Belmont vs Charlemont

Charlemont is the younger of the two, with a median age of 29 against 37 in Belmont. In both, most households own their home and the large majority of homes are detached houses. Houses cost more in Belmont: a median of $740,000, against $596,000 in Charlemont, though rent is higher in Charlemont. On these figures, Belmont tends to suit people living alone, while Charlemont suits young adults and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Belmont

ahead on 3 of the 6 things we measure here

  • has more schools inside the suburb (8 vs 1)
  • has more parks and reserves (20 vs 3)
  • has more childcare (13 vs 2)
  • But Charlemont has more separate houses rather than flats (98% vs 78%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Charlemont

ahead on 3 of the 3 things we measure here

  • has cheaper land ($345,000 vs $520,000)
  • leaves households under less mortgage stress (19% vs 26%)
  • has cheaper houses ($596,500 vs $740,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Belmont

ahead on the one thing that separates them

  • has cheaper rent ($350/wk vs $415/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Belmont

ahead on 2 of the 4 things we measure here

  • is more walkable (88/100 vs 32/100)
  • sits closer to the CBD (78.4 km vs 80.8 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Belmont

ahead on 4 of the 5 things we measure here

  • has more units and townhouses to downsize into (22% vs 2%)
  • has more GPs (7 vs 0)
  • has more residents already 65 and over (19% vs 7%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Charlemont

ahead on 2 of the 2 things we measure here

  • is growing faster (617.6% vs 7.2%)
  • returns a higher gross yield on houses (4.2% vs 3.7%)

Weighs house yield and population growth.

Where they sit

Belmont and Charlemont drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Belmont Charlemont
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Belmont Charlemont
Walkability 88 / 32
Belmont — Walkability: 88/100 Charlemont — Walkability: 32/100
Safety 21 / 19
Belmont — Safety: 21/100 Charlemont — Safety: 19/100
Low fire risk 100 / 100
Belmont — Low fire risk: 100/100 Charlemont — Low fire risk: 100/100
Low flood risk 13 / 8
Belmont — Low flood risk: 13/100 Charlemont — Low flood risk: 8/100

Demographics

Belmont has more residents (15,066 vs 2,612); Charlemont has higher household incomes ($109,304 vs $78,884).

Belmont Charlemont
Population 15,066
+83% vs other
 2,612
Population trend (2016 → 2021) +7.2% +617.6%
Median age 37 29
Median household income $78,884/yr $109,304/yr
+39% vs other
Median weekly rent $350/wk $415/wk
+19% vs other

Age profile

Share of residents in each band, 2021 Census.

Belmont Charlemont
0-4 6.3% / 10.0%
Belmont — 0-4: 6.3% Charlemont — 0-4: 10.0%
5-14 10.9% / 9.6%
Belmont — 5-14: 10.9% Charlemont — 5-14: 9.6%
15-19 4.9% / 3.9%
Belmont — 15-19: 4.9% Charlemont — 15-19: 3.9%
20-24 7.1% / 12.0%
Belmont — 20-24: 7.1% Charlemont — 20-24: 12.0%
25-34 17.4% / 29.8%
Belmont — 25-34: 17.4% Charlemont — 25-34: 29.8%
35-44 13.1% / 14.4%
Belmont — 35-44: 13.1% Charlemont — 35-44: 14.4%
45-54 11.3% / 6.5%
Belmont — 45-54: 11.3% Charlemont — 45-54: 6.5%
55-64 10.3% / 6.7%
Belmont — 55-64: 10.3% Charlemont — 55-64: 6.7%
65-74 9.4% / 3.1%
Belmont — 65-74: 9.4% Charlemont — 65-74: 3.1%
75-84 5.9% / 2.1%
Belmont — 75-84: 5.9% Charlemont — 75-84: 2.1%
85+ 3.5% / 1.6%
Belmont — 85+: 3.5% Charlemont — 85+: 1.6%

Bars are drawn against the largest share shown (29.8%).

Who lives together

Household composition, 2021 Census.

