Bawley Point vs Termeil

Termeil is the younger of the two, with a median age of 53 against 56 in Bawley Point. In both, the large majority of households own their home and the large majority of homes are detached houses. In Termeil, about half of households are couple families. On these figures, Bawley Point tends to suit older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Bawley Point

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (4 vs 1)
  • carries lower crime risk (22/100 vs 44/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Termeil

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (18% vs 26%)
  • has cheaper rent ($250/wk vs $325/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Termeil

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (245.1 km vs 255.9 km)
  • has a shorter drive in (210 min vs 218 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Bawley Point

ahead on 2 of the 5 things we measure here

  • carries lower crime risk (22/100 vs 44/100)
  • has more residents already 65 and over (29% vs 20%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Bawley Point

ahead on the one thing that separates them

  • is growing faster (20.9% vs 8.3%)

Weighs population growth.

Where they sit

Bawley Point and Termeil drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bawley Point Termeil
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bawley Point Termeil
Walkability 5 / 5
Bawley Point — Walkability: 5/100 Termeil — Walkability: 5/100
Safety 78 / 56
Bawley Point — Safety: 78/100 Termeil — Safety: 56/100
Low fire risk 39 / 25
Bawley Point — Low fire risk: 39/100 Termeil — Low fire risk: 25/100

Demographics

Bawley Point has more residents (844 vs 273); Bawley Point rents higher ($325/wk vs $250/wk).

Bawley Point Termeil
Population 844
+68% vs other
 273
Population trend (2016 → 2021) +20.9% +8.3%
Median age 56 53
Median household income $64,480/yr $72,280/yr
+12% vs other
Median weekly rent $325/wk
+23% vs other
 $250/wk

Age profile

Share of residents in each band, 2021 Census.

Bawley Point Termeil
0-4 4.9% / 4.4%
Bawley Point — 0-4: 4.9% Termeil — 0-4: 4.4%
5-14 9.7% / 9.2%
Bawley Point — 5-14: 9.7% Termeil — 5-14: 9.2%
15-19 4.4% / 4.8%
Bawley Point — 15-19: 4.4% Termeil — 15-19: 4.8%
20-24 1.3% / 5.5%
Bawley Point — 20-24: 1.3% Termeil — 20-24: 5.5%
25-34 7.2% / 7.3%
Bawley Point — 25-34: 7.2% Termeil — 25-34: 7.3%
35-44 9.5% / 8.1%
Bawley Point — 35-44: 9.5% Termeil — 35-44: 8.1%
45-54 10.7% / 13.6%
Bawley Point — 45-54: 10.7% Termeil — 45-54: 13.6%
55-64 23.1% / 25.6%
Bawley Point — 55-64: 23.1% Termeil — 55-64: 25.6%
65-74 18.8% / 16.1%
Bawley Point — 65-74: 18.8% Termeil — 65-74: 16.1%
75-84 9.1% / 3.7%
Bawley Point — 75-84: 9.1% Termeil — 75-84: 3.7%
85+ 1.3% / —
Bawley Point — 85+: 1.3% Termeil — 85+: not among its largest

Bars are drawn against the largest share shown (25.6%).

Who lives together

Household composition, 2021 Census.

Bawley Point 41.0% couple families
Bawley Point — Couple Families: 41.0% Bawley Point — Lone Person: 43.5% Bawley Point — One Parent Families: 10.0% Bawley Point — Other Families: 2.0% Bawley Point — Group Household: 3.5%
Termeil 48.3% couple families
Termeil — Couple Families: 48.3% Termeil — Lone Person: 36.2% Termeil — One Parent Families: 8.6% Termeil — Other Families: 6.9% Termeil — Group Household: 0.0%
Couple Families Lone Person One Parent Families Other Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bawley Point 11.9% renting
Bawley Point — Owned Outright: 67.6% Bawley Point — Mortgage: 20.4% Bawley Point — Renting: 11.9%
Termeil 4.8% renting
Termeil — Owned Outright: 60.2% Termeil — Mortgage: 34.9% Termeil — Renting: 4.8%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bawley Point Termeil
England 4.1% / 5.1%
Bawley Point — England: 4.1% Termeil — England: 5.1%
New Zealand 1.2% / 1.1%
Bawley Point — New Zealand: 1.2% Termeil — New Zealand: 1.1%
South Africa 1.3% / —
Bawley Point — South Africa: 1.3% Termeil — South Africa: not among its largest
Scotland 1.2% / —
Bawley Point — Scotland: 1.2% Termeil — Scotland: not among its largest
Netherlands 1.2% / —
Bawley Point — Netherlands: 1.2% Termeil — Netherlands: not among its largest

