Bannerton vs Happy Valley

Bannerton is the younger of the two, with a median age of 32 against 39 in Happy Valley. In both, most households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Bannerton tends to suit young adults and families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Happy Valley

ahead on the one thing that separates them

  • has more separate houses rather than flats (100% vs 86%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Bannerton

ahead on the one thing that separates them

  • has a bigger rental market to choose from (40% vs 24%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Bannerton

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (308 min vs 318 min)
  • sits closer to the CBD (448.5 km vs 460.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Bannerton

ahead on the one thing that separates them

  • is growing faster (95.0% vs -7.4%)

Weighs population growth.

Where they sit

Bannerton and Happy Valley drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Bannerton Happy Valley
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Bannerton Happy Valley
Walkability 0 / 0
Bannerton — Walkability: 0/100 Happy Valley — Walkability: 0/100
Safety 18 / 27
Bannerton — Safety: 18/100 Happy Valley — Safety: 27/100
Low fire risk 83 / 72
Bannerton — Low fire risk: 83/100 Happy Valley — Low fire risk: 72/100
Low flood risk 83 / 70
Bannerton — Low flood risk: 83/100 Happy Valley — Low flood risk: 70/100

Demographics

Happy Valley skews older (39 vs 32).

Bannerton Happy Valley
Population 78
+4% vs other
75
Population trend (2016 → 2021) +95.0% -7.4%
Median age 32 39
Median household income $71,500/yr
+5% vs other
$68,224/yr
Median weekly rent $230/wk
+5% vs other
$218/wk

Age profile

Share of residents in each band, 2021 Census.

Bannerton Happy Valley
0-4 10.3% / 5.3%
Bannerton — 0-4: 10.3% Happy Valley — 0-4: 5.3%
5-14 12.8% / 10.7%
Bannerton — 5-14: 12.8% Happy Valley — 5-14: 10.7%
15-19 6.4% / —
Bannerton — 15-19: 6.4% Happy Valley — 15-19: not among its largest
20-24 5.1% / 6.7%
Bannerton — 20-24: 5.1% Happy Valley — 20-24: 6.7%
25-34 21.8% / 8.0%
Bannerton — 25-34: 21.8% Happy Valley — 25-34: 8.0%
35-44 19.2% / 13.3%
Bannerton — 35-44: 19.2% Happy Valley — 35-44: 13.3%
45-54 3.8% / 5.3%
Bannerton — 45-54: 3.8% Happy Valley — 45-54: 5.3%
55-64 10.3% / 18.7%
Bannerton — 55-64: 10.3% Happy Valley — 55-64: 18.7%
65-74 5.1% / 10.7%
Bannerton — 65-74: 5.1% Happy Valley — 65-74: 10.7%
75-84 7.7% / —
Bannerton — 75-84: 7.7% Happy Valley — 75-84: not among its largest
85+ — / —
Bannerton — 85+: not among its largest Happy Valley — 85+: not among its largest

Bars are drawn against the largest share shown (21.8%).

Who lives together

Household composition, 2021 Census.

Bannerton 62.5% couple families
Bannerton — Couple Families: 62.5% Bannerton — Lone Person: 37.5%
Happy Valley 61.5% couple families
Happy Valley — Couple Families: 61.5% Happy Valley — Lone Person: 38.5%
Couple Families Lone Person

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Bannerton 40.0% renting
Bannerton — Owned Outright: 60.0% Bannerton — Mortgage: 0.0% Bannerton — Renting: 40.0%
Happy Valley 23.5% renting
Happy Valley — Owned Outright: 52.9% Happy Valley — Mortgage: 23.5% Happy Valley — Renting: 23.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Bannerton Happy Valley
Certificate III & IV 19.2% / 6.7%
Bannerton — Certificate III & IV: 19.2% Happy Valley — Certificate III & IV: 6.7%
Bachelor Degree — / 9.3%
Bannerton — Bachelor Degree: not among its largest Happy Valley — Bachelor Degree: 9.3%
Advanced Diploma / Diploma 7.7% / —
Bannerton — Advanced Diploma / Diploma: 7.7% Happy Valley — Advanced Diploma / Diploma: not among its largest