Belmont 32.8% couple families
Belmont — Couple Families: 32.8% Belmont — Lone Person: 44.5% Belmont — One Parent Families: 13.7% Belmont — Group Household: 7.1% Belmont — Other Families: 1.8%
Charlemont 42.6% couple families
Charlemont — Couple Families: 42.6% Charlemont — Lone Person: 29.9% Charlemont — One Parent Families: 14.2% Charlemont — Group Household: 11.0% Charlemont — Other Families: 2.3%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Belmont 35.9% renting
Belmont — Owned Outright: 32.3% Belmont — Mortgage: 31.8% Belmont — Renting: 35.9%
Charlemont 28.7% renting
Charlemont — Owned Outright: 10.5% Charlemont — Mortgage: 60.8% Charlemont — Renting: 28.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Belmont Charlemont
Bachelor Degree 15.9% / 16.1%
Belmont — Bachelor Degree: 15.9% Charlemont — Bachelor Degree: 16.1%
Certificate III & IV 14.7% / 17.1%
Belmont — Certificate III & IV: 14.7% Charlemont — Certificate III & IV: 17.1%
Advanced Diploma / Diploma 8.4% / 9.7%
Belmont — Advanced Diploma / Diploma: 8.4% Charlemont — Advanced Diploma / Diploma: 9.7%
Postgraduate Degree 6.3% / 4.2%
Belmont — Postgraduate Degree: 6.3% Charlemont — Postgraduate Degree: 4.2%
Graduate Diploma / Certificate 2.9% / 2.4%
Belmont — Graduate Diploma / Certificate: 2.9% Charlemont — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (17.1%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Belmont Charlemont
India 2.8% / 5.6%
Belmont — India: 2.8% Charlemont — India: 5.6%
England 2.5% / 1.5%
Belmont — England: 2.5% Charlemont — England: 1.5%
New Zealand 1.1% / 0.9%
Belmont — New Zealand: 1.1% Charlemont — New Zealand: 0.9%
Philippines 0.6% / 1.1%
Belmont — Philippines: 0.6% Charlemont — Philippines: 1.1%
China 0.9% / —
Belmont — China: 0.9% Charlemont — China: not among its largest
Nepal — / 0.7%
Belmont — Nepal: not among its largest Charlemont — Nepal: 0.7%
Scotland 0.6% / —
Belmont — Scotland: 0.6% Charlemont — Scotland: not among its largest

Bars are drawn against the largest share shown (5.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Belmont 77.7% houses
Belmont — Houses: 77.7% Belmont — Townhouses: 18.1% Belmont — Flats / Apartments: 4.2%
Charlemont 97.8% houses
Charlemont — Houses: 97.8% Charlemont — Townhouses: 1.8% Charlemont — Flats / Apartments: 0.4%
Houses Townhouses Flats / Apartments

Property market

Belmont Charlemont
Median house price $740,000 $596,500
Median unit price $503,000 —
Median land price $520,000 $345,000
Typical days to sell (houses) 24 days
from 176 sales
 26 days
from 165 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Belmont Charlemont
1 bed $684K / $342K
Belmont — 1 bed: $684K (7 sales) Charlemont — 1 bed: $342K (5 sales)

7 vs 5 sales

3 bed $732K / $595K
Belmont — 3 bed: $732K (257 sales) Charlemont — 3 bed: $595K (149 sales)

257 vs 149 sales

4 bed $805K / $632K
Belmont — 4 bed: $805K (70 sales) Charlemont — 4 bed: $632K (244 sales)

70 vs 244 sales

5 bed $940K / $423K
Belmont — 5 bed: $940K (11 sales) Charlemont — 5 bed: $423K (12 sales)

11 vs 12 sales

Zoning mix

Charlemont has more rural and farming land (15% vs 0%).

Belmont Charlemont
Residential 63% 61%
Parks and recreation 24% 22%
Rural and farming 0% 15%
Infrastructure and transport 8% 2%
Industrial 2% 0%
Commercial 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Belmont Charlemont
New dwellings approved 3,468
across Greater Geelong
same for both
Approvals change year on year +56%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Belmont Charlemont
Houses 3.7%
$550/wk on $765K
 4.2%
$550/wk on $684K
Units 4.7%
$470/wk on $524K
 —

Ranking within VIC

Belmont Charlemont
House price Higher than 41% of VIC Higher than 31% of VIC
Income Higher than 46% of VIC Higher than 82% of VIC
Schools Higher than 83% of VIC —
Walkability Higher than 96% of VIC Higher than 83% of VIC
Affordability Higher than 56% of VIC Higher than 94% of VIC
EV adoption Higher than 78% of VIC Higher than 81% of VIC
NBN connectivity Higher than 78% of VIC Higher than 98% of VIC
Rental yield (houses) Higher than 50% of VIC Higher than 79% of VIC
Rental yield (units) Higher than 44% of VIC —

Liveability

Belmont is more walkable (88 vs 32); Belmont scores higher overall (56 vs 43).

