Ashmont vs Lloyd

Lloyd is the younger of the two, with a median age of 32 against 36 in Ashmont. In both, the large majority of homes are detached houses. In Ashmont, about half of households rent. In Lloyd, the large majority of households own their home and about half of households are couple families. Houses cost more in Lloyd: a median of $762,000, against $532,000 in Ashmont, and rent is higher there too. On these figures, Ashmont tends to suit renters, people living alone, and buyers on a tighter budget, while Lloyd suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Ashmont has more childcare (4 vs 1)
  • Lloyd carries lower crime risk (57/100 vs 92/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Ashmont

ahead on 2 of the 3 things we measure here

  • has cheaper units ($345,500 vs $604,500)
  • has cheaper houses ($532,500 vs $762,500)
  • But Lloyd leaves households under less mortgage stress (18% vs 26%)

Weighs house prices, unit prices, and mortgage stress.

Renters

Ashmont

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (52% vs 21%)
  • has cheaper rent ($220/wk vs $420/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Ashmont

ahead on 3 of the 3 things we measure here

  • is more walkable (61/100 vs 9/100)
  • has a shorter drive in (294 min vs 302 min)
  • sits closer to the CBD (460.6 km vs 463.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Ashmont

ahead on 3 of the 5 things we measure here

  • is more walkable (61/100 vs 9/100)
  • has more units and townhouses to downsize into (18% vs 5%)
  • has more residents already 65 and over (18% vs 10%)
  • But Lloyd carries lower crime risk (57/100 vs 92/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Lloyd

ahead on the one thing that separates them

  • is growing faster (80.1% vs -2.1%)

Weighs house yield and population growth.

Where they sit

Ashmont and Lloyd drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ashmont Lloyd
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ashmont Lloyd
Walkability 61 / 9
Ashmont — Walkability: 61/100 Lloyd — Walkability: 9/100
Safety 8 / 43
Ashmont — Safety: 8/100 Lloyd — Safety: 43/100
Low fire risk 100 / 100
Ashmont — Low fire risk: 100/100 Lloyd — Low fire risk: 100/100

Demographics

Ashmont has more residents (3,747 vs 1,509); Lloyd has higher household incomes ($116,844 vs $51,688).

Ashmont Lloyd
Population 3,747
+60% vs other
 1,509
Population trend (2016 → 2021) -2.1% +80.1%
Median age 36 32
Median household income $51,688/yr $116,844/yr
+126% vs other
Median weekly rent $220/wk $420/wk
+91% vs other

Age profile

Share of residents in each band, 2021 Census.

Ashmont Lloyd
0-4 7.6% / 8.4%
Ashmont — 0-4: 7.6% Lloyd — 0-4: 8.4%
5-14 13.3% / 15.6%
Ashmont — 5-14: 13.3% Lloyd — 5-14: 15.6%
15-19 6.4% / 7.2%
Ashmont — 15-19: 6.4% Lloyd — 15-19: 7.2%
20-24 8.6% / 5.9%
Ashmont — 20-24: 8.6% Lloyd — 20-24: 5.9%
25-34 13.0% / 18.5%
Ashmont — 25-34: 13.0% Lloyd — 25-34: 18.5%
35-44 10.3% / 13.8%
Ashmont — 35-44: 10.3% Lloyd — 35-44: 13.8%
45-54 11.3% / 11.7%
Ashmont — 45-54: 11.3% Lloyd — 45-54: 11.7%
55-64 11.4% / 9.3%
Ashmont — 55-64: 11.4% Lloyd — 55-64: 9.3%
65-74 10.3% / 7.0%
Ashmont — 65-74: 10.3% Lloyd — 65-74: 7.0%
75-84 4.9% / 2.6%
Ashmont — 75-84: 4.9% Lloyd — 75-84: 2.6%
85+ 2.9% / 0.5%
Ashmont — 85+: 2.9% Lloyd — 85+: 0.5%

Bars are drawn against the largest share shown (18.5%).

Who lives together

Household composition, 2021 Census.

