Ascot vs Wellsford

Ascot is the younger of the two, with a median age of 35 against 47 in Wellsford. In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are couple families. On these figures, Ascot tends to suit families with children, while Wellsford suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Ascot

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (3 vs 0)
  • has more childcare (3 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Ascot

ahead on the one thing that separates them

  • leaves households under less mortgage stress (18% vs 28%)

Weighs mortgage stress.

Renters

Wellsford

ahead on the one thing that separates them

  • has cheaper rent ($200/wk vs $350/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Ascot

ahead on 3 of the 3 things we measure here

  • is more walkable (18/100 vs 0/100)
  • has a shorter drive in (121 min vs 133 min)
  • sits closer to the CBD (159.2 km vs 163 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Ascot is more walkable (18/100 vs 0/100)
  • Wellsford has more residents already 65 and over (24% vs 15%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Ascot

ahead on the one thing that separates them

  • is growing faster (30.6% vs 14.3%)

Weighs population growth.

Where they sit

Ascot and Wellsford drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ascot Wellsford
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ascot Wellsford
Walkability 18 / 0
Ascot — Walkability: 18/100 Wellsford — Walkability: 0/100
Safety 75 / 66
Ascot — Safety: 75/100 Wellsford — Safety: 66/100
Low fire risk 100 / 78
Ascot — Low fire risk: 100/100 Wellsford — Low fire risk: 78/100
Low flood risk 38 / 83
Ascot — Low flood risk: 38/100 Wellsford — Low flood risk: 83/100

Demographics

Ascot has more residents (2,571 vs 144); Ascot rents higher ($350/wk vs $200/wk).

Ascot Wellsford
Population 2,571
+94% vs other
144
Population trend (2016 → 2021) +30.6% +14.3%
Median age 35 47
Median household income $99,476/yr
+26% vs other
$73,892/yr
Median weekly rent $350/wk
+43% vs other
$200/wk

Age profile

Share of residents in each band, 2021 Census.

Ascot Wellsford
0-4 8.8% / 3.5%
Ascot — 0-4: 8.8% Wellsford — 0-4: 3.5%
5-14 15.6% / 9.0%
Ascot — 5-14: 15.6% Wellsford — 5-14: 9.0%
15-19 5.1% / 4.2%
Ascot — 15-19: 5.1% Wellsford — 15-19: 4.2%
20-24 5.1% / 4.2%
Ascot — 20-24: 5.1% Wellsford — 20-24: 4.2%
25-34 14.1% / 9.0%
Ascot — 25-34: 14.1% Wellsford — 25-34: 9.0%
35-44 14.3% / 18.1%
Ascot — 35-44: 14.3% Wellsford — 35-44: 18.1%
45-54 10.2% / 6.9%
Ascot — 45-54: 10.2% Wellsford — 45-54: 6.9%
55-64 11.6% / 19.4%
Ascot — 55-64: 11.6% Wellsford — 55-64: 19.4%
65-74 9.5% / 13.2%
Ascot — 65-74: 9.5% Wellsford — 65-74: 13.2%
75-84 4.7% / 10.4%
Ascot — 75-84: 4.7% Wellsford — 75-84: 10.4%
85+ 0.8% / —
Ascot — 85+: 0.8% Wellsford — 85+: not among its largest

Bars are drawn against the largest share shown (19.4%).

Who lives together

Household composition, 2021 Census.

Ascot 54.6% couple families
Ascot — Couple Families: 54.6% Ascot — Lone Person: 23.3% Ascot — One Parent Families: 19.3% Ascot — Group Household: 2.8%
Wellsford 54.5% couple families
Wellsford — Couple Families: 54.5% Wellsford — Lone Person: 30.3% Wellsford — One Parent Families: 15.2% Wellsford — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ascot 16.6% renting
Ascot — Owned Outright: 35.3% Ascot — Mortgage: 48.1% Ascot — Renting: 16.6%
Wellsford 18.0% renting
Wellsford — Owned Outright: 50.0% Wellsford — Mortgage: 32.0% Wellsford — Renting: 18.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ascot Wellsford
Certificate III & IV 17.2% / 26.4%
Ascot — Certificate III & IV: 17.2% Wellsford — Certificate III & IV: 26.4%
Bachelor Degree 10.2% / 13.2%
Ascot — Bachelor Degree: 10.2% Wellsford — Bachelor Degree: 13.2%
Advanced Diploma / Diploma 7.5% / 9.0%
Ascot — Advanced Diploma / Diploma: 7.5% Wellsford — Advanced Diploma / Diploma: 9.0%
Graduate Diploma / Certificate 2.7% / —
Ascot — Graduate Diploma / Certificate: 2.7% Wellsford — Graduate Diploma / Certificate: not among its largest
Postgraduate Degree 2.0% / —
Ascot — Postgraduate Degree: 2.0% Wellsford — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (26.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Ascot Wellsford
England 0.9% / 3.5%
Ascot — England: 0.9% Wellsford — England: 3.5%
New Zealand 1.0% / 2.8%
Ascot — New Zealand: 1.0% Wellsford — New Zealand: 2.8%
Germany — / 2.1%
Ascot — Germany: not among its largest Wellsford — Germany: 2.1%
Myanmar 1.2% / —
Ascot — Myanmar: 1.2% Wellsford — Myanmar: not among its largest
India 1.0% / —
Ascot — India: 1.0% Wellsford — India: not among its largest
Thailand 0.7% / —
Ascot — Thailand: 0.7% Wellsford — Thailand: not among its largest

