Balmoral vs Fishing Point

Balmoral is the younger of the two, with a median age of 45 against 51 in Fishing Point. In both, the large majority of households own their home and the large majority of homes are detached houses. In Balmoral, most households are couple families. In Fishing Point, about half of households are couple families. Houses cost more in Fishing Point: a median of $1.2 million, against $838,000 in Balmoral, and rent is higher there too. On these figures, Balmoral tends to suit couples and buyers on a tighter budget, while Fishing Point suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Balmoral

ahead on the one thing that separates them

  • is already more of a family suburb (75% vs 61%)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Balmoral

ahead on 2 of the 2 things we measure here

  • has cheaper houses ($838,000 vs $1,195,000)
  • leaves households under less mortgage stress (23% vs 28%)

Weighs house prices and mortgage stress.

Renters

Balmoral

ahead on the one thing that separates them

  • has cheaper rent ($380/wk vs $430/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Fishing Point

ahead on the one thing that separates them

  • is more walkable (45/100 vs 29/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Fishing Point

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (33% vs 20%)
  • is more walkable (45/100 vs 29/100)

Weighs smaller dwellings, who already lives there, GPs, and walkability.

Investors

Fishing Point

ahead on the one thing that separates them

  • is growing faster (6.4% vs 1.0%)

Weighs population growth.

Where they sit

Balmoral and Fishing Point drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Balmoral Fishing Point
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Balmoral Fishing Point
Walkability 29 / 45
Balmoral — Walkability: 29/100 Fishing Point — Walkability: 45/100
Low fire risk 5 / 100
Balmoral — Low fire risk: 5/100 Fishing Point — Low fire risk: 100/100

Demographics

Fishing Point has more residents (1,105 vs 730); Fishing Point skews older (51 vs 45).

Balmoral Fishing Point
Population 730 1,105
+51% vs other
Population trend (2016 → 2021) +1.0% +6.4%
Median age 45 51
Median household income $100,412/yr
+9% vs other
 $91,260/yr
Median weekly rent $380/wk $430/wk
+13% vs other

Age profile

Share of residents in each band, 2021 Census.

Balmoral Fishing Point
0-4 6.4% / 3.6%
Balmoral — 0-4: 6.4% Fishing Point — 0-4: 3.6%
5-14 10.4% / 10.0%
Balmoral — 5-14: 10.4% Fishing Point — 5-14: 10.0%
15-19 7.1% / 5.2%
Balmoral — 15-19: 7.1% Fishing Point — 15-19: 5.2%
20-24 4.9% / 4.6%
Balmoral — 20-24: 4.9% Fishing Point — 20-24: 4.6%
25-34 11.2% / 7.5%
Balmoral — 25-34: 11.2% Fishing Point — 25-34: 7.5%
35-44 10.0% / 10.5%
Balmoral — 35-44: 10.0% Fishing Point — 35-44: 10.5%
45-54 15.1% / 11.9%
Balmoral — 45-54: 15.1% Fishing Point — 45-54: 11.9%
55-64 17.1% / 14.5%
Balmoral — 55-64: 17.1% Fishing Point — 55-64: 14.5%
65-74 12.5% / 21.6%
Balmoral — 65-74: 12.5% Fishing Point — 65-74: 21.6%
75-84 5.5% / 8.4%
Balmoral — 75-84: 5.5% Fishing Point — 75-84: 8.4%
85+ 1.5% / 2.6%
Balmoral — 85+: 1.5% Fishing Point — 85+: 2.6%

Bars are drawn against the largest share shown (21.6%).

Who lives together

Household composition, 2021 Census.

Balmoral 58.0% couple families
Balmoral — Couple Families: 58.0% Balmoral — Lone Person: 25.4% Balmoral — One Parent Families: 16.6% Balmoral — Other Families: 0.0%
Fishing Point 46.3% couple families
Fishing Point — Couple Families: 46.3% Fishing Point — Lone Person: 37.3% Fishing Point — One Parent Families: 14.3% Fishing Point — Other Families: 2.0%
Couple Families Lone Person One Parent Families Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Balmoral 16.2% renting
Balmoral — Owned Outright: 37.6% Balmoral — Mortgage: 46.1% Balmoral — Renting: 16.2%
Fishing Point 13.8% renting
Fishing Point — Owned Outright: 53.7% Fishing Point — Mortgage: 32.5% Fishing Point — Renting: 13.8%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Balmoral Fishing Point
Certificate III & IV 21.9% / 18.9%
Balmoral — Certificate III & IV: 21.9% Fishing Point — Certificate III & IV: 18.9%
Advanced Diploma / Diploma 9.6% / 11.1%
Balmoral — Advanced Diploma / Diploma: 9.6% Fishing Point — Advanced Diploma / Diploma: 11.1%
Bachelor Degree 8.5% / 11.6%
Balmoral — Bachelor Degree: 8.5% Fishing Point — Bachelor Degree: 11.6%
Graduate Diploma / Certificate 3.4% / 3.2%
Balmoral — Graduate Diploma / Certificate: 3.4% Fishing Point — Graduate Diploma / Certificate: 3.2%
Postgraduate Degree 2.9% / 3.6%
Balmoral — Postgraduate Degree: 2.9% Fishing Point — Postgraduate Degree: 3.6%

