses. In Bergalia, most households are couple families. In Moruya, about half of households are people living alone. Houses cost more in Bergalia: a median of $938,000, against $805,000 in Moruya, and rent is higher there too. On these figures, Bergalia tends to suit couples, while Moruya suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Bergalia carries lower crime risk (0/100 vs 84/100)
  • Moruya has more parks and reserves (5 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Moruya

ahead on the one thing that separates them

  • has cheaper houses ($805,000 vs $938,000)

Weighs house prices and mortgage stress.

Renters

Moruya

ahead on 2 of the 2 things we measure here

  • has cheaper rent ($300/wk vs $600/wk)
  • leaves renters under less rental stress (26% vs 39%)

Weighs rent and rental stress.

Commuting to the city

Moruya

ahead on 3 of the 3 things we measure here

  • is more walkable (43/100 vs 10/100)
  • has a shorter drive in (250 min vs 262 min)
  • sits closer to the CBD (305.8 km vs 314.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Moruya

ahead on 2 of the 4 things we measure here

  • has more GPs (4 vs 0)
  • is more walkable (43/100 vs 10/100)
  • But Bergalia carries lower crime risk (0/100 vs 84/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Bergalia and Moruya drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bergalia Moruya
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bergalia Moruya
Walkability 10 / 43
Bergalia — Walkability: 10/100 Moruya — Walkability: 43/100
Safety 100 / 16
Bergalia — Safety: 100/100 Moruya — Safety: 16/100
Low fire risk 32 / 26
Bergalia — Low fire risk: 32/100 Moruya — Low fire risk: 26/100

Demographics

Moruya has more residents (4,295 vs 180); Bergalia rents higher ($600/wk vs $300/wk).

Bergalia Moruya
Population 180 4,295
+2286% vs other
Population trend (2016 → 2021) +5.3% +7.9%
Median age 51 52
Median household income $80,132/yr
+26% vs other
 $59,280/yr
Median weekly rent $600/wk
+50% vs other
 $300/wk

Age profile

Share of residents in each band, 2021 Census.

Bergalia Moruya
0-4 — / 4.0%
Bergalia — 0-4: not among its largest Moruya — 0-4: 4.0%
5-14 16.1% / 10.7%
Bergalia — 5-14: 16.1% Moruya — 5-14: 10.7%
15-19 1.7% / 4.7%
Bergalia — 15-19: 1.7% Moruya — 15-19: 4.7%
20-24 2.8% / 4.1%
Bergalia — 20-24: 2.8% Moruya — 20-24: 4.1%
25-34 6.1% / 8.5%
Bergalia — 25-34: 6.1% Moruya — 25-34: 8.5%
35-44 8.9% / 9.4%
Bergalia — 35-44: 8.9% Moruya — 35-44: 9.4%
45-54 13.9% / 12.0%
Bergalia — 45-54: 13.9% Moruya — 45-54: 12.0%
55-64 22.2% / 18.1%
Bergalia — 55-64: 22.2% Moruya — 55-64: 18.1%
65-74 19.4% / 16.2%
Bergalia — 65-74: 19.4% Moruya — 65-74: 16.2%
75-84 6.1% / 8.6%
Bergalia — 75-84: 6.1% Moruya — 75-84: 8.6%
85+ — / 3.7%
Bergalia — 85+: not among its largest Moruya — 85+: 3.7%

Bars are drawn against the largest share shown (22.2%).

Who lives together

Household composition, 2021 Census.

Bergalia 69.0% couple families
Bergalia — Couple Families: 69.0% Bergalia — Lone Person: 20.7% Bergalia — One Parent Families: 10.3% Bergalia — Group Household: 0.0% Bergalia — Other Families: 0.0%
Moruya 30.4% couple families
Moruya — Couple Families: 30.4% Moruya — Lone Person: 45.9% Moruya — One Parent Families: 17.4% Moruya — Group Household: 4.3% Moruya — Other Families: 2.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bergalia 0.0% renting
Bergalia — Owned Outright: 58.1% Bergalia — Mortgage: 41.9% Bergalia — Renting: 0.0%
Moruya 22.6% renting
Moruya — Owned Outright: 49.9% Moruya — Mortgage: 27.5% Moruya — Renting: 22.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bergalia Moruya
England 3.3% / 3.8%
Bergalia — England: 3.3% Moruya — England: 3.8%
New Zealand 2.8% / 1.0%
Bergalia — New Zealand: 2.8% Moruya — New Zealand: 1.0%
India — / 0.5%
Bergalia — India: not among its largest Moruya — India: 0.5%
Vietnam — / 0.4%
Bergalia — Vietnam: not among its largest Moruya — Vietnam: 0.4%
Netherlands — / 0.4%
Bergalia — Netherlands: not among its largest Moruya — Netherlands: 0.4%

Bars are drawn against the largest share shown (3.8%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bergalia Moruya
Certificate III & IV 21.1% / 19.0%
Bergalia — Certificate III & IV: 21.1% Moruya — Certificate III & IV: 19.0%
Bachelor Degree 16.1% / 7.9%
Bergalia — Bachelor Degree: 16.1% Moruya — Bachelor Degree: 7.9%
Advanced Diploma / Diploma 10.0% / 7.8%
Bergalia — Advanced Diploma / Diploma: 10.0% Moruya — Advanced Diploma / Diploma: 7.8%
Postgraduate Degree 4.4% / 2.4%
Bergalia — Postgraduate Degree: 4.4% Moruya — Postgraduate Degree: 2.4%
Graduate Diploma / Certificate — / 1.2%
Bergalia — Graduate Diploma / Certificate: not among its largest Moruya — Graduate Diploma / Certificate: 1.2%

