Belmont North vs Jewells

Belmont North is the younger of the two, with a median age of 40 against 45 in Jewells. In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are couple families.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Belmont North has more childcare (5 vs 2)
  • Jewells carries lower crime risk (49/100 vs 64/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Belmont North

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (19% vs 8%)
  • has cheaper rent ($380/wk vs $450/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Belmont North

ahead on the one thing that separates them

  • sits closer to the CBD (138.2 km vs 140.7 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Jewells

ahead on 3 of the 5 things we measure here

  • has more GPs (2 vs 0)
  • has more residents already 65 and over (28% vs 20%)
  • carries lower crime risk (49/100 vs 64/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house yield and population growth.

Where they sit

Belmont North and Jewells drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Belmont North Jewells
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Belmont North Jewells
Walkability 63 / 67
Belmont North — Walkability: 63/100 Jewells — Walkability: 67/100
Safety 36 / 51
Belmont North — Safety: 36/100 Jewells — Safety: 51/100
Low fire risk 53 / 33
Belmont North — Low fire risk: 53/100 Jewells — Low fire risk: 33/100

Demographics

Belmont North has more residents (6,291 vs 2,452); Jewells rents higher ($450/wk vs $380/wk).

Belmont North Jewells
Population 6,291
+61% vs other
 2,452
Population trend (2016 → 2021) -0.7% +1.9%
Median age 40 45
Median household income $90,428/yr $90,064/yr
Median weekly rent $380/wk $450/wk
+18% vs other

Age profile

Share of residents in each band, 2021 Census.

Belmont North Jewells
0-4 5.4% / 4.6%
Belmont North — 0-4: 5.4% Jewells — 0-4: 4.6%
5-14 13.0% / 12.9%
Belmont North — 5-14: 13.0% Jewells — 5-14: 12.9%
15-19 6.2% / 5.1%
Belmont North — 15-19: 6.2% Jewells — 15-19: 5.1%
20-24 5.9% / 4.7%
Belmont North — 20-24: 5.9% Jewells — 20-24: 4.7%
25-34 11.9% / 9.4%
Belmont North — 25-34: 11.9% Jewells — 25-34: 9.4%
35-44 12.3% / 12.4%
Belmont North — 35-44: 12.3% Jewells — 35-44: 12.4%
45-54 13.1% / 12.1%
Belmont North — 45-54: 13.1% Jewells — 45-54: 12.1%
55-64 12.0% / 10.6%
Belmont North — 55-64: 12.0% Jewells — 55-64: 10.6%
65-74 9.4% / 16.7%
Belmont North — 65-74: 9.4% Jewells — 65-74: 16.7%
75-84 7.5% / 8.3%
Belmont North — 75-84: 7.5% Jewells — 75-84: 8.3%
85+ 3.3% / 2.8%
Belmont North — 85+: 3.3% Jewells — 85+: 2.8%

Bars are drawn against the largest share shown (16.7%).

Who lives together

Household composition, 2021 Census.

Belmont North 47.1% couple families
Belmont North — Couple Families: 47.1% Belmont North — Lone Person: 29.1% Belmont North — One Parent Families: 19.7% Belmont North — Group Household: 2.9% Belmont North — Other Families: 1.3%
Jewells 54.5% couple families
Jewells — Couple Families: 54.5% Jewells — Lone Person: 26.9% Jewells — One Parent Families: 14.8% Jewells — Group Household: 3.0% Jewells — Other Families: 0.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Belmont North 18.9% renting
Belmont North — Owned Outright: 37.4% Belmont North — Mortgage: 43.7% Belmont North — Renting: 18.9%
Jewells 8.5% renting
Jewells — Owned Outright: 47.2% Jewells — Mortgage: 44.4% Jewells — Renting: 8.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Belmont North Jewells
Certificate III & IV 21.5% / 20.2%
Belmont North — Certificate III & IV: 21.5% Jewells — Certificate III & IV: 20.2%
Bachelor Degree 9.1% / 11.8%
Belmont North — Bachelor Degree: 9.1% Jewells — Bachelor Degree: 11.8%
Advanced Diploma / Diploma 7.2% / 8.7%
Belmont North — Advanced Diploma / Diploma: 7.2% Jewells — Advanced Diploma / Diploma: 8.7%
Postgraduate Degree 2.5% / 1.8%
Belmont North — Postgraduate Degree: 2.5% Jewells — Postgraduate Degree: 1.8%
Graduate Diploma / Certificate 1.5% / 2.1%
Belmont North — Graduate Diploma / Certificate: 1.5% Jewells — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (21.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Belmont North Jewells
England 1.8% / 2.3%
Belmont North — England: 1.8% Jewells — England: 2.3%
New Zealand 0.9% / 1.1%
Belmont North — New Zealand: 0.9% Jewells — New Zealand: 1.1%
Scotland 0.4% / 0.8%
Belmont North — Scotland: 0.4% Jewells — Scotland: 0.8%
Germany 0.3% / 0.7%
Belmont North — Germany: 0.3% Jewells — Germany: 0.7%
Philippines 0.3% / 0.4%
Belmont North — Philippines: 0.3% Jewells — Philippines: 0.4%
South Africa 0.4% / 0.2%
Belmont North — South Africa: 0.4% Jewells — South Africa: 0.2%