Bars are drawn against the largest share shown (5.1%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bawley Point Termeil
Certificate III & IV 18.6% / 23.8%
Bawley Point — Certificate III & IV: 18.6% Termeil — Certificate III & IV: 23.8%
Bachelor Degree 14.7% / 9.9%
Bawley Point — Bachelor Degree: 14.7% Termeil — Bachelor Degree: 9.9%
Advanced Diploma / Diploma 8.6% / 8.4%
Bawley Point — Advanced Diploma / Diploma: 8.6% Termeil — Advanced Diploma / Diploma: 8.4%
Postgraduate Degree 4.5% / 2.9%
Bawley Point — Postgraduate Degree: 4.5% Termeil — Postgraduate Degree: 2.9%
Graduate Diploma / Certificate 4.3% / 2.9%
Bawley Point — Graduate Diploma / Certificate: 4.3% Termeil — Graduate Diploma / Certificate: 2.9%

Bars are drawn against the largest share shown (23.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bawley Point 98.8% houses
Bawley Point — Houses: 98.8% Bawley Point — Flats / Apartments: 1.2%
Termeil 94.9% houses
Termeil — Houses: 94.9% Termeil — Flats / Apartments: 5.1%
Houses Flats / Apartments

Property market

Bawley Point Termeil
Median house price $1,150,000 —
Median unit price —
same for both
Median land price $800,000 —
Typical days to sell (houses) 97 days
from 19 sales
 —

Zoning mix

Termeil has more rural and farming land (70% vs 58%).

Bawley Point Termeil
Rural and farming 58% 70%
Environmental 31% 28%
Residential 5% 0%
Parks and recreation 3% 0%
Infrastructure and transport 2% 1%
Planning zones cover 99% of Bawley Point and 100% of Termeil. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bawley Point Termeil
New dwellings approved 854
across Shoalhaven
same for both
Approvals change year on year -10%
same for both

Ranking within NSW

Bawley Point Termeil
House price Higher than 61% of NSW —
Income Higher than 27% of NSW Higher than 39% of NSW
Schools —
same for both
Walkability Higher than 48% of NSW Higher than 49% of NSW
Affordability Higher than 22% of NSW —
EV adoption Higher than 71% of NSW
same for both
NBN connectivity Higher than 69% of NSW Higher than 62% of NSW

Liveability

Bawley Point Termeil
Grade C —
Score 40/100 —
Socio-economic band advantaged area
decile 7/10
 mid-range socio-economic
decile 6/10

Risk profile

Termeil carries more crime risk (44 vs 22); Termeil carries more bushfire risk (75 vs 61).

Bawley Point Termeil
Bushfire Moderate
61/100
 High
75/100
Crime Low
22/100
 Moderate
44/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
32/100
 Moderate
58/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Bawley Point Termeil
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Bawley Point Termeil
Supermarkets 1 0
Cafes & restaurants 2 0
Parks & reserves 4 1
Pharmacies 1 0
Fuel stations 0 1
Beaches 6 0
Waterways 3 10

Mobility

Bawley Point sits further from the CBD (255.9 km vs 245.1 km).

Bawley Point Termeil
Walkability score 5/100
same for both
Distance to Sydney 255.9 km
+4% vs other
 245.1 km
Drive time (normal traffic) 218 min 210 min
Public transport score 21/100
Bus
 20/100
Bus
Peak arrivals per hour 3.8
7-9am + 5-7pm
 2.5
7-9am + 5-7pm
Median peak wait 3 min
scheduled, not actual
 5 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 2539
same for both
Rooftop solar per 100 dwellings 44
postcode 2539
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bawley Point Termeil
Car (driver) 65.3% / 61.5%
Bawley Point — Car (driver): 65.3% Termeil — Car (driver): 61.5%
Worked from Home 27.4% / 27.1%
Bawley Point — Worked from Home: 27.4% Termeil — Worked from Home: 27.1%
Walked Only 2.3% / 11.5%
Bawley Point — Walked Only: 2.3% Termeil — Walked Only: 11.5%
Car (passenger) 5.0% / —
Bawley Point — Car (passenger): 5.0% Termeil — Car (passenger): not among its largest

Bars are drawn against the largest share shown (65.3%).

Setting

Bawley Point Termeil
Elevation 4 m
above sea level, at the suburb centre
 47 m
above sea level, at the suburb centre
Distance to the ocean 1.4 km
1.4 km to a named beach
 3.5 km
3.7 km to a named beach

NBN connectivity

Bawley Point Termeil
Connectivity score 58/100 30/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 24%
797 premises
 0%
119 premises

Climate

Bawley Point Termeil
Annual rainfall 1,302 mm
same for both
Summer max (Jan) 23.9°C
same for both
Winter min (Jul) 9.6°C
same for both

Council rates

Bawley Point Termeil
Average residential rate $1,501/yr
same for both
Council Shoalhaven
same for both

Federal electorate

Bawley Point Termeil
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Bawley Point Termeil
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Bawley Point

Acreage Beach Coastal Quiet Retirees

Termeil

Rural

More comparisons

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Other comparisons with Termeil

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Full data on Bawley Point Full data on Termeil
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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