Belmont North vs Belmont

Belmont North is the younger of the two, with a median age of 40 against 48 in Belmont. In both, most households own their home and most homes are detached houses. In Belmont North, about half of households are couple families. In Belmont, about half of households are people living alone. On these figures, Belmont North tends to suit couples, while Belmont suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Belmont North

ahead on 3 of the 6 things we measure here

  • is already more of a family suburb (67% vs 48%)
  • carries lower crime risk (64/100 vs 87/100)
  • has more separate houses rather than flats (89% vs 70%)
  • But Belmont has more schools rated above their peers (3 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Belmont North

ahead on the one thing that separates them

  • leaves households under less mortgage stress (26% vs 37%)

Weighs house prices, unit prices, and mortgage stress.

Renters

Belmont

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (32% vs 19%)
  • has cheaper rent ($340/wk vs $380/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Belmont North

ahead on 3 of the 4 things we measure here

  • is more walkable (63/100 vs 38/100)
  • has a shorter drive in (112 min vs 121 min)
  • sits closer to the CBD (138.2 km vs 141.9 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Belmont

ahead on 3 of the 5 things we measure here

  • has more GPs (4 vs 0)
  • has more units and townhouses to downsize into (30% vs 11%)
  • has more residents already 65 and over (27% vs 20%)
  • But Belmont North is more walkable (63/100 vs 38/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Belmont North

ahead on the one thing that separates them

  • returns a higher gross yield on houses (3.9% vs 3.2%)

Weighs house yield and population growth.

Where they sit

Belmont North and Belmont drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Belmont North Belmont
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Belmont North Belmont
Walkability 63 / 38
Belmont North — Walkability: 63/100 Belmont — Walkability: 38/100
Safety 36 / 13
Belmont North — Safety: 36/100 Belmont — Safety: 13/100
Low fire risk 53 / 45
Belmont North — Low fire risk: 53/100 Belmont — Low fire risk: 45/100

Demographics

Belmont North has higher household incomes ($90,428 vs $66,560); Belmont skews older (48 vs 40).

Belmont North Belmont
Population 6,291 7,289
+16% vs other
Population trend (2016 → 2021) -0.7% +2.5%
Median age 40 48
Median household income $90,428/yr
+26% vs other
 $66,560/yr
Median weekly rent $380/wk
+11% vs other
 $340/wk

Age profile

Share of residents in each band, 2021 Census.

Belmont North Belmont
0-4 5.4% / 4.5%
Belmont North — 0-4: 5.4% Belmont — 0-4: 4.5%
5-14 13.0% / 9.9%
Belmont North — 5-14: 13.0% Belmont — 5-14: 9.9%
15-19 6.2% / 5.6%
Belmont North — 15-19: 6.2% Belmont — 15-19: 5.6%
20-24 5.9% / 5.0%
Belmont North — 20-24: 5.9% Belmont — 20-24: 5.0%
25-34 11.9% / 10.9%
Belmont North — 25-34: 11.9% Belmont — 25-34: 10.9%
35-44 12.3% / 10.1%
Belmont North — 35-44: 12.3% Belmont — 35-44: 10.1%
45-54 13.1% / 11.9%
Belmont North — 45-54: 13.1% Belmont — 45-54: 11.9%
55-64 12.0% / 14.8%
Belmont North — 55-64: 12.0% Belmont — 55-64: 14.8%
65-74 9.4% / 14.2%
Belmont North — 65-74: 9.4% Belmont — 65-74: 14.2%
75-84 7.5% / 8.6%
Belmont North — 75-84: 7.5% Belmont — 75-84: 8.6%
85+ 3.3% / 4.4%
Belmont North — 85+: 3.3% Belmont — 85+: 4.4%

Bars are drawn against the largest share shown (14.8%).

Who lives together

Household composition, 2021 Census.

