Bendigo vs Flora Hill

Flora Hill is the younger of the two, with a median age of 32 against 43 in Bendigo. In both, about half of households rent and the large majority of homes are detached houses. In Bendigo, about half of households are people living alone. Houses cost more in Bendigo: a median of $650,000, against $590,000 in Flora Hill. On these figures, Bendigo tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Bendigo

ahead on 3 of the 6 things we measure here

  • has more schools inside the suburb (9 vs 1)
  • has more parks and reserves (13 vs 3)
  • has more childcare (9 vs 3)
  • But Flora Hill carries lower crime risk (79/100 vs 98/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Flora Hill

ahead on 2 of the 4 things we measure here

  • has cheaper land ($330,000 vs $480,000)
  • has cheaper houses ($590,000 vs $650,000)

Weighs house prices, unit prices, land prices, and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Bendigo

ahead on the one thing that separates them

  • is more walkable (95/100 vs 62/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Bendigo

ahead on 3 of the 5 things we measure here

  • has more GPs (18 vs 2)
  • has more residents already 65 and over (21% vs 13%)
  • is more walkable (95/100 vs 62/100)
  • But Flora Hill carries lower crime risk (79/100 vs 98/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs house yield, unit yield, and population growth.

Where they sit

Bendigo and Flora Hill drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bendigo Flora Hill
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bendigo Flora Hill
Walkability 95 / 62
Bendigo — Walkability: 95/100 Flora Hill — Walkability: 62/100
Safety 2 / 21
Bendigo — Safety: 2/100 Flora Hill — Safety: 21/100
Low fire risk 100 / 39
Bendigo — Low fire risk: 100/100 Flora Hill — Low fire risk: 39/100
Low flood risk 30 / 73
Bendigo — Low flood risk: 30/100 Flora Hill — Low flood risk: 73/100

Demographics

Bendigo has more residents (5,652 vs 3,989); Bendigo skews older (43 vs 32).

Bendigo Flora Hill
Population 5,652
+29% vs other
3,989
Population trend (2016 → 2021) +2.5% +0.9%
Median age 43 32
Median household income $74,308/yr
+6% vs other
$70,044/yr
Median weekly rent $290/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Bendigo Flora Hill
0-4 4.5% / 6.1%
Bendigo — 0-4: 4.5% Flora Hill — 0-4: 6.1%
5-14 8.4% / 11.1%
Bendigo — 5-14: 8.4% Flora Hill — 5-14: 11.1%
15-19 5.3% / 7.6%
Bendigo — 15-19: 5.3% Flora Hill — 15-19: 7.6%
20-24 7.7% / 12.9%
Bendigo — 20-24: 7.7% Flora Hill — 20-24: 12.9%
25-34 15.3% / 17.0%
Bendigo — 25-34: 15.3% Flora Hill — 25-34: 17.0%
35-44 10.6% / 12.4%
Bendigo — 35-44: 10.6% Flora Hill — 35-44: 12.4%
45-54 13.5% / 10.3%
Bendigo — 45-54: 13.5% Flora Hill — 45-54: 10.3%
55-64 13.9% / 9.2%
Bendigo — 55-64: 13.9% Flora Hill — 55-64: 9.2%
65-74 12.4% / 6.8%
Bendigo — 65-74: 12.4% Flora Hill — 65-74: 6.8%
75-84 5.8% / 3.6%
Bendigo — 75-84: 5.8% Flora Hill — 75-84: 3.6%
85+ 2.4% / 2.8%
Bendigo — 85+: 2.4% Flora Hill — 85+: 2.8%

Bars are drawn against the largest share shown (17.0%).

Who lives together

Household composition, 2021 Census.