Bars are drawn against the largest share shown (2.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Belmont North 88.7% houses
Belmont North — Houses: 88.7% Belmont North — Townhouses: 9.4% Belmont North — Flats / Apartments: 1.9%
Jewells 89.8% houses
Jewells — Houses: 89.8% Jewells — Townhouses: 9.4% Jewells — Flats / Apartments: 0.8%
Houses Townhouses Flats / Apartments

Property market

Belmont North Jewells
Median house price $1,035,000 $1,068,750
Median unit price $630,000 —
Median land price $1,010,000 —
Typical days to sell (houses) 23 days
from 92 sales
 18 days
from 26 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Belmont North Jewells
3 bed $940K / $1.02M
Belmont North — 3 bed: $940K (79 sales) Jewells — 3 bed: $1.02M (40 sales)

79 vs 40 sales

4 bed $1.16M / $1.17M
Belmont North — 4 bed: $1.16M (44 sales) Jewells — 4 bed: $1.17M (22 sales)

44 vs 22 sales

Zoning mix

Jewells has more land zoned for conservation (62% vs 21%).

Belmont North Jewells
Residential 64% 28%
Environmental 21% 62%
Parks and recreation 8% 4%
Infrastructure and transport 4% 2%
Rural and farming 1% 3%
Industrial 3% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Belmont North Jewells
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Belmont North Jewells
Houses 3.9%
$720/wk on $958K
 4.2%
$815/wk on $998K
Units —
same for both

Ranking within NSW

Belmont North Jewells
House price Higher than 48% of NSW Higher than 55% of NSW
Income Higher than 58% of NSW —
Schools —
same for both
Walkability Higher than 86% of NSW Higher than 87% of NSW
Affordability Higher than 59% of NSW —
EV adoption Higher than 68% of NSW
same for both
NBN connectivity Higher than 75% of NSW Higher than 77% of NSW
Rental yield (houses) Higher than 68% of NSW Higher than 84% of NSW

Liveability

Jewells scores higher overall (46 vs 40).

Belmont North Jewells
Grade C
same for both
Score 40/100 46/100
Socio-economic band mid-range socio-economic
decile 4/10
 advantaged area
decile 8/10

Risk profile

Jewells carries more bushfire risk (67 vs 47); Belmont North carries more crime risk (64 vs 49).

Belmont North Jewells
Bushfire Moderate
47/100
 Moderate
67/100
Crime Moderate
64/100
 Moderate
49/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Belmont North Jewells
Inside the suburb 2 1
Rated above peers 1
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Belmont North

  • Belmont North Public School Government · Primary above peers
  • Belmont Christian College Independent · Combined at peers

Schools in Jewells

  • Jewells Primary School Government · Primary above peers

Amenities in the suburb

Belmont North Jewells
Supermarkets 0 1
Cafes & restaurants 2 1
Parks & reserves 1 2
Childcare 5 2
GPs 0 2
Pharmacies 1
same for both
Banks & Bank@Post 0 1
Fuel stations 3 0
Waterways 1 5

Mobility

Jewells sits further from the CBD (140.7 km vs 138.2 km).

Belmont North Jewells
Walkability score 63/100 67/100
Distance to Sydney 138.2 km 140.7 km
+2% vs other
Drive time (normal traffic) 112 min 114 min
Public transport score 79/100
Bus
same for both
Peak arrivals per hour 107.5
7-9am + 5-7pm
 37.2
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 0.7%
postcode 2280
same for both
Rooftop solar per 100 dwellings 44
postcode 2280
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Belmont North Jewells
Car (driver) 72.9% / 70.1%
Belmont North — Car (driver): 72.9% Jewells — Car (driver): 70.1%
Worked from Home 20.8% / 25.0%
Belmont North — Worked from Home: 20.8% Jewells — Worked from Home: 25.0%
Car (passenger) 4.9% / 3.9%
Belmont North — Car (passenger): 4.9% Jewells — Car (passenger): 3.9%
Bus 0.6% / 0.4%
Belmont North — Bus: 0.6% Jewells — Bus: 0.4%
Walked Only 0.5% / 0.3%
Belmont North — Walked Only: 0.5% Jewells — Walked Only: 0.3%
Train 0.2% / 0.3%
Belmont North — Train: 0.2% Jewells — Train: 0.3%

Bars are drawn against the largest share shown (72.9%).

Setting

Belmont North Jewells
Elevation 25 m
above sea level, at the suburb centre
 12 m
above sea level, at the suburb centre
Distance to the ocean 2.5 km
4.4 km to a named beach
 2.3 km
3.0 km to a named beach

NBN connectivity

Belmont North Jewells
Connectivity score 68/100 70/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 42%
2,586 premises
 46%
1,036 premises

Climate

Belmont North Jewells
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Belmont North Jewells
PM2.5 6.5 µg/m³
same for both
PM10 21.7 µg/m³
same for both
NO₂ 0.64 pphm
same for both

Council rates

Belmont North Jewells
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Belmont North Jewells
Division Shortland
same for both
Member Pat Conroy
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Belmont North Jewells
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Belmont North

Coastal Large Blocks Quiet

Jewells

Coastal Large Blocks Quiet Retirees River

More comparisons

Other comparisons with Belmont North

Belmont North vs Belmont Belmont North vs Redhead Belmont North vs Tingira Heights Belmont North vs Floraville

Other comparisons with Jewells

Jewells vs Redhead Jewells vs Windale Jewells vs Tingira Heights
Full data on Belmont North Full data on Jewells
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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