Belmore River vs Kinchela
In both, the large majority of households own their home and the large majority of homes are detached houses. In Belmore River, most households are couple families. Houses cost more in Kinchela: a median of $1.4 million, against $748,000 in Belmore River, and rent is higher there too. On these figures, Belmore River tends to suit couples and buyers on a tighter budget.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Kinchela
ahead on the one thing that separates them
- carries lower crime risk (13/100 vs 34/100)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Belmore River
ahead on the one thing that separates them
- has cheaper houses ($748,000 vs $1,400,000)
Weighs house prices and mortgage stress.
Renters
Belmore River
ahead on 2 of the 3 things we measure here
- has cheaper rent ($230/wk vs $350/wk)
- leaves renters under less rental stress (18% vs 24%)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
Kinchela
ahead on 2 of the 3 things we measure here
- is more walkable (13/100 vs 0/100)
- sits closer to the CBD (444.7 km vs 446.9 km)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Kinchela
ahead on 2 of the 4 things we measure here
- is more walkable (13/100 vs 0/100)
- carries lower crime risk (13/100 vs 34/100)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Kinchela
ahead on the one thing that separates them
- is growing faster (8.3% vs -0.4%)
Weighs population growth.
Where they sit
Belmore River and Kinchela drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Kinchela rents higher ($350/wk vs $230/wk); Kinchela has higher household incomes ($74,724 vs $67,184).
| Belmore River | Kinchela | |
|---|---|---|
| Population | 268 | 286 +7% vs other |
| Population trend (2016 → 2021) | -0.4% | +8.3% |
| Median age | 51 | 49 |
| Median household income | $67,184/yr | $74,724/yr +11% vs other |
| Median weekly rent | $230/wk | $350/wk +52% vs other |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (20.1%).
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (2.4%).
Who lives together
Household composition, 2021 Census.
What people live in
Occupied private dwellings by structure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (20.5%).
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Property market
| Belmore River | Kinchela | |
|---|---|---|
| Median house price | $748,000 | $1,400,000 |
| Median unit price | — same for both | |
| Median land price | — same for both | |
Zoning mix
| Belmore River | Kinchela | |
|---|---|---|
| Rural and farming | 84% | 77% |
| Environmental | 16% | 23% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Belmore River | Kinchela | |
|---|---|---|
| New dwellings approved | 144 across Kempsey same for both | |
| Approvals change year on year | +380% same for both | |
Ranking within NSW
| Belmore River | Kinchela | |
|---|---|---|
| House price | Higher than 29% of NSW | Higher than 31% of NSW |
| Income | Higher than 30% of NSW | — |
| Schools | — same for both | |
| Walkability | Higher than 31% of NSW | Higher than 62% of NSW |
| Affordability | Higher than 56% of NSW | — |
| EV adoption | Higher than 7% of NSW same for both | |
| NBN connectivity | Higher than 47% of NSW | Higher than 56% of NSW |
Liveability
Kinchela is more walkable (13 vs 0).
| Belmore River | Kinchela | |
|---|---|---|
| Grade | — same for both | |
| Score | — same for both | |
| Socio-economic band | below-average income decile 3/10 same for both | |
Risk profile
Belmore River carries more crime risk (34 vs 13).
| Belmore River | Kinchela | |
|---|---|---|
| Bushfire | Moderate 68/100 | Moderate 60/100 |
| Crime | Low 34/100 | Low 13/100 |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | Low 28/100 | Moderate 48/100 |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 0 within 5 km same for both | |
Schools
| Belmore River | Kinchela | |
|---|---|---|
| Inside the suburb | 0 | 1 |
| Rated above peers | 0 same for both | |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Schools in Belmore River
No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.
Schools in Kinchela
- Kinchela Public School Government · Primary
Amenities in the suburb
| Belmore River | Kinchela | |
|---|---|---|
| Waterways | 3 | 2 |
Mobility
Belmore River sits further from the CBD (446.9 km vs 444.7 km).
| Belmore River | Kinchela | |
|---|---|---|
| Walkability score | 0/100 | 13/100 |
| Distance to Sydney | 446.9 km | 444.7 km |
| Drive time (normal traffic) | 299 min | 296 min |
| Electric vehicle share | 0.1% postcode 2440 same for both | |
| Rooftop solar per 100 dwellings | 53 postcode 2440 same for both | |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (73.6%).
Setting
| Belmore River | Kinchela | |
|---|---|---|
| Elevation | 0 m above sea level, at the suburb centre | 1 m above sea level, at the suburb centre |
| Distance to the ocean | 5.3 km | 3.2 km |
NBN connectivity
| Belmore River | Kinchela | |
|---|---|---|
| Connectivity score | 29/100 | 30/100 |
| Most common technology | Fixed wireless same for both | |
| Full-fibre (FTTP) share | 0% 119 premises | 0% 135 premises |
Council rates
| Belmore River | Kinchela | |
|---|---|---|
| Average residential rate | $1,447/yr same for both | |
| Council | Kempsey same for both | |
Federal electorate
| Belmore River | Kinchela | |
|---|---|---|
| Division | Cowper same for both | |
| Member | Pat Conaghan same for both | |
| Party | The Nationals same for both | |
First Home Owner Grant
| Belmore River | Kinchela | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
More comparisons
Other comparisons with Belmore River
Other comparisons with Kinchela
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.