Belmont vs Belmont South

In both, most households own their home and most homes are detached houses. In Belmont, about half of households are people living alone. On these figures, Belmont tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Belmont

ahead on 3 of the 6 things we measure here

  • has more schools rated above their peers (3 vs 0)
  • has more parks and reserves (3 vs 0)
  • has more childcare (4 vs 1)
  • But Belmont South has more separate houses rather than flats (80% vs 70%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Belmont South

ahead on the one thing that separates them

  • has cheaper rent ($273/wk vs $340/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Belmont South

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (108 min vs 121 min)
  • sits closer to the CBD (134.5 km vs 141.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Belmont

ahead on 2 of the 5 things we measure here

  • has more GPs (4 vs 0)
  • has more residents already 65 and over (27% vs 22%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Belmont and Belmont South drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Belmont Belmont South
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Belmont Belmont South
Walkability 38 / 35
Belmont — Walkability: 38/100 Belmont South — Walkability: 35/100
Safety 13 / 11
Belmont — Safety: 13/100 Belmont South — Safety: 11/100
Low fire risk 45 / 70
Belmont — Low fire risk: 45/100 Belmont South — Low fire risk: 70/100

Demographics

Belmont has more residents (7,289 vs 1,053); Belmont rents higher ($340/wk vs $273/wk).

Belmont Belmont South
Population 7,289
+86% vs other
 1,053
Population trend (2016 → 2021) +2.5% -0.1%
Median age 48
same for both
Median household income $66,560/yr
+3% vs other
 $64,428/yr
Median weekly rent $340/wk
+20% vs other
 $273/wk

Age profile

Share of residents in each band, 2021 Census.

Belmont Belmont South
0-4 4.5% / 4.5%
Belmont — 0-4: 4.5% Belmont South — 0-4: 4.5%
5-14 9.9% / 8.7%
Belmont — 5-14: 9.9% Belmont South — 5-14: 8.7%
15-19 5.6% / 6.4%
Belmont — 15-19: 5.6% Belmont South — 15-19: 6.4%
20-24 5.0% / 7.3%
Belmont — 20-24: 5.0% Belmont South — 20-24: 7.3%
25-34 10.9% / 10.9%
Belmont — 25-34: 10.9% Belmont South — 25-34: 10.9%
35-44 10.1% / 9.1%
Belmont — 35-44: 10.1% Belmont South — 35-44: 9.1%
45-54 11.9% / 16.6%
Belmont — 45-54: 11.9% Belmont South — 45-54: 16.6%
55-64 14.8% / 16.0%
Belmont — 55-64: 14.8% Belmont South — 55-64: 16.0%
65-74 14.2% / 13.1%
Belmont — 65-74: 14.2% Belmont South — 65-74: 13.1%
75-84 8.6% / 6.2%
Belmont — 75-84: 8.6% Belmont South — 75-84: 6.2%
85+ 4.4% / 2.2%
Belmont — 85+: 4.4% Belmont South — 85+: 2.2%

Bars are drawn against the largest share shown (16.6%).

Who lives together

Household composition, 2021 Census.

Belmont 47.0% lone person
Belmont — Lone Person: 47.0% Belmont — Couple Families: 30.3% Belmont — One Parent Families: 17.9% Belmont — Group Household: 3.5% Belmont — Other Families: 1.4%
Belmont South 39.0% lone person
Belmont South — Lone Person: 39.0% Belmont South — Couple Families: 32.2% Belmont South — One Parent Families: 23.5% Belmont South — Group Household: 1.9% Belmont South — Other Families: 3.4%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Belmont 31.6% renting
Belmont — Owned Outright: 41.7% Belmont — Mortgage: 26.7% Belmont — Renting: 31.6%
Belmont South 38.4% renting
Belmont South — Owned Outright: 32.9% Belmont South — Mortgage: 28.7% Belmont South — Renting: 38.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Belmont Belmont South
Certificate III & IV 18.3% / 20.3%
Belmont — Certificate III & IV: 18.3% Belmont South — Certificate III & IV: 20.3%
Bachelor Degree 10.0% / 8.2%
Belmont — Bachelor Degree: 10.0% Belmont South — Bachelor Degree: 8.2%
Advanced Diploma / Diploma 7.8% / 6.1%
Belmont — Advanced Diploma / Diploma: 7.8% Belmont South — Advanced Diploma / Diploma: 6.1%
Postgraduate Degree 2.9% / 1.0%
Belmont — Postgraduate Degree: 2.9% Belmont South — Postgraduate Degree: 1.0%
Graduate Diploma / Certificate 1.5% / 0.7%
Belmont — Graduate Diploma / Certificate: 1.5% Belmont South — Graduate Diploma / Certificate: 0.7%

Bars are drawn against the largest share shown (20.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Belmont Belmont South
England 2.6% / 1.1%
Belmont — England: 2.6% Belmont South — England: 1.1%
New Zealand 1.0% / 1.5%
Belmont — New Zealand: 1.0% Belmont South — New Zealand: 1.5%
India 0.5% / 0.7%
Belmont — India: 0.5% Belmont South — India: 0.7%
Scotland 0.3% / 0.8%
Belmont — Scotland: 0.3% Belmont South — Scotland: 0.8%
South Africa 0.5% / 0.5%
Belmont — South Africa: 0.5% Belmont South — South Africa: 0.5%
Ireland — / 0.7%
Belmont — Ireland: not among its largest Belmont South — Ireland: 0.7%
Philippines 0.5% / —
Belmont — Philippines: 0.5% Belmont South — Philippines: not among its largest

