Belmont North vs Floraville

In both, the large majority of households own their home and the large majority of homes are detached houses. In Belmont North, about half of households are couple families. In Floraville, most households are couple families. Houses cost more in Floraville: a median of $1.25 million, against $1.03 million in Belmont North, and rent is higher there too. On these figures, Belmont North tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Belmont North has more schools rated above their peers (1 vs 0)
  • Floraville carries lower crime risk (26/100 vs 64/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Belmont North

ahead on 3 of the 4 things we measure here

  • has cheaper land ($1,010,000 vs $1,276,750)
  • has cheaper houses ($1,035,000 vs $1,250,000)
  • has cheaper units ($630,000 vs $740,000)

Weighs house prices, unit prices, land prices, and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Belmont North

ahead on the one thing that separates them

  • is more walkable (63/100 vs 54/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Belmont North is more walkable (63/100 vs 54/100)
  • Floraville carries lower crime risk (26/100 vs 64/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Belmont North and Floraville drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Belmont North Floraville
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Belmont North Floraville
Walkability 63 / 54
Belmont North — Walkability: 63/100 Floraville — Walkability: 54/100
Safety 36 / 74
Belmont North — Safety: 36/100 Floraville — Safety: 74/100
Low fire risk 53 / 100
Belmont North — Low fire risk: 53/100 Floraville — Low fire risk: 100/100

Demographics

Belmont North has more residents (6,291 vs 1,814); Floraville has higher household incomes ($110,656 vs $90,428).

Belmont North Floraville
Population 6,291
+71% vs other
 1,814
Population trend (2016 → 2021) -0.7% -2.3%
Median age 40
same for both
Median household income $90,428/yr $110,656/yr
+22% vs other
Median weekly rent $380/wk $405/wk
+7% vs other

Age profile

Share of residents in each band, 2021 Census.

Belmont North Floraville
0-4 5.4% / 5.0%
Belmont North — 0-4: 5.4% Floraville — 0-4: 5.0%
5-14 13.0% / 15.9%
Belmont North — 5-14: 13.0% Floraville — 5-14: 15.9%
15-19 6.2% / 7.8%
Belmont North — 15-19: 6.2% Floraville — 15-19: 7.8%
20-24 5.9% / 6.4%
Belmont North — 20-24: 5.9% Floraville — 20-24: 6.4%
25-34 11.9% / 8.8%
Belmont North — 25-34: 11.9% Floraville — 25-34: 8.8%
35-44 12.3% / 13.3%
Belmont North — 35-44: 12.3% Floraville — 35-44: 13.3%
45-54 13.1% / 14.5%
Belmont North — 45-54: 13.1% Floraville — 45-54: 14.5%
55-64 12.0% / 12.3%
Belmont North — 55-64: 12.0% Floraville — 55-64: 12.3%
65-74 9.4% / 10.6%
Belmont North — 65-74: 9.4% Floraville — 65-74: 10.6%
75-84 7.5% / 4.6%
Belmont North — 75-84: 7.5% Floraville — 75-84: 4.6%
85+ 3.3% / 1.3%
Belmont North — 85+: 3.3% Floraville — 85+: 1.3%

Bars are drawn against the largest share shown (15.9%).

Who lives together

Household composition, 2021 Census.

Belmont North 47.1% couple families
Belmont North — Couple Families: 47.1% Belmont North — Lone Person: 29.1% Belmont North — One Parent Families: 19.7% Belmont North — Group Household: 2.9% Belmont North — Other Families: 1.3%
Floraville 55.6% couple families
Floraville — Couple Families: 55.6% Floraville — Lone Person: 26.4% Floraville — One Parent Families: 15.0% Floraville — Group Household: 2.3% Floraville — Other Families: 0.6%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Belmont North 18.9% renting
Belmont North — Owned Outright: 37.4% Belmont North — Mortgage: 43.7% Belmont North — Renting: 18.9%
Floraville 16.7% renting
Floraville — Owned Outright: 36.1% Floraville — Mortgage: 47.2% Floraville — Renting: 16.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Belmont North Floraville
Certificate III & IV 21.5% / 17.5%
Belmont North — Certificate III & IV: 21.5% Floraville — Certificate III & IV: 17.5%
Bachelor Degree 9.1% / 13.8%
Belmont North — Bachelor Degree: 9.1% Floraville — Bachelor Degree: 13.8%
Advanced Diploma / Diploma 7.2% / 8.2%
Belmont North — Advanced Diploma / Diploma: 7.2% Floraville — Advanced Diploma / Diploma: 8.2%
Postgraduate Degree 2.5% / 2.5%
Belmont North — Postgraduate Degree: 2.5% Floraville — Postgraduate Degree: 2.5%
Graduate Diploma / Certificate 1.5% / 1.8%
Belmont North — Graduate Diploma / Certificate: 1.5% Floraville — Graduate Diploma / Certificate: 1.8%

Bars are drawn against the largest share shown (21.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Belmont North Floraville
England 1.8% / 1.9%
Belmont North — England: 1.8% Floraville — England: 1.9%
New Zealand 0.9% / 0.7%
Belmont North — New Zealand: 0.9% Floraville — New Zealand: 0.7%
South Africa 0.4% / 0.7%
Belmont North — South Africa: 0.4% Floraville — South Africa: 0.7%
Scotland 0.4% / 0.6%
Belmont North — Scotland: 0.4% Floraville — Scotland: 0.6%
Canada — / 0.7%
Belmont North — Canada: not among its largest Floraville — Canada: 0.7%
Germany 0.3% / —
Belmont North — Germany: 0.3% Floraville — Germany: not among its largest