Belmont North 47.1% couple families
Belmont North — Couple Families: 47.1% Belmont North — Lone Person: 29.1% Belmont North — One Parent Families: 19.7% Belmont North — Group Household: 2.9% Belmont North — Other Families: 1.3%
Belmont 30.3% couple families
Belmont — Couple Families: 30.3% Belmont — Lone Person: 47.0% Belmont — One Parent Families: 17.9% Belmont — Group Household: 3.5% Belmont — Other Families: 1.4%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Belmont North 18.9% renting
Belmont North — Owned Outright: 37.4% Belmont North — Mortgage: 43.7% Belmont North — Renting: 18.9%
Belmont 31.6% renting
Belmont — Owned Outright: 41.7% Belmont — Mortgage: 26.7% Belmont — Renting: 31.6%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Belmont North Belmont
Certificate III & IV 21.5% / 18.3%
Belmont North — Certificate III & IV: 21.5% Belmont — Certificate III & IV: 18.3%
Bachelor Degree 9.1% / 10.0%
Belmont North — Bachelor Degree: 9.1% Belmont — Bachelor Degree: 10.0%
Advanced Diploma / Diploma 7.2% / 7.8%
Belmont North — Advanced Diploma / Diploma: 7.2% Belmont — Advanced Diploma / Diploma: 7.8%
Postgraduate Degree 2.5% / 2.9%
Belmont North — Postgraduate Degree: 2.5% Belmont — Postgraduate Degree: 2.9%
Graduate Diploma / Certificate 1.5% / 1.5%
Belmont North — Graduate Diploma / Certificate: 1.5% Belmont — Graduate Diploma / Certificate: 1.5%

Bars are drawn against the largest share shown (21.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Belmont North Belmont
England 1.8% / 2.6%
Belmont North — England: 1.8% Belmont — England: 2.6%
New Zealand 0.9% / 1.0%
Belmont North — New Zealand: 0.9% Belmont — New Zealand: 1.0%
South Africa 0.4% / 0.5%
Belmont North — South Africa: 0.4% Belmont — South Africa: 0.5%
Philippines 0.3% / 0.5%
Belmont North — Philippines: 0.3% Belmont — Philippines: 0.5%
Scotland 0.4% / 0.3%
Belmont North — Scotland: 0.4% Belmont — Scotland: 0.3%
Germany 0.3% / 0.3%
Belmont North — Germany: 0.3% Belmont — Germany: 0.3%
India — / 0.5%
Belmont North — India: not among its largest Belmont — India: 0.5%

Bars are drawn against the largest share shown (2.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Belmont North 88.7% houses
Belmont North — Houses: 88.7% Belmont North — Townhouses: 9.4% Belmont North — Flats / Apartments: 1.9%
Belmont 69.8% houses
Belmont — Houses: 69.8% Belmont — Townhouses: 12.8% Belmont — Flats / Apartments: 17.4%
Houses Townhouses Flats / Apartments

Property market

Belmont North Belmont
Median house price $1,035,000 $1,050,000
Median unit price $630,000 $610,000
Median land price $1,010,000 —
Typical days to sell (houses) 23 days
from 92 sales
 28 days
from 67 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Belmont North Belmont
2 bed $840K / $770K
Belmont North — 2 bed: $840K (9 sales) Belmont — 2 bed: $770K (19 sales)

9 vs 19 sales

3 bed $940K / $950K
Belmont North — 3 bed: $940K (79 sales) Belmont — 3 bed: $950K (47 sales)

79 vs 47 sales

4 bed $1.16M / $1.3M
Belmont North — 4 bed: $1.16M (44 sales) Belmont — 4 bed: $1.3M (40 sales)

44 vs 40 sales

5 bed $1.35M / $1.38M
Belmont North — 5 bed: $1.35M (22 sales) Belmont — 5 bed: $1.38M (13 sales)

22 vs 13 sales

Zoning mix

Belmont has more land zoned for conservation (69% vs 21%).