Belmont Charlemont
Grade B C
Score 56/100 43/100
Socio-economic band mid-range socio-economic
decile 6/10
 advantaged area
decile 8/10

Risk profile

Belmont Charlemont
Bushfire None
0/100
same for both
Crime High
79/100
 High
81/100
Flood High
87/100
 High
92/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 9
within 5 km
 4
within 5 km

Schools

Belmont Charlemont
Inside the suburb 8 1
Rated above peers 4 0
Rated at peers 0
same for both
Rated below peers 2 1
Universities within 10 km 2
Deakin University, Geelong Waterfront Campus, 3.6 km
 2
Deakin University, Geelong Waterfront Campus, 6.7 km
Full-time students aged 15–24 2.4% 3.5%

Schools in Belmont

  • Belmont High School Government · Secondary above peers
  • Clairvaux Catholic School Catholic · Primary above peers
  • Oberon Primary School Government · Primary above peers
  • Wangala Primary School Government · Primary above peers
  • Belmont Primary School Government · Primary below peers
  • Roslyn Primary School Government · Primary below peers

Schools in Charlemont

  • Iona College Geelong Catholic · Secondary below peers

Amenities in the suburb

Belmont Charlemont
Supermarkets 8 0
Cafes & restaurants 21 1
Parks & reserves 20 3
Childcare 13 2
GPs 7 0
Pharmacies 2 0
Banks & Bank@Post 2 0
Fuel stations 4 1
Waterways 5 1

Mobility

Charlemont sits further from the CBD (80.8 km vs 78.4 km).

Belmont Charlemont
Walkability score 88/100 32/100
Distance to Melbourne 78.4 km 80.8 km
+3% vs other
Drive time (normal traffic) 68 min 71 min
Public transport score 76/100 75/100
Peak arrivals per hour 199.2
7-9am + 5-7pm
 34.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 1.0%
postcode 3216
 1.2%
postcode 3217
Rooftop solar per 100 dwellings 33
postcode 3216
 53
postcode 3217

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Belmont Charlemont
Car (driver) 66.8% / 74.7%
Belmont — Car (driver): 66.8% Charlemont — Car (driver): 74.7%
Worked from Home 22.8% / 18.7%
Belmont — Worked from Home: 22.8% Charlemont — Worked from Home: 18.7%
Car (passenger) 4.5% / 5.1%
Belmont — Car (passenger): 4.5% Charlemont — Car (passenger): 5.1%
Walked Only 2.5% / —
Belmont — Walked Only: 2.5% Charlemont — Walked Only: not among its largest
Bus 1.8% / 0.6%
Belmont — Bus: 1.8% Charlemont — Bus: 0.6%
Train 0.9% / 1.0%
Belmont — Train: 0.9% Charlemont — Train: 1.0%

Bars are drawn against the largest share shown (74.7%).

Setting

Belmont Charlemont
Elevation 34 m
above sea level, at the suburb centre
 14 m
above sea level, at the suburb centre
Distance to the ocean 4.2 km
4.3 km to a named beach
 6.9 km

NBN connectivity

Belmont Charlemont
Connectivity score 68/100 98/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 42%
7,991 premises
 98%
2,681 premises

Climate

Belmont Charlemont
Annual rainfall —
same for both
Summer max (Jan) 22.8°C
same for both
Winter min (Jul) 7.8°C
same for both

Air quality (annual mean)

Belmont Charlemont
PM2.5 5.0 µg/m³
same for both
PM10 20.5 µg/m³
same for both
NO₂ —
same for both

Council rates

Belmont Charlemont
Average residential rate $1,802/yr
same for both
Council Greater Geelong
same for both

Federal electorate

Belmont Charlemont
Division Corio Corangamite
Member Richard Marles Libby Coker
Party Australian Labor Party
same for both

First Home Owner Grant

Belmont Charlemont
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Belmont

Parks Regional Centre

Charlemont

Acreage Young Families

More comparisons

Other comparisons with Belmont

Belmont vs Highton Belmont vs Grovedale Belmont vs Newtown Belmont vs Marshall Belmont vs Breakwater Belmont vs South Geelong

Other comparisons with Charlemont

Charlemont vs Grovedale Charlemont vs Armstrong Creek Charlemont vs Mount Duneed Charlemont vs St Albans Park Charlemont vs Marshall Charlemont vs Moolap
Full data on Belmont Full data on Charlemont
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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