Arthurs Creek vs St Andrews

St Andrews is the younger of the two, with a median age of 46 against 52 in Arthurs Creek. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Arthurs Creek: a median of $1.78 million, against $1.07 million in St Andrews, though rent is higher in St Andrews. On these figures, Arthurs Creek tends to suit couples, while St Andrews suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Arthurs Creek has more schools rated above their peers (1 vs 0)
  • St Andrews has more parks and reserves (5 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

St Andrews

ahead on the one thing that separates them

  • has cheaper houses ($1,075,000 vs $1,785,000)

Weighs house prices and mortgage stress.

Renters

Arthurs Creek

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (10% vs 15%)
  • has cheaper rent ($218/wk vs $340/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Arthurs Creek

ahead on the one thing that separates them

  • sits closer to the CBD (45.1 km vs 47.1 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Arthurs Creek

ahead on the one thing that separates them

  • has more residents already 65 and over (26% vs 19%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Arthurs Creek and St Andrews drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Arthurs Creek St Andrews
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Arthurs Creek St Andrews
Walkability 0 / 0
Arthurs Creek — Walkability: 0/100 St Andrews — Walkability: 0/100
Safety 73 / 81
Arthurs Creek — Safety: 73/100 St Andrews — Safety: 81/100
Low fire risk 2 / 2
Arthurs Creek — Low fire risk: 2/100 St Andrews — Low fire risk: 2/100
Low flood risk 100 / 100
Arthurs Creek — Low flood risk: 100/100 St Andrews — Low flood risk: 100/100

Demographics

St Andrews has more residents (1,186 vs 478); St Andrews rents higher ($340/wk vs $218/wk).

Arthurs Creek St Andrews
Population 478 1,186
+148% vs other
Population trend (2016 → 2021) -3.6% -3.3%
Median age 52 46
Median household income $115,128/yr $115,232/yr
Median weekly rent $218/wk $340/wk
+56% vs other

Age profile

Share of residents in each band, 2021 Census.

Arthurs Creek St Andrews
0-4 3.6% / 4.4%
Arthurs Creek — 0-4: 3.6% St Andrews — 0-4: 4.4%
5-14 9.2% / 11.6%
Arthurs Creek — 5-14: 9.2% St Andrews — 5-14: 11.6%
15-19 6.1% / 7.4%
Arthurs Creek — 15-19: 6.1% St Andrews — 15-19: 7.4%
20-24 7.1% / 6.2%
Arthurs Creek — 20-24: 7.1% St Andrews — 20-24: 6.2%
25-34 6.7% / 7.1%
Arthurs Creek — 25-34: 6.7% St Andrews — 25-34: 7.1%
35-44 7.5% / 11.3%
Arthurs Creek — 35-44: 7.5% St Andrews — 35-44: 11.3%
45-54 13.2% / 16.0%
Arthurs Creek — 45-54: 13.2% St Andrews — 45-54: 16.0%
55-64 19.5% / 16.3%
Arthurs Creek — 55-64: 19.5% St Andrews — 55-64: 16.3%
65-74 15.9% / 13.1%
Arthurs Creek — 65-74: 15.9% St Andrews — 65-74: 13.1%
75-84 8.6% / 5.6%
Arthurs Creek — 75-84: 8.6% St Andrews — 75-84: 5.6%
85+ 1.3% / 0.7%
Arthurs Creek — 85+: 1.3% St Andrews — 85+: 0.7%

Bars are drawn against the largest share shown (19.5%).

Who lives together

Household composition, 2021 Census.