Ashmont 22.2% couple families
Ashmont — Couple Families: 22.2% Ashmont — Lone Person: 42.9% Ashmont — One Parent Families: 28.9% Ashmont — Group Household: 3.9% Ashmont — Other Families: 2.1%
Lloyd 52.7% couple families
Lloyd — Couple Families: 52.7% Lloyd — Lone Person: 29.6% Lloyd — One Parent Families: 13.3% Lloyd — Group Household: 3.4% Lloyd — Other Families: 1.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ashmont 51.8% renting
Ashmont — Owned Outright: 22.2% Ashmont — Mortgage: 26.0% Ashmont — Renting: 51.8%
Lloyd 20.6% renting
Lloyd — Owned Outright: 23.2% Lloyd — Mortgage: 56.2% Lloyd — Renting: 20.6%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ashmont Lloyd
Certificate III & IV 15.7% / 17.3%
Ashmont — Certificate III & IV: 15.7% Lloyd — Certificate III & IV: 17.3%
Bachelor Degree 3.7% / 12.3%
Ashmont — Bachelor Degree: 3.7% Lloyd — Bachelor Degree: 12.3%
Advanced Diploma / Diploma 3.5% / 8.9%
Ashmont — Advanced Diploma / Diploma: 3.5% Lloyd — Advanced Diploma / Diploma: 8.9%
Postgraduate Degree 0.9% / 2.7%
Ashmont — Postgraduate Degree: 0.9% Lloyd — Postgraduate Degree: 2.7%
Graduate Diploma / Certificate 0.8% / 2.1%
Ashmont — Graduate Diploma / Certificate: 0.8% Lloyd — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (17.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Ashmont Lloyd
India 0.6% / 2.3%
Ashmont — India: 0.6% Lloyd — India: 2.3%
England 1.0% / 1.0%
Ashmont — England: 1.0% Lloyd — England: 1.0%
New Zealand 0.7% / 1.3%
Ashmont — New Zealand: 0.7% Lloyd — New Zealand: 1.3%
Philippines 0.4% / 1.0%
Ashmont — Philippines: 0.4% Lloyd — Philippines: 1.0%
Iraq — / 1.3%
Ashmont — Iraq: not among its largest Lloyd — Iraq: 1.3%
Egypt — / 1.1%
Ashmont — Egypt: not among its largest Lloyd — Egypt: 1.1%
Myanmar 0.5% / —
Ashmont — Myanmar: 0.5% Lloyd — Myanmar: not among its largest

Bars are drawn against the largest share shown (2.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Ashmont 82.4% houses
Ashmont — Houses: 82.4% Ashmont — Flats / Apartments: 17.6% Ashmont — Townhouses: 0.0%
Lloyd 95.2% houses
Lloyd — Houses: 95.2% Lloyd — Flats / Apartments: 2.0% Lloyd — Townhouses: 2.8%
Houses Flats / Apartments Townhouses

Property market

Ashmont Lloyd
Median house price $532,500 $762,500
Median unit price $345,500 $604,500
Median land price — $294,500
Typical days to sell (houses) 33 days
from 30 sales
 40 days
from 43 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Ashmont Lloyd
3 bed $510K / $720K
Ashmont — 3 bed: $510K (67 sales) Lloyd — 3 bed: $720K (25 sales)

67 vs 25 sales

4 bed $605K / $830K
Ashmont — 4 bed: $605K (20 sales) Lloyd — 4 bed: $830K (70 sales)

20 vs 70 sales

Zoning mix

Lloyd has more land zoned for conservation (33% vs 0%); Lloyd has more rural and farming land (19% vs 0%).

