Ascot vs Coghills Creek

In both, the large majority of households own their home and the large majority of homes are detached houses. In Ascot, most households are couple families. In Coghills Creek, about half of households are couple families. On these figures, Ascot tends to suit people living alone and couples, while Coghills Creek suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Coghills Creek

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (35/100 vs 83/100)
  • is already more of a family suburb (80% vs 62%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Coghills Creek

ahead on the one thing that separates them

  • has cheaper rent ($0/wk vs $240/wk)

Weighs rent.

Commuting to the city

Ascot

ahead on the one thing that separates them

  • sits closer to the CBD (133.8 km vs 136 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Coghills Creek

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (35/100 vs 83/100)
  • has more residents already 65 and over (34% vs 18%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Coghills Creek

ahead on the one thing that separates them

  • is growing faster (12.7% vs -3.1%)

Weighs population growth.

Where they sit

Ascot and Coghills Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ascot Coghills Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ascot Coghills Creek
Walkability 0 / 0
Ascot — Walkability: 0/100 Coghills Creek — Walkability: 0/100
Safety 17 / 65
Ascot — Safety: 17/100 Coghills Creek — Safety: 65/100
Low fire risk 100 / 45
Ascot — Low fire risk: 100/100 Coghills Creek — Low fire risk: 45/100
Low flood risk 38 / 100
Ascot — Low flood risk: 38/100 Coghills Creek — Low flood risk: 100/100

Demographics

Ascot rents higher ($240/wk vs $0/wk); Ascot has higher household incomes ($105,404 vs $81,224).

Ascot Coghills Creek
Population 93
+14% vs other
 80
Population trend (2016 → 2021) -3.1% +12.7%
Median age 44 42
Median household income $105,404/yr
+23% vs other
 $81,224/yr
Median weekly rent $240/wk
(not reported on the other side)
 —

Age profile

Share of residents in each band, 2021 Census.

Ascot Coghills Creek
0-4 — / 10.0%
Ascot — 0-4: not among its largest Coghills Creek — 0-4: 10.0%
5-14 17.2% / 6.2%
Ascot — 5-14: 17.2% Coghills Creek — 5-14: 6.2%
15-19 9.7% / 8.8%
Ascot — 15-19: 9.7% Coghills Creek — 15-19: 8.8%
20-24 7.5% / 3.8%
Ascot — 20-24: 7.5% Coghills Creek — 20-24: 3.8%
25-34 — / 15.0%
Ascot — 25-34: not among its largest Coghills Creek — 25-34: 15.0%
35-44 10.8% / 12.5%
Ascot — 35-44: 10.8% Coghills Creek — 35-44: 12.5%
45-54 12.9% / 7.5%
Ascot — 45-54: 12.9% Coghills Creek — 45-54: 7.5%
55-64 18.3% / 13.8%
Ascot — 55-64: 18.3% Coghills Creek — 55-64: 13.8%
65-74 6.5% / 26.2%
Ascot — 65-74: 6.5% Coghills Creek — 65-74: 26.2%
75-84 8.6% / 7.5%
Ascot — 75-84: 8.6% Coghills Creek — 75-84: 7.5%
85+ 3.2% / —
Ascot — 85+: 3.2% Coghills Creek — 85+: not among its largest

Bars are drawn against the largest share shown (26.2%).

Who lives together

Household composition, 2021 Census.

Ascot 62.5% couple families
Ascot — Couple Families: 62.5% Ascot — Lone Person: 37.5% Ascot — One Parent Families: 0.0%
Coghills Creek 46.7% couple families
Coghills Creek — Couple Families: 46.7% Coghills Creek — Lone Person: 20.0% Coghills Creek — One Parent Families: 33.3%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ascot 14.3% renting
Ascot — Owned Outright: 64.3% Ascot — Mortgage: 21.4% Ascot — Renting: 14.3%
Coghills Creek 0.0% renting
Coghills Creek — Owned Outright: 70.0% Coghills Creek — Mortgage: 30.0% Coghills Creek — Renting: 0.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Ascot 100.0% houses
Ascot — Houses: 100.0%
Coghills Creek 100.0% houses
Coghills Creek — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ascot Coghills Creek
Certificate III & IV 18.3% / 21.2%
Ascot — Certificate III & IV: 18.3% Coghills Creek — Certificate III & IV: 21.2%
Bachelor Degree 10.8% / 7.5%
Ascot — Bachelor Degree: 10.8% Coghills Creek — Bachelor Degree: 7.5%
Advanced Diploma / Diploma — / 15.0%
Ascot — Advanced Diploma / Diploma: not among its largest Coghills Creek — Advanced Diploma / Diploma: 15.0%
Graduate Diploma / Certificate 4.3% / —
Ascot — Graduate Diploma / Certificate: 4.3% Coghills Creek — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (21.2%).

Zoning mix

Ascot Coghills Creek
Rural and farming 100%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ascot Coghills Creek
New dwellings approved 1,451
across Ballarat
same for both
Approvals change year on year +42%
same for both

Ranking within VIC

Ascot Coghills Creek
House price —
same for both
Income Higher than 77% of VIC Higher than 48% of VIC
Schools —
same for both
Walkability Higher than 44% of VIC Higher than 17% of VIC
Affordability —
same for both
EV adoption Higher than 52% of VIC
same for both
NBN connectivity Higher than 63% of VIC Higher than 54% of VIC

Liveability

Ascot Coghills Creek
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
same for both

Risk profile

Ascot carries more flood risk (62 vs 0); Coghills Creek carries more bushfire risk (55 vs 0).

Ascot Coghills Creek
Bushfire None
0/100
 Moderate
55/100
Crime High
83/100
 Low
35/100
Flood Moderate
62/100
 None
0/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Ascot Coghills Creek
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Ascot Coghills Creek
Waterways 7 0

Mobility

Coghills Creek sits further from the CBD (136 km vs 133.8 km).

Ascot Coghills Creek
Walkability score 0/100
same for both
Distance to Melbourne 133.8 km 136 km
+2% vs other
Drive time (normal traffic) 94 min 96 min
Electric vehicle share 0.5%
postcode 3364
same for both
Rooftop solar per 100 dwellings 53
postcode 3364
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ascot Coghills Creek
Car (driver) 40.5% / 58.8%
Ascot — Car (driver): 40.5% Coghills Creek — Car (driver): 58.8%
Worked from Home 59.5% / 32.4%
Ascot — Worked from Home: 59.5% Coghills Creek — Worked from Home: 32.4%
Walked Only — / 8.8%
Ascot — Walked Only: not among its largest Coghills Creek — Walked Only: 8.8%

Bars are drawn against the largest share shown (59.5%).

Setting

Ascot Coghills Creek
Elevation 396 m
above sea level, at the suburb centre
 410 m
above sea level, at the suburb centre

NBN connectivity

Ascot Coghills Creek
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
38 premises
 0%
32 premises

Climate

Ascot Coghills Creek
Annual rainfall 714 mm 537 mm
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Ascot Coghills Creek
Average residential rate $2,086/yr
same for both
Council Ballarat
same for both

Federal electorate

Ascot Coghills Creek
Division Ballarat
same for both
Member Catherine King
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Ascot Coghills Creek
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Ascot

Rural

Coghills Creek

Retirees Rural Young Families

More comparisons

Other comparisons with Ascot

Ascot vs Creswick Ascot vs Bald Hills Ascot vs Blowhard

Other comparisons with Coghills Creek

Coghills Creek vs Learmonth Coghills Creek vs Blowhard
Full data on Ascot Full data on Coghills Creek
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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