Banora Point vs Fingal Head

Fingal Head is the younger of the two, with a median age of 46 against 49 in Banora Point. In both, most households own their home and most homes are detached houses. Houses cost more in Fingal Head: a median of $2.05 million, against $1.21 million in Banora Point, though rent is higher in Banora Point. On these figures, Banora Point tends to suit people living alone, older residents, and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Banora Point

ahead on 3 of the 6 things we measure here

  • has more childcare (8 vs 0)
  • has more schools inside the suburb (5 vs 1)
  • carries lower crime risk (38/100 vs 64/100)
  • But Fingal Head has more separate houses rather than flats (77% vs 62%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Banora Point

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($1,210,000 vs $2,052,500)
  • has cheaper units ($870,000 vs $1,000,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

Fingal Head

ahead on 3 of the 3 things we measure here

  • has a bigger rental market to choose from (32% vs 20%)
  • leaves renters under less rental stress (25% vs 35%)
  • has cheaper rent ($400/wk vs $440/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Banora Point

ahead on the one thing that separates them

  • is more walkable (54/100 vs 32/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Banora Point

ahead on 5 of the 5 things we measure here

  • has more GPs (3 vs 0)
  • has more residents already 65 and over (32% vs 19%)
  • has more units and townhouses to downsize into (38% vs 23%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Banora Point and Fingal Head drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Banora Point Fingal Head
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Banora Point Fingal Head
Walkability 54 / 32
Banora Point — Walkability: 54/100 Fingal Head — Walkability: 32/100
Safety 62 / 36
Banora Point — Safety: 62/100 Fingal Head — Safety: 36/100
Low fire risk 100 / 59
Banora Point — Low fire risk: 100/100 Fingal Head — Low fire risk: 59/100

Demographics

Banora Point has more residents (16,460 vs 615); Fingal Head has higher household incomes ($83,928 vs $65,936).

Banora Point Fingal Head
Population 16,460
+96% vs other
 615
Population trend (2016 → 2021) +1.8% +3.9%
Median age 49 46
Median household income $65,936/yr $83,928/yr
+27% vs other
Median weekly rent $440/wk
+9% vs other
 $400/wk

Age profile

Share of residents in each band, 2021 Census.

Banora Point Fingal Head
0-4 4.4% / 3.3%
Banora Point — 0-4: 4.4% Fingal Head — 0-4: 3.3%
5-14 10.8% / 12.4%
Banora Point — 5-14: 10.8% Fingal Head — 5-14: 12.4%
15-19 5.4% / 6.0%
Banora Point — 15-19: 5.4% Fingal Head — 15-19: 6.0%
20-24 4.6% / 4.9%
Banora Point — 20-24: 4.6% Fingal Head — 20-24: 4.9%
25-34 9.0% / 8.0%
Banora Point — 25-34: 9.0% Fingal Head — 25-34: 8.0%
35-44 9.7% / 12.0%
Banora Point — 35-44: 9.7% Fingal Head — 35-44: 12.0%
45-54 11.7% / 15.3%
Banora Point — 45-54: 11.7% Fingal Head — 45-54: 15.3%
55-64 12.5% / 18.9%
Banora Point — 55-64: 12.5% Fingal Head — 55-64: 18.9%
65-74 14.1% / 12.5%
Banora Point — 65-74: 14.1% Fingal Head — 65-74: 12.5%
75-84 12.0% / 4.1%
Banora Point — 75-84: 12.0% Fingal Head — 75-84: 4.1%
85+ 5.7% / 2.1%
Banora Point — 85+: 5.7% Fingal Head — 85+: 2.1%

Bars are drawn against the largest share shown (18.9%).

Who lives together

Household composition, 2021 Census.