Bendigo 51.5% lone person
Bendigo — Lone Person: 51.5% Bendigo — Couple Families: 23.6% Bendigo — One Parent Families: 15.8% Bendigo — Group Household: 6.9% Bendigo — Other Families: 2.2%
Flora Hill 42.4% lone person
Flora Hill — Lone Person: 42.4% Flora Hill — Couple Families: 24.6% Flora Hill — One Parent Families: 21.1% Flora Hill — Group Household: 9.7% Flora Hill — Other Families: 2.1%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bendigo 45.5% renting
Bendigo — Owned Outright: 31.6% Bendigo — Mortgage: 22.8% Bendigo — Renting: 45.5%
Flora Hill 51.2% renting
Flora Hill — Owned Outright: 23.6% Flora Hill — Mortgage: 25.2% Flora Hill — Renting: 51.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bendigo Flora Hill
Bachelor Degree 16.2% / 14.3%
Bendigo — Bachelor Degree: 16.2% Flora Hill — Bachelor Degree: 14.3%
Certificate III & IV 12.9% / 14.5%
Bendigo — Certificate III & IV: 12.9% Flora Hill — Certificate III & IV: 14.5%
Advanced Diploma / Diploma 7.8% / 8.1%
Bendigo — Advanced Diploma / Diploma: 7.8% Flora Hill — Advanced Diploma / Diploma: 8.1%
Postgraduate Degree 6.5% / 4.3%
Bendigo — Postgraduate Degree: 6.5% Flora Hill — Postgraduate Degree: 4.3%
Graduate Diploma / Certificate 3.9% / 2.3%
Bendigo — Graduate Diploma / Certificate: 3.9% Flora Hill — Graduate Diploma / Certificate: 2.3%

Bars are drawn against the largest share shown (16.2%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bendigo Flora Hill
India 2.3% / 1.3%
Bendigo — India: 2.3% Flora Hill — India: 1.3%
England 2.0% / 1.4%
Bendigo — England: 2.0% Flora Hill — England: 1.4%
Thailand 0.9% / 0.7%
Bendigo — Thailand: 0.9% Flora Hill — Thailand: 0.7%
New Zealand 0.8% / 0.7%
Bendigo — New Zealand: 0.8% Flora Hill — New Zealand: 0.7%
Philippines 0.8% / 0.4%
Bendigo — Philippines: 0.8% Flora Hill — Philippines: 0.4%
Malaysia 0.4% / 0.8%
Bendigo — Malaysia: 0.4% Flora Hill — Malaysia: 0.8%

Bars are drawn against the largest share shown (2.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bendigo 81.8% houses
Bendigo — Houses: 81.8% Bendigo — Townhouses: 14.9% Bendigo — Flats / Apartments: 3.2%
Flora Hill 81.1% houses
Flora Hill — Houses: 81.1% Flora Hill — Townhouses: 17.5% Flora Hill — Flats / Apartments: 1.4%
Houses Townhouses Flats / Apartments

Property market

Bendigo Flora Hill
Median house price $650,000 $590,000
Median unit price $455,000 $435,000
Median land price $480,000 $330,000
Typical days to sell (houses) 40 days
from 96 sales
32 days
from 56 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Bendigo Flora Hill
2 bed $560K / $450K
Bendigo — 2 bed: $560K (45 sales) Flora Hill — 2 bed: $450K (18 sales)

45 vs 18 sales

3 bed $649K / $580K
Bendigo — 3 bed: $649K (122 sales) Flora Hill — 3 bed: $580K (91 sales)

122 vs 91 sales

4 bed $892K / $735K
Bendigo — 4 bed: $892K (38 sales) Flora Hill — 4 bed: $735K (25 sales)

38 vs 25 sales

Zoning mix

Bendigo has more commercially zoned land (19% vs 0%).

Bendigo Flora Hill
Residential 48% 61%
Parks and recreation 12% 20%
Commercial 19% 0%
Infrastructure and transport 16% 18%
Other and special use 3% 0%
Industrial 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bendigo Flora Hill
New dwellings approved 885
across Greater Bendigo
same for both
Approvals change year on year +28%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Bendigo Flora Hill
Houses 3.8%
$560/wk on $765K
4.2%
$505/wk on $632K
Units 5.3%
$450/wk on $442K
5.0%
$425/wk on $446K

Ranking within VIC

Bendigo Flora Hill
House price Higher than 29% of VIC Higher than 23% of VIC
Income Higher than 40% of VIC Higher than 32% of VIC
Schools Higher than 38% of VIC —
Walkability Higher than 98% of VIC Higher than 88% of VIC
Affordability Higher than 62% of VIC Higher than 63% of VIC
EV adoption Higher than 67% of VIC
same for both
NBN connectivity Higher than 76% of VIC
same for both
Rental yield (houses) Higher than 55% of VIC Higher than 77% of VIC
Rental yield (units) Higher than 75% of VIC Higher than 59% of VIC

Liveability

Bendigo is more walkable (95 vs 62); Bendigo scores higher overall (41 vs 31).