Bars are drawn against the largest share shown (21.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Balmoral Fishing Point
England 3.6% / 4.0%
Balmoral — England: 3.6% Fishing Point — England: 4.0%
New Zealand 1.0% / 1.5%
Balmoral — New Zealand: 1.0% Fishing Point — New Zealand: 1.5%
Germany 1.1% / —
Balmoral — Germany: 1.1% Fishing Point — Germany: not among its largest
Singapore 0.8% / —
Balmoral — Singapore: 0.8% Fishing Point — Singapore: not among its largest
Ireland 0.7% / —
Balmoral — Ireland: 0.7% Fishing Point — Ireland: not among its largest
South Africa — / 0.7%
Balmoral — South Africa: not among its largest Fishing Point — South Africa: 0.7%
France — / 0.5%
Balmoral — France: not among its largest Fishing Point — France: 0.5%
Canada — / 0.5%
Balmoral — Canada: not among its largest Fishing Point — Canada: 0.5%

Bars are drawn against the largest share shown (4.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Balmoral 98.5% houses
Balmoral — Houses: 98.5% Balmoral — Townhouses: 1.1% Balmoral — Flats / Apartments: 0.4%
Fishing Point 98.1% houses
Fishing Point — Houses: 98.1% Fishing Point — Townhouses: 2.1% Fishing Point — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Balmoral Fishing Point
Median house price $838,000 $1,195,000
Median unit price —
same for both
Median land price — $1,150,000
Typical days to sell (houses) 22 days
from 5 sales
 24 days
from 22 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Balmoral Fishing Point
3 bed $814K / $938K
Balmoral — 3 bed: $814K (6 sales) Fishing Point — 3 bed: $938K (21 sales)

6 vs 21 sales

4 bed $929K / $1.29M
Balmoral — 4 bed: $929K (5 sales) Fishing Point — 4 bed: $1.29M (19 sales)

5 vs 19 sales

Zoning mix

Balmoral has more land zoned for conservation (54% vs 1%).

Balmoral Fishing Point
Residential 44% 92%
Environmental 54% 1%
Parks and recreation 2% 7%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Balmoral Fishing Point
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Ranking within NSW

Balmoral Fishing Point
House price Higher than 34% of NSW Higher than 58% of NSW
Income Higher than 68% of NSW Higher than 59% of NSW
Schools —
same for both
Walkability Higher than 74% of NSW Higher than 80% of NSW
Affordability Higher than 79% of NSW Higher than 49% of NSW
EV adoption Higher than 61% of NSW
same for both
NBN connectivity Higher than 78% of NSW
same for both

Liveability

Fishing Point scores higher overall (67 vs 32); Fishing Point is more walkable (45 vs 29).

Balmoral Fishing Point
Grade C B
Score 32/100 67/100
Socio-economic band advantaged area
decile 8/10
same for both

Risk profile

Balmoral carries more bushfire risk (95 vs 0).

Balmoral Fishing Point
Bushfire High
95/100
 None
0/100
Crime — Low
25/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 1
within 5 km

Schools

Balmoral Fishing Point
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Balmoral Fishing Point
Parks & reserves 0 1

Mobility

Balmoral Fishing Point
Walkability score 29/100 45/100
Distance to Sydney 128.3 km 129.7 km
+1% vs other
Drive time (normal traffic) 102 min 104 min
Public transport score 35/100
Bus
same for both
Peak arrivals per hour 10.0
7-9am + 5-7pm
 9.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.6%
postcode 2283
same for both
Rooftop solar per 100 dwellings 48
postcode 2283
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Balmoral Fishing Point
Car (driver) 74.2% / 68.7%
Balmoral — Car (driver): 74.2% Fishing Point — Car (driver): 68.7%
Worked from Home 21.9% / 26.2%
Balmoral — Worked from Home: 21.9% Fishing Point — Worked from Home: 26.2%
Car (passenger) 3.9% / 5.1%
Balmoral — Car (passenger): 3.9% Fishing Point — Car (passenger): 5.1%

Bars are drawn against the largest share shown (74.2%).

Setting

Balmoral Fishing Point
Elevation 14 m
above sea level, at the suburb centre
 32 m
above sea level, at the suburb centre
Distance to the ocean 7.3 km 5.6 km

NBN connectivity

Balmoral Fishing Point
Connectivity score 71/100 72/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 33%
298 premises
 40%
521 premises

Climate

Balmoral Fishing Point
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Balmoral Fishing Point
PM2.5 5.0 µg/m³
same for both
PM10 11.6 µg/m³
same for both
NO₂ 0.27 pphm
same for both

Council rates

Balmoral Fishing Point
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Balmoral Fishing Point
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Balmoral Fishing Point
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Balmoral

Large Blocks

Fishing Point

Large Blocks Retirees

More comparisons

Other comparisons with Balmoral

Balmoral vs Rathmines Balmoral vs Buttaba

Other comparisons with Fishing Point

Fishing Point vs Rathmines
Full data on Balmoral Full data on Fishing Point
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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