Banora Point 35.4% couple families
Banora Point — Couple Families: 35.4% Banora Point — Lone Person: 39.8% Banora Point — One Parent Families: 19.3% Banora Point — Group Household: 3.9% Banora Point — Other Families: 1.6%
Fingal Head 41.9% couple families
Fingal Head — Couple Families: 41.9% Fingal Head — Lone Person: 31.1% Fingal Head — One Parent Families: 19.2% Fingal Head — Group Household: 4.2% Fingal Head — Other Families: 3.6%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Banora Point 19.5% renting
Banora Point — Owned Outright: 47.9% Banora Point — Mortgage: 32.6% Banora Point — Renting: 19.5%
Fingal Head 32.3% renting
Fingal Head — Owned Outright: 43.8% Fingal Head — Mortgage: 24.0% Fingal Head — Renting: 32.3%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Banora Point Fingal Head
Certificate III & IV 17.4% / 13.3%
Banora Point — Certificate III & IV: 17.4% Fingal Head — Certificate III & IV: 13.3%
Bachelor Degree 8.3% / 18.9%
Banora Point — Bachelor Degree: 8.3% Fingal Head — Bachelor Degree: 18.9%
Advanced Diploma / Diploma 8.2% / 10.6%
Banora Point — Advanced Diploma / Diploma: 8.2% Fingal Head — Advanced Diploma / Diploma: 10.6%
Postgraduate Degree 1.8% / 3.3%
Banora Point — Postgraduate Degree: 1.8% Fingal Head — Postgraduate Degree: 3.3%
Graduate Diploma / Certificate 1.4% / 2.0%
Banora Point — Graduate Diploma / Certificate: 1.4% Fingal Head — Graduate Diploma / Certificate: 2.0%

Bars are drawn against the largest share shown (18.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Banora Point Fingal Head
England 4.8% / 6.3%
Banora Point — England: 4.8% Fingal Head — England: 6.3%
New Zealand 2.6% / 3.4%
Banora Point — New Zealand: 2.6% Fingal Head — New Zealand: 3.4%
Philippines 0.8% / —
Banora Point — Philippines: 0.8% Fingal Head — Philippines: not among its largest
Scotland 0.6% / —
Banora Point — Scotland: 0.6% Fingal Head — Scotland: not among its largest
India 0.5% / —
Banora Point — India: 0.5% Fingal Head — India: not among its largest
China — / 0.5%
Banora Point — China: not among its largest Fingal Head — China: 0.5%
Sri Lanka — / 0.5%
Banora Point — Sri Lanka: not among its largest Fingal Head — Sri Lanka: 0.5%
Zimbabwe — / 0.5%
Banora Point — Zimbabwe: not among its largest Fingal Head — Zimbabwe: 0.5%

Bars are drawn against the largest share shown (6.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Banora Point 61.6% houses
Banora Point — Houses: 61.6% Banora Point — Townhouses: 35.1% Banora Point — Flats / Apartments: 3.3%
Fingal Head 77.3% houses
Fingal Head — Houses: 77.3% Fingal Head — Townhouses: 7.4% Fingal Head — Flats / Apartments: 15.3%
Houses Townhouses Flats / Apartments

Property market

Banora Point Fingal Head
Median house price $1,210,000 $2,052,500
Median unit price $870,000 $1,000,000
Median land price $563,500 —
Typical days to sell (houses) 28 days
from 231 sales
 130 days
from 4 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Banora Point Fingal Head
3 bed $1.1M / $1.59M
Banora Point — 3 bed: $1.1M (173 sales) Fingal Head — 3 bed: $1.59M (6 sales)

173 vs 6 sales

4 bed $1.35M / $2.3M
Banora Point — 4 bed: $1.35M (132 sales) Fingal Head — 4 bed: $2.3M (6 sales)

132 vs 6 sales

Zoning mix

Banora Point Fingal Head
Other and special use 11% 82%
Residential 70% 9%
Parks and recreation 11% 6%
Environmental 3% 2%
Infrastructure and transport 2% 0%
Rural and farming 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Banora Point Fingal Head
New dwellings approved 331
across Tweed
same for both
Approvals change year on year -50%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Banora Point Fingal Head
Houses 4.1%
$990/wk on $1.24M
 —
Units —
same for both

Ranking within NSW

Banora Point Fingal Head
House price Higher than 64% of NSW Higher than 79% of NSW
Income Higher than 28% of NSW Higher than 51% of NSW
Schools Higher than 45% of NSW —
Walkability Higher than 82% of NSW Higher than 75% of NSW
Affordability Higher than 21% of NSW Higher than 17% of NSW
EV adoption Higher than 63% of NSW Higher than 91% of NSW
NBN connectivity Higher than 73% of NSW Higher than 80% of NSW
Rental yield (houses) Higher than 79% of NSW —

Liveability

Banora Point is more walkable (54 vs 32); Banora Point scores higher overall (49 vs 39).