Bars are drawn against the largest share shown (2.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Belmont 69.8% houses
Belmont — Houses: 69.8% Belmont — Townhouses: 12.8% Belmont — Flats / Apartments: 17.4%
Belmont South 79.8% houses
Belmont South — Houses: 79.8% Belmont South — Townhouses: 12.9% Belmont South — Flats / Apartments: 7.4%
Houses Townhouses Flats / Apartments

Property market

Belmont Belmont South
Median house price $1,050,000 $970,000
Median unit price $610,000 —
Median land price —
same for both
Typical days to sell (houses) 28 days
from 67 sales
 36 days
from 7 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Belmont Belmont South
2 bed $770K / $816K
Belmont — 2 bed: $770K (19 sales) Belmont South — 2 bed: $816K (6 sales)

19 vs 6 sales

3 bed $950K / $935K
Belmont — 3 bed: $950K (47 sales) Belmont South — 3 bed: $935K (15 sales)

47 vs 15 sales

4 bed $1.3M / $1.11M
Belmont — 4 bed: $1.3M (40 sales) Belmont South — 4 bed: $1.11M (8 sales)

40 vs 8 sales

Zoning mix

Belmont has more land zoned for conservation (69% vs 49%).

Belmont Belmont South
Environmental 69% 49%
Residential 22% 18%
Parks and recreation 4% 20%
Infrastructure and transport 3% 13%
Commercial 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Belmont Belmont South
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Belmont Belmont South
Houses 3.2%
$700/wk on $1.15M
 —
Units 3.6%
$485/wk on $705K
 —

Ranking within NSW

Belmont Belmont South
House price Higher than 54% of NSW Higher than 44% of NSW
Income Higher than 29% of NSW Higher than 27% of NSW
Schools Higher than 97% of NSW —
Walkability Higher than 78% of NSW Higher than 77% of NSW
Affordability Higher than 30% of NSW Higher than 38% of NSW
EV adoption Higher than 68% of NSW
same for both
NBN connectivity Higher than 72% of NSW Higher than 73% of NSW
Rental yield (houses) Higher than 28% of NSW —
Rental yield (units) Higher than 12% of NSW —

Liveability

Belmont scores higher overall (45 vs 25).

Belmont Belmont South
Grade C D
Score 45/100 25/100
Socio-economic band mid-range socio-economic
decile 4/10
 below-average income
decile 2/10

Risk profile

Belmont carries more bushfire risk (55 vs 30).

Belmont Belmont South
Bushfire Moderate
55/100
 Low
30/100
Crime High
87/100
 High
89/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
27/100
 Moderate
53/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Belmont Belmont South
Inside the suburb 3 0
Rated above peers 3 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Belmont

  • Belmont High School Government · Secondary above peers
  • Belmont Public School Government · Primary above peers
  • St Francis Xavier's Primary School Catholic · Primary above peers

Schools in Belmont South

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Belmont Belmont South
Supermarkets 3 0
Cafes & restaurants 7 0
Parks & reserves 3 0
Childcare 4 1
GPs 4 0
Pharmacies 1 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 4 0
Fuel stations 0 1
Waterways 7 0

Mobility

Belmont sits further from the CBD (141.9 km vs 134.5 km).

Belmont Belmont South
Walkability score 38/100 35/100
Distance to Sydney 141.9 km
+5% vs other
 134.5 km
Drive time (normal traffic) 121 min 108 min
Public transport score 79/100
Bus
 78/100
Bus
Peak arrivals per hour 170.5
7-9am + 5-7pm
 31.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 2280
same for both
Rooftop solar per 100 dwellings 44
postcode 2280
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Belmont Belmont South
Car (driver) 66.9% / 75.3%
Belmont — Car (driver): 66.9% Belmont South — Car (driver): 75.3%
Worked from Home 23.3% / 18.4%
Belmont — Worked from Home: 23.3% Belmont South — Worked from Home: 18.4%
Car (passenger) 4.6% / 5.4%
Belmont — Car (passenger): 4.6% Belmont South — Car (passenger): 5.4%
Walked Only 3.3% / 0.8%
Belmont — Walked Only: 3.3% Belmont South — Walked Only: 0.8%
Bus 1.3% / —
Belmont — Bus: 1.3% Belmont South — Bus: not among its largest

Bars are drawn against the largest share shown (75.3%).

Setting

Belmont Belmont South
Elevation 4 m
above sea level, at the suburb centre
 8 m
above sea level, at the suburb centre
Distance to the ocean 1.3 km
4.6 km to a named beach
 501 m
3.4 km to a named beach

NBN connectivity

Belmont Belmont South
Connectivity score 64/100 65/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 35%
4,250 premises
 36%
588 premises

Climate

Belmont Belmont South
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Belmont Belmont South
PM2.5 6.5 µg/m³ 5.0 µg/m³
PM10 21.7 µg/m³ 11.6 µg/m³
NO₂ 0.64 pphm 0.27 pphm

Council rates

Belmont Belmont South
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Belmont Belmont South
Division Shortland
same for both
Member Pat Conroy
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Belmont Belmont South
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Belmont

Coastal Retirees

Belmont South

Coastal

More comparisons

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Other comparisons with Belmont South

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Full data on Belmont Full data on Belmont South
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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