Belmont North Belmont
Environmental 21% 69%
Residential 64% 22%
Parks and recreation 8% 4%
Infrastructure and transport 4% 3%
Industrial 3% 0%
Commercial 0% 1%
Rural and farming 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Belmont North Belmont
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Belmont North Belmont
Houses 3.9%
$720/wk on $958K
 3.2%
$700/wk on $1.15M
Units — 3.6%
$485/wk on $705K

Ranking within NSW

Belmont North Belmont
House price Higher than 48% of NSW Higher than 54% of NSW
Income Higher than 58% of NSW Higher than 29% of NSW
Schools — Higher than 97% of NSW
Walkability Higher than 86% of NSW Higher than 78% of NSW
Affordability Higher than 59% of NSW Higher than 30% of NSW
EV adoption Higher than 68% of NSW
same for both
NBN connectivity Higher than 75% of NSW Higher than 72% of NSW
Rental yield (houses) Higher than 68% of NSW Higher than 28% of NSW
Rental yield (units) — Higher than 12% of NSW

Liveability

Belmont North is more walkable (63 vs 38); Belmont scores higher overall (45 vs 40).

Belmont North Belmont
Grade C
same for both
Score 40/100 45/100
Socio-economic band mid-range socio-economic
decile 4/10
same for both

Risk profile

Belmont carries more crime risk (87 vs 64).

Belmont North Belmont
Bushfire Moderate
47/100
 Moderate
55/100
Crime Moderate
64/100
 High
87/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
 Low
27/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Belmont North Belmont
Inside the suburb 2 3
Rated above peers 1 3
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Belmont North

  • Belmont North Public School Government · Primary above peers
  • Belmont Christian College Independent · Combined at peers

Schools in Belmont

  • Belmont High School Government · Secondary above peers
  • Belmont Public School Government · Primary above peers
  • St Francis Xavier's Primary School Catholic · Primary above peers

Amenities in the suburb

Belmont North Belmont
Supermarkets 0 3
Cafes & restaurants 2 7
Parks & reserves 1 3
Childcare 5 4
GPs 0 4
Pharmacies 1
same for both
Hospitals 0 1
Police stations 0 1
Banks & Bank@Post 0 4
Fuel stations 3 0
Waterways 1 7

Mobility

Belmont sits further from the CBD (141.9 km vs 138.2 km).

Belmont North Belmont
Walkability score 63/100 38/100
Distance to Sydney 138.2 km 141.9 km
+3% vs other
Drive time (normal traffic) 112 min 121 min
Public transport score 79/100
Bus
same for both
Peak arrivals per hour 107.5
7-9am + 5-7pm
 170.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 0.7%
postcode 2280
same for both
Rooftop solar per 100 dwellings 44
postcode 2280
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Belmont North Belmont
Car (driver) 72.9% / 66.9%
Belmont North — Car (driver): 72.9% Belmont — Car (driver): 66.9%
Worked from Home 20.8% / 23.3%
Belmont North — Worked from Home: 20.8% Belmont — Worked from Home: 23.3%
Car (passenger) 4.9% / 4.6%
Belmont North — Car (passenger): 4.9% Belmont — Car (passenger): 4.6%
Walked Only 0.5% / 3.3%
Belmont North — Walked Only: 0.5% Belmont — Walked Only: 3.3%
Bus 0.6% / 1.3%
Belmont North — Bus: 0.6% Belmont — Bus: 1.3%

Bars are drawn against the largest share shown (72.9%).

Setting

Belmont North Belmont
Elevation 25 m
above sea level, at the suburb centre
 4 m
above sea level, at the suburb centre
Distance to the ocean 2.5 km
4.4 km to a named beach
 1.3 km
4.6 km to a named beach

NBN connectivity

Belmont North Belmont
Connectivity score 68/100 64/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 42%
2,586 premises
 35%
4,250 premises

Climate

Belmont North Belmont
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Belmont North Belmont
PM2.5 6.5 µg/m³
same for both
PM10 21.7 µg/m³
same for both
NO₂ 0.64 pphm
same for both

Council rates

Belmont North Belmont
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Belmont North Belmont
Division Shortland
same for both
Member Pat Conroy
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Belmont North Belmont
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Belmont North

Coastal Large Blocks Quiet

Belmont

Coastal Retirees

More comparisons

Other comparisons with Belmont North

Belmont North vs Redhead Belmont North vs Jewells Belmont North vs Tingira Heights Belmont North vs Floraville

Other comparisons with Belmont

Belmont vs Valentine Belmont vs Redhead Belmont vs Floraville Belmont vs Belmont South
Full data on Belmont North Full data on Belmont
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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