Banora Point Fingal Head
Grade B C
Score 49/100 39/100
Socio-economic band mid-range socio-economic
decile 4/10
 advantaged area
decile 8/10

Risk profile

Fingal Head carries more bushfire risk (41 vs 0); Fingal Head carries more crime risk (64 vs 38).

Banora Point Fingal Head
Bushfire None
0/100
 Moderate
41/100
Crime Low
38/100
 Moderate
64/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
 High
91/100
Aircraft noise Moderate
50/100
 None
0/100
Industrial facilities nearby 1
within 5 km
 0
within 5 km

Schools

Banora Point Fingal Head
Inside the suburb 5 1
Rated above peers 1
same for both
Rated at peers 4 0
Rated below peers 0
same for both
Universities within 10 km 1
Gold Coast Airport Development Park - Bilinga, 7.4 km
 1
Gold Coast Airport Development Park - Bilinga, 7.3 km
Full-time students aged 15–24 1.1% 2.3%

Schools in Banora Point

  • St James' Primary School Catholic · Primary above peers
  • Banora Point High School Government · Secondary at peers
  • Banora Point Public School Government · Primary at peers
  • Centaur Public School Government · Primary at peers
  • St Joseph's College Catholic · Secondary at peers

Schools in Fingal Head

  • Fingal Head Public School Government · Primary above peers

Amenities in the suburb

Banora Point Fingal Head
Supermarkets 1 0
Cafes & restaurants 0 1
Parks & reserves 3
same for both
Childcare 8 0
GPs 3 0
Pharmacies 2 0
Banks & Bank@Post 1 0
Fuel stations 1 0

Mobility

Banora Point Fingal Head
Walkability score 54/100 32/100
Distance to Sydney 807.1 km 806.9 km
Drive time (normal traffic) 514 min 515 min
Public transport score 78/100
Bus
 20/100
Bus
Peak arrivals per hour 163.8
7-9am + 5-7pm
 3.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 3 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2486
 1.6%
postcode 2487
Rooftop solar per 100 dwellings 74
postcode 2486
 66
postcode 2487

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Banora Point Fingal Head
Car (driver) 79.3% / 71.1%
Banora Point — Car (driver): 79.3% Fingal Head — Car (driver): 71.1%
Worked from Home 12.8% / 23.6%
Banora Point — Worked from Home: 12.8% Fingal Head — Worked from Home: 23.6%
Car (passenger) 5.6% / 4.1%
Banora Point — Car (passenger): 5.6% Fingal Head — Car (passenger): 4.1%
Bicycle 0.7% / 1.2%
Banora Point — Bicycle: 0.7% Fingal Head — Bicycle: 1.2%
Walked Only 1.1% / —
Banora Point — Walked Only: 1.1% Fingal Head — Walked Only: not among its largest

Bars are drawn against the largest share shown (79.3%).

Setting

Banora Point Fingal Head
Elevation -1 m
above sea level, at the suburb centre
 0 m
above sea level, at the suburb centre
Distance to the ocean 2.9 km
3.0 km to a named beach
 410 m
2.2 km to a named beach

NBN connectivity

Banora Point Fingal Head
Connectivity score 64/100 74/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 34%
7,449 premises
 53%
314 premises

Climate

Banora Point Fingal Head
Annual rainfall 1,637 mm
same for both
Summer max (Jan) 28.6°C
same for both
Winter min (Jul) 10.5°C
same for both

Council rates

Banora Point Fingal Head
Average residential rate $1,745/yr
same for both
Council Tweed
same for both

Federal electorate

Banora Point Fingal Head
Division Richmond
same for both
Member Justine Elliot
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Banora Point Fingal Head
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Banora Point

Coastal Regional Centre Retirees Townhouses

Fingal Head

Coastal Premium Quiet

More comparisons

Other comparisons with Banora Point

Banora Point vs Tweed Heads South Banora Point vs Bilambil Heights Banora Point vs Terranora Banora Point vs Chinderah Banora Point vs Bilambil

Other comparisons with Fingal Head

Fingal Head vs Tweed Heads Fingal Head vs Kingscliff Fingal Head vs Tweed Heads South Fingal Head vs Chinderah
Full data on Banora Point Full data on Fingal Head
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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