Bars are drawn against the largest share shown (3.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Ascot 98.6% houses
Ascot — Houses: 98.6% Ascot — Townhouses: 1.1% Ascot — Flats / Apartments: 0.2%
Wellsford 100.0% houses
Wellsford — Houses: 100.0% Wellsford — Townhouses: 0.0% Wellsford — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Ascot Wellsford
Median house price $650,000 —
Median unit price $499,000 —
Median land price $700,000 —
Typical days to sell (houses) 23 days
from 19 sales
—

Zoning mix

Wellsford has more rural and farming land (16% vs 2%).

Ascot Wellsford
Parks and recreation 55% 72%
Residential 26% 0%
Rural and farming 2% 16%
Other and special use 15% 11%
Infrastructure and transport 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ascot Wellsford
New dwellings approved 885
across Greater Bendigo
same for both
Approvals change year on year +28%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Ascot Wellsford
Houses 4.0%
$585/wk on $752K
—
Units —
same for both

Ranking within VIC

Ascot Wellsford
House price —
same for both
Income Higher than 71% of VIC Higher than 39% of VIC
Schools —
same for both
Walkability Higher than 78% of VIC Higher than 29% of VIC
Affordability —
same for both
EV adoption Higher than 55% of VIC Higher than 56% of VIC
NBN connectivity Higher than 94% of VIC Higher than 24% of VIC
Rental yield (houses) Higher than 71% of VIC —

Liveability

Ascot is more walkable (18 vs 0).

Ascot Wellsford
Grade B —
Score 51/100 —
Socio-economic band mid-range socio-economic
decile 5/10
mid-range socio-economic
decile 6/10

Risk profile

Wellsford carries more bushfire risk (22 vs 0); Ascot carries more flood risk (62 vs 17).

Ascot Wellsford
Bushfire None
0/100
Low
22/100
Crime Low
25/100
Low
34/100
Flood Moderate
62/100
Low
17/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 5
within 5 km
1
within 5 km

Schools

Ascot Wellsford
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km 1
Bendigo Campus, 8.8 km
None

Amenities in the suburb

Ascot Wellsford
Parks & reserves 3 0
Childcare 3 0
Waterways 10 0

Mobility

Wellsford sits further from the CBD (163 km vs 159.2 km).

Ascot Wellsford
Walkability score 18/100 0/100
Distance to Melbourne 159.2 km 163 km
+2% vs other
Drive time (normal traffic) 121 min 133 min
Electric vehicle share 0.6%
postcode 3551
same for both
Rooftop solar per 100 dwellings 64
postcode 3551
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ascot Wellsford
Car (driver) 79.9% / 87.5%
Ascot — Car (driver): 79.9% Wellsford — Car (driver): 87.5%
Worked from Home 13.9% / 12.5%
Ascot — Worked from Home: 13.9% Wellsford — Worked from Home: 12.5%
Car (passenger) 4.4% / —
Ascot — Car (passenger): 4.4% Wellsford — Car (passenger): not among its largest
Walked Only 0.8% / —
Ascot — Walked Only: 0.8% Wellsford — Walked Only: not among its largest
Bicycle 0.6% / —
Ascot — Bicycle: 0.6% Wellsford — Bicycle: not among its largest

Bars are drawn against the largest share shown (87.5%).

Setting

Ascot Wellsford
Elevation 200 m
above sea level, at the suburb centre
188 m
above sea level, at the suburb centre

NBN connectivity

Ascot Wellsford
Connectivity score 87/100 24/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 69%
1,019 premises
0%
46 premises

Climate

Ascot Wellsford
Annual rainfall 553 mm
same for both
Summer max (Jan) 29.6°C
same for both
Winter min (Jul) 3.1°C
same for both

Council rates

Ascot Wellsford
Average residential rate $1,949/yr
same for both
Council Greater Bendigo
same for both

Federal electorate

Ascot Wellsford
Division Bendigo
same for both
Member Lisa Chesters
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Ascot Wellsford
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Ascot

Wellsford

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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