Bars are drawn against the largest share shown (1.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Belmont North 88.7% houses
Belmont North — Houses: 88.7% Belmont North — Townhouses: 9.4% Belmont North — Flats / Apartments: 1.9%
Floraville 87.6% houses
Floraville — Houses: 87.6% Floraville — Townhouses: 10.7% Floraville — Flats / Apartments: 1.7%
Houses Townhouses Flats / Apartments

Property market

Belmont North Floraville
Median house price $1,035,000 $1,250,000
Median unit price $630,000 $740,000
Median land price $1,010,000 $1,276,750
Typical days to sell (houses) 23 days
from 92 sales
 68 days
from 4 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Belmont North Floraville
3 bed $940K / $950K
Belmont North — 3 bed: $940K (79 sales) Floraville — 3 bed: $950K (13 sales)

79 vs 13 sales

4 bed $1.16M / $1.33M
Belmont North — 4 bed: $1.16M (44 sales) Floraville — 4 bed: $1.33M (13 sales)

44 vs 13 sales

Zoning mix

Floraville has more land zoned for conservation (32% vs 21%).

Belmont North Floraville
Residential 64% 62%
Environmental 21% 32%
Parks and recreation 8% 6%
Infrastructure and transport 4% 0%
Industrial 3% 0%
Rural and farming 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Belmont North Floraville
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Belmont North Floraville
Houses 3.9%
$720/wk on $958K
 —
Units —
same for both

Ranking within NSW

Belmont North Floraville
House price Higher than 48% of NSW Higher than 66% of NSW
Income Higher than 58% of NSW Higher than 77% of NSW
Schools —
same for both
Walkability Higher than 86% of NSW Higher than 82% of NSW
Affordability Higher than 59% of NSW Higher than 54% of NSW
EV adoption Higher than 68% of NSW Higher than 69% of NSW
NBN connectivity Higher than 75% of NSW Higher than 78% of NSW
Rental yield (houses) Higher than 68% of NSW —

Liveability

Floraville scores higher overall (67 vs 40); Belmont North is more walkable (63 vs 54).

Belmont North Floraville
Grade C B
Score 40/100 67/100
Socio-economic band mid-range socio-economic
decile 4/10
 advantaged area
decile 8/10

Risk profile

Belmont North carries more bushfire risk (47 vs 0); Belmont North carries more crime risk (64 vs 26).

Belmont North Floraville
Bushfire Moderate
47/100
 None
0/100
Crime Moderate
64/100
 Low
26/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Belmont North Floraville
Inside the suburb 2 1
Rated above peers 1 0
Rated at peers 1 0
Rated below peers 0 1

Schools in Belmont North

  • Belmont North Public School Government · Primary above peers
  • Belmont Christian College Independent · Combined at peers

Schools in Floraville

  • Floraville Public School Government · Primary below peers

Amenities in the suburb

Belmont North Floraville
Cafes & restaurants 2 0
Parks & reserves 1
same for both
Childcare 5 3
Pharmacies 1 0
Fuel stations 3 0
Waterways 1 0

Mobility

Belmont North Floraville
Walkability score 63/100 54/100
Distance to Sydney 138.2 km 138.4 km
Drive time (normal traffic) 112 min
same for both
Public transport score 79/100
Bus
 58/100
Bus
Peak arrivals per hour 107.5
7-9am + 5-7pm
 19.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 2280
same for both
Rooftop solar per 100 dwellings 44
postcode 2280
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Belmont North Floraville
Car (driver) 72.9% / 66.4%
Belmont North — Car (driver): 72.9% Floraville — Car (driver): 66.4%
Worked from Home 20.8% / 27.3%
Belmont North — Worked from Home: 20.8% Floraville — Worked from Home: 27.3%
Car (passenger) 4.9% / 4.1%
Belmont North — Car (passenger): 4.9% Floraville — Car (passenger): 4.1%
Bus 0.6% / 1.0%
Belmont North — Bus: 0.6% Floraville — Bus: 1.0%
Walked Only 0.5% / 0.6%
Belmont North — Walked Only: 0.5% Floraville — Walked Only: 0.6%

Bars are drawn against the largest share shown (72.9%).

Setting

Belmont North Floraville
Elevation 25 m
above sea level, at the suburb centre
 61 m
above sea level, at the suburb centre
Distance to the ocean 2.5 km
4.4 km to a named beach
 3.5 km

NBN connectivity

Belmont North Floraville
Connectivity score 68/100 71/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 42%
2,586 premises
 48%
708 premises

Climate

Belmont North Floraville
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Belmont North Floraville
PM2.5 6.5 µg/m³
same for both
PM10 21.7 µg/m³
same for both
NO₂ 0.64 pphm
same for both

Council rates

Belmont North Floraville
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Belmont North Floraville
Division Shortland
same for both
Member Pat Conroy
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Belmont North Floraville
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Belmont North

Coastal Large Blocks Quiet

Floraville

Large Blocks

More comparisons

Other comparisons with Belmont North

Belmont North vs Belmont Belmont North vs Redhead Belmont North vs Jewells Belmont North vs Tingira Heights

Other comparisons with Floraville

Floraville vs Belmont Floraville vs Eleebana Floraville vs Valentine Floraville vs Tingira Heights
Full data on Belmont North Full data on Floraville
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or