Bendigo Flora Hill
Grade C D
Score 41/100 31/100
Socio-economic band mid-range socio-economic
decile 5/10
below-average income
decile 3/10

Risk profile

Flora Hill carries more bushfire risk (61 vs 0); Bendigo carries more flood risk (70 vs 27).

Bendigo Flora Hill
Bushfire None
0/100
Moderate
61/100
Crime High
98/100
High
79/100
Flood High
70/100
Low
27/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 9
within 5 km
6
within 5 km

Schools

Bendigo Flora Hill
Inside the suburb 9 1
Rated above peers 1 0
Rated at peers 0 1
Rated below peers 4 0
Universities within 10 km 1
Bendigo Campus, 3.1 km
1
Bendigo Campus, 0.0 km
Full-time students aged 15–24 1.9% 7.4%

Schools in Bendigo

  • Creek Street Christian College Independent · Combined above peers
  • Camp Hill Primary School Government · Primary below peers
  • Catherine McAuley College Catholic · Secondary below peers
  • Girton Grammar School Independent · Combined below peers
  • St Kilian's School Catholic · Primary below peers
  • Bendigo Senior Secondary College Government · Secondary

Schools in Flora Hill

  • Bendigo South East 7-10 Secondary College Government · Secondary at peers

Amenities in the suburb

Bendigo Flora Hill
Supermarkets 5 0
Cafes & restaurants 66 0
Parks & reserves 13 3
Childcare 9 3
GPs 18 2
Pharmacies 8 1
Hospitals 2 0
Police stations 1 0
Banks & Bank@Post 8 1
Fuel stations 5 0
EV chargers 2 1
Waterways 18 0

Mobility

Bendigo Flora Hill
Walkability score 95/100 62/100
Distance to Melbourne 152.4 km 152.3 km
Drive time (normal traffic) 113 min 111 min
Public transport score 77/100
Rail
74/100
Peak arrivals per hour 281.2
7-9am + 5-7pm
56.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
1 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 3550
same for both
Rooftop solar per 100 dwellings 34
postcode 3550
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bendigo Flora Hill
Car (driver) 60.6% / 71.5%
Bendigo — Car (driver): 60.6% Flora Hill — Car (driver): 71.5%
Worked from Home 18.2% / 16.3%
Bendigo — Worked from Home: 18.2% Flora Hill — Worked from Home: 16.3%
Walked Only 13.2% / 2.9%
Bendigo — Walked Only: 13.2% Flora Hill — Walked Only: 2.9%
Car (passenger) 4.5% / 5.4%
Bendigo — Car (passenger): 4.5% Flora Hill — Car (passenger): 5.4%
Bus 1.3% / 2.1%
Bendigo — Bus: 1.3% Flora Hill — Bus: 2.1%
Bicycle 1.5% / 1.3%
Bendigo — Bicycle: 1.5% Flora Hill — Bicycle: 1.3%

Bars are drawn against the largest share shown (71.5%).

Setting

Bendigo Flora Hill
Elevation 224 m
above sea level, at the suburb centre
269 m
above sea level, at the suburb centre

NBN connectivity

Bendigo Flora Hill
Connectivity score 63/100 62/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 32%
5,084 premises
29%
2,087 premises

Climate

Bendigo Flora Hill
Annual rainfall 598 mm 553 mm
Summer max (Jan) 27.9°C 29.6°C
Winter min (Jul) 3.7°C 3.1°C

Council rates

Bendigo Flora Hill
Average residential rate $1,949/yr
same for both
Council Greater Bendigo
same for both

Federal electorate

Bendigo Flora Hill
Division Bendigo
same for both
Member Lisa Chesters
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Bendigo Flora Hill
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Bendigo

Flora Hill

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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