Ashmont Lloyd
Residential 70% 38%
Environmental 0% 33%
Rural and farming 0% 19%
Parks and recreation 14% 3%
Industrial 10% 0%
Infrastructure and transport 5% 8%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ashmont Lloyd
New dwellings approved 548
across Wagga Wagga
same for both
Approvals change year on year +139%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Ashmont Lloyd
Houses 4.1%
$490/wk on $617K
 4.2%
$680/wk on $850K
Units —
same for both

Ranking within NSW

Ashmont Lloyd
House price Higher than 14% of NSW Higher than 31% of NSW
Income Higher than 12% of NSW —
Schools —
same for both
Walkability Higher than 85% of NSW Higher than 55% of NSW
Affordability Higher than 71% of NSW —
EV adoption Higher than 38% of NSW Higher than 39% of NSW
NBN connectivity Higher than 75% of NSW Higher than 97% of NSW
Rental yield (houses) Higher than 79% of NSW Higher than 80% of NSW

Liveability

Ashmont is more walkable (61 vs 9); Lloyd scores higher overall (52 vs 29).

Ashmont Lloyd
Grade D B
Score 29/100 52/100
Socio-economic band high-need area
decile 1/10
 very advantaged area
decile 9/10

Risk profile

Ashmont carries more crime risk (92 vs 57).

Ashmont Lloyd
Bushfire None
0/100
same for both
Crime High
92/100
 Moderate
57/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 0
within 5 km

Schools

Ashmont Lloyd
Inside the suburb 2 0
Rated above peers 2 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Ashmont

  • Ashmont Public School Government · Primary above peers
  • Holy Trinity West Wagga Catholic · Primary above peers

Schools in Lloyd

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Ashmont Lloyd
Parks & reserves 7 2
Childcare 4 1
Fuel stations 1 0

Mobility

Lloyd sits further from the CBD (463.2 km vs 460.6 km).

Ashmont Lloyd
Walkability score 61/100 9/100
Distance to Sydney 460.6 km 463.2 km
Drive time (normal traffic) 294 min 302 min
Public transport score 67/100
Bus
 25/100
Bus
Peak arrivals per hour 26.5
7-9am + 5-7pm
 4.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.4%
postcode 2650
same for both
Rooftop solar per 100 dwellings 45
postcode 2650
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ashmont Lloyd
Car (driver) 83.4% / 84.6%
Ashmont — Car (driver): 83.4% Lloyd — Car (driver): 84.6%
Car (passenger) 9.3% / 4.9%
Ashmont — Car (passenger): 9.3% Lloyd — Car (passenger): 4.9%
Worked from Home 3.9% / 10.1%
Ashmont — Worked from Home: 3.9% Lloyd — Worked from Home: 10.1%
Walked Only 2.2% / 0.4%
Ashmont — Walked Only: 2.2% Lloyd — Walked Only: 0.4%
Bus 0.8% / —
Ashmont — Bus: 0.8% Lloyd — Bus: not among its largest

Bars are drawn against the largest share shown (84.6%).

Setting

Ashmont Lloyd
Elevation 205 m
above sea level, at the suburb centre
 293 m
above sea level, at the suburb centre

NBN connectivity

Ashmont Lloyd
Connectivity score 68/100 95/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 42%
1,824 premises
 91%
803 premises

Climate

Ashmont Lloyd
Annual rainfall 565 mm
same for both
Summer max (Jan) 31.8°C
same for both
Winter min (Jul) 3.4°C
same for both

Air quality (annual mean)

Ashmont Lloyd
PM2.5 7.7 µg/m³
same for both
PM10 23.1 µg/m³
same for both
NO₂ —
same for both

Council rates

Ashmont Lloyd
Average residential rate $1,254/yr
same for both
Council Wagga Wagga
same for both

Federal electorate

Ashmont Lloyd
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Ashmont Lloyd
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Ashmont

Affordable Parks

Lloyd

Acreage Family

More comparisons

Other comparisons with Ashmont

Ashmont vs Wagga Wagga Ashmont vs Glenfield Park Ashmont vs Turvey Park Ashmont vs Moorong

Other comparisons with Lloyd

Lloyd vs Glenfield Park Lloyd vs Tolland Lloyd vs Bourkelands Lloyd vs Springvale Lloyd vs Kapooka Lloyd vs Moorong
Full data on Ashmont Full data on Lloyd
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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