Bars are drawn against the largest share shown (19.2%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Bannerton Happy Valley
Italy — / 5.3%
Bannerton — Italy: not among its largest Happy Valley — Italy: 5.3%
New Zealand 5.1% / —
Bannerton — New Zealand: 5.1% Happy Valley — New Zealand: not among its largest
Indonesia — / 4.0%
Bannerton — Indonesia: not among its largest Happy Valley — Indonesia: 4.0%
Malaysia 3.8% / —
Bannerton — Malaysia: 3.8% Happy Valley — Malaysia: not among its largest

Bars are drawn against the largest share shown (5.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Bannerton 85.7% houses
Bannerton — Houses: 85.7% Bannerton — Flats / Apartments: 14.3%
Happy Valley 100.0% houses
Happy Valley — Houses: 100.0% Happy Valley — Flats / Apartments: 0.0%
Houses Flats / Apartments

Zoning mix

Bannerton has more rural and farming land (94% vs 64%).

Bannerton Happy Valley
Rural and farming 94% 64%
Parks and recreation 4% 35%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Bannerton Happy Valley
New dwellings approved 91
across Swan Hill
same for both
Approvals change year on year -86%
same for both

Ranking within VIC

Bannerton Happy Valley
House price —
same for both
Income Higher than 36% of VIC Higher than 29% of VIC
Schools —
same for both
Walkability Higher than 50% of VIC Higher than 13% of VIC
Affordability —
same for both
EV adoption Higher than 1% of VIC
same for both
NBN connectivity Higher than 66% of VIC Higher than 52% of VIC

Liveability

Bannerton Happy Valley
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
mid-range socio-economic
decile 4/10

Risk profile

Happy Valley carries more flood risk (30 vs 17); Happy Valley carries more bushfire risk (28 vs 17).

Bannerton Happy Valley
Bushfire Low
17/100
Low
28/100
Crime High
82/100
High
73/100
Flood Low
17/100
Low
30/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Bannerton Happy Valley
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Bannerton Happy Valley
Parks & reserves 3 1

Mobility

Happy Valley sits further from the CBD (460.4 km vs 448.5 km).

Bannerton Happy Valley
Walkability score 0/100
same for both
Distance to Melbourne 448.5 km 460.4 km
+3% vs other
Drive time (normal traffic) 308 min 318 min
Electric vehicle share 0.1%
postcode 3549
same for both
Rooftop solar per 100 dwellings 49
postcode 3549
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Bannerton Happy Valley
Car (driver) 87.5% / 39.1%
Bannerton — Car (driver): 87.5% Happy Valley — Car (driver): 39.1%
Worked from Home — / 47.8%
Bannerton — Worked from Home: not among its largest Happy Valley — Worked from Home: 47.8%
Walked Only — / 13.0%
Bannerton — Walked Only: not among its largest Happy Valley — Walked Only: 13.0%
Car (passenger) 12.5% / —
Bannerton — Car (passenger): 12.5% Happy Valley — Car (passenger): not among its largest

Bars are drawn against the largest share shown (87.5%).

Setting

Bannerton Happy Valley
Elevation 64 m
above sea level, at the suburb centre
77 m
above sea level, at the suburb centre

NBN connectivity

Bannerton Happy Valley
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
26 premises
0%
33 premises

Council rates

Bannerton Happy Valley
Average residential rate $2,333/yr
same for both
Council Swan Hill
same for both

Federal electorate

Bannerton Happy Valley
Division Mallee
same for both
Member Anne Webster
same for both
Party The Nationals
same for both

First Home Owner Grant

Bannerton Happy Valley
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Bannerton

Happy Valley

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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