Bars are drawn against the largest share shown (21.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bergalia 103.2% houses
Bergalia — Houses: 103.2% Bergalia — Townhouses: 0.0% Bergalia — Flats / Apartments: 0.0%
Moruya 89.0% houses
Moruya — Houses: 89.0% Moruya — Townhouses: 7.3% Moruya — Flats / Apartments: 3.6%
Houses Townhouses Flats / Apartments

Property market

Bergalia Moruya
Median house price $938,000 $805,000
Median unit price — $470,000
Median land price — $400,000
Typical days to sell (houses) — 71 days
from 49 sales

Zoning mix

Bergalia has more rural and farming land (95% vs 60%); Moruya has more land zoned for conservation (26% vs 4%).

Bergalia Moruya
Rural and farming 95% 60%
Environmental 4% 26%
Residential 0% 6%
Infrastructure and transport 1% 3%
Parks and recreation 0% 3%
Industrial 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bergalia Moruya
New dwellings approved 211
across Eurobodalla
same for both
Approvals change year on year -9%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Bergalia Moruya
Houses — 3.4%
$620/wk on $950K
Units —
same for both

Ranking within NSW

Bergalia Moruya
House price Higher than 45% of NSW Higher than 32% of NSW
Income Higher than 47% of NSW Higher than 21% of NSW
Schools — Higher than 71% of NSW
Walkability Higher than 57% of NSW Higher than 79% of NSW
Affordability Higher than 53% of NSW Higher than 43% of NSW
EV adoption Higher than 70% of NSW
same for both
NBN connectivity Higher than 54% of NSW Higher than 72% of NSW
Rental yield (houses) — Higher than 39% of NSW

Liveability

Moruya is more walkable (43 vs 10).

Bergalia Moruya
Grade — C
Score — 32/100
Socio-economic band mid-range socio-economic
decile 6/10
 below-average income
decile 2/10

Risk profile

Moruya carries more crime risk (84 vs 0).

Bergalia Moruya
Bushfire Moderate
68/100
 High
74/100
Crime None
0/100
 High
84/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
 Moderate
60/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 1
within 5 km

Schools

Bergalia Moruya
Inside the suburb 0 3
Rated above peers 0 1
Rated at peers 0 2
Rated below peers 0
same for both

Schools in Bergalia

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Moruya

  • Moruya Public School Government · Primary above peers
  • Moruya High School Government · Secondary at peers
  • St Mary's Primary School Catholic · Primary at peers

Amenities in the suburb

Bergalia Moruya
Supermarkets 0 3
Cafes & restaurants 0 11
Parks & reserves 0 5
Childcare 0 5
GPs 0 4
Pharmacies 0 2
Hospitals 0 1
Police stations 0 1
Banks & Bank@Post 0 4
Fuel stations 0 4
EV chargers 0 1
Waterways 1 23

Mobility

Bergalia sits further from the CBD (314.4 km vs 305.8 km).

Bergalia Moruya
Walkability score 10/100 43/100
Distance to Sydney 314.4 km
+3% vs other
 305.8 km
Drive time (normal traffic) 262 min 250 min
Public transport score 21/100
Bus
 64/100
Bus
Peak arrivals per hour 3.2
7-9am + 5-7pm
 46.8
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 2537
same for both
Rooftop solar per 100 dwellings 48
postcode 2537
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bergalia Moruya
Car (driver) 82.6% / 77.9%
Bergalia — Car (driver): 82.6% Moruya — Car (driver): 77.9%
Worked from Home 13.0% / 10.9%
Bergalia — Worked from Home: 13.0% Moruya — Worked from Home: 10.9%
Walked Only 4.3% / 4.3%
Bergalia — Walked Only: 4.3% Moruya — Walked Only: 4.3%
Car (passenger) — / 5.0%
Bergalia — Car (passenger): not among its largest Moruya — Car (passenger): 5.0%
Bicycle — / 1.1%
Bergalia — Bicycle: not among its largest Moruya — Bicycle: 1.1%

Bars are drawn against the largest share shown (82.6%).

Setting

Bergalia Moruya
Elevation 40 m
above sea level, at the suburb centre
 0 m
above sea level, at the suburb centre
Distance to the ocean 5.1 km 3.0 km

NBN connectivity

Bergalia Moruya
Connectivity score 30/100 63/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
84 premises
 28%
2,598 premises

Climate

Bergalia Moruya
Annual rainfall 914 mm
same for both
Summer max (Jan) 23.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Bergalia Moruya
Average residential rate $1,246/yr
same for both
Council Eurobodalla
same for both

Federal electorate

Bergalia Moruya
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Bergalia Moruya
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Bergalia

Retirees Rural

Moruya

Acreage Coastal Retirees

More comparisons

Other comparisons with Bergalia

Bergalia vs Tuross Head Bergalia vs Congo Bergalia vs Bingie Bergalia vs Meringo Bergalia vs Wamban

Other comparisons with Moruya

Moruya vs Broulee Moruya vs Moruya Heads Moruya vs Mogo Moruya vs Congo Moruya vs Mogendoura Moruya vs Wamban
Full data on Bergalia Full data on Moruya
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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