Arthurs Creek 66.7% couple families
Arthurs Creek — Couple Families: 66.7% Arthurs Creek — Lone Person: 19.8% Arthurs Creek — One Parent Families: 9.4% Arthurs Creek — Group Household: 4.2%
St Andrews 56.3% couple families
St Andrews — Couple Families: 56.3% St Andrews — Lone Person: 20.4% St Andrews — One Parent Families: 19.7% St Andrews — Group Household: 3.6%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Arthurs Creek 4.3% renting
Arthurs Creek — Owned Outright: 57.1% Arthurs Creek — Mortgage: 38.6% Arthurs Creek — Renting: 4.3%
St Andrews 5.1% renting
St Andrews — Owned Outright: 47.3% St Andrews — Mortgage: 47.6% St Andrews — Renting: 5.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Arthurs Creek St Andrews
Certificate III & IV 16.3% / 16.5%
Arthurs Creek — Certificate III & IV: 16.3% St Andrews — Certificate III & IV: 16.5%
Bachelor Degree 13.4% / 14.4%
Arthurs Creek — Bachelor Degree: 13.4% St Andrews — Bachelor Degree: 14.4%
Advanced Diploma / Diploma 13.0% / 9.6%
Arthurs Creek — Advanced Diploma / Diploma: 13.0% St Andrews — Advanced Diploma / Diploma: 9.6%
Postgraduate Degree 3.6% / 5.4%
Arthurs Creek — Postgraduate Degree: 3.6% St Andrews — Postgraduate Degree: 5.4%
Graduate Diploma / Certificate 1.7% / 2.4%
Arthurs Creek — Graduate Diploma / Certificate: 1.7% St Andrews — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (16.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Arthurs Creek St Andrews
England 4.0% / 4.3%
Arthurs Creek — England: 4.0% St Andrews — England: 4.3%
New Zealand 1.7% / 1.3%
Arthurs Creek — New Zealand: 1.7% St Andrews — New Zealand: 1.3%
China 0.8% / —
Arthurs Creek — China: 0.8% St Andrews — China: not among its largest
Netherlands — / 0.8%
Arthurs Creek — Netherlands: not among its largest St Andrews — Netherlands: 0.8%
Malaysia 0.6% / —
Arthurs Creek — Malaysia: 0.6% St Andrews — Malaysia: not among its largest
Germany — / 0.5%
Arthurs Creek — Germany: not among its largest St Andrews — Germany: 0.5%
India — / 0.3%
Arthurs Creek — India: not among its largest St Andrews — India: 0.3%

Bars are drawn against the largest share shown (4.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Arthurs Creek 99.4% houses
Arthurs Creek — Houses: 99.4% Arthurs Creek — Flats / Apartments: 0.6%
St Andrews 100.0% houses
St Andrews — Houses: 100.0% St Andrews — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

Arthurs Creek St Andrews
Median house price $1,785,000 $1,075,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 21 days
from 7 sales

Zoning mix

Arthurs Creek has more rural and farming land (70% vs 0%); St Andrews has more land zoned for conservation (93% vs 29%).

Arthurs Creek St Andrews
Environmental 29% 93%
Rural and farming 70% 0%
Parks and recreation 0% 5%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Arthurs Creek St Andrews
New dwellings approved 98
across Nillumbik
same for both
Approvals change year on year +8%
same for both

Ranking within VIC

Arthurs Creek St Andrews
House price —
same for both
Income Higher than 87% of VIC
same for both
Schools —
same for both
Walkability Higher than 56% of VIC Higher than 40% of VIC
Affordability —
same for both
EV adoption Higher than 83% of VIC
same for both
NBN connectivity Higher than 68% of VIC Higher than 62% of VIC

Liveability

Arthurs Creek St Andrews
Grade — B
Score — 55/100
Socio-economic band very advantaged area
decile 10/10
very advantaged area
decile 9/10

Risk profile

Arthurs Creek St Andrews
Bushfire High
98/100
same for both
Crime Low
27/100
Low
19/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Arthurs Creek St Andrews
Inside the suburb 1
same for both
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Arthurs Creek

  • Arthurs Creek Primary School Government · Primary above peers

Schools in St Andrews

  • St Andrews Primary School Government · Primary below peers

Amenities in the suburb

Arthurs Creek St Andrews
Cafes & restaurants 0 1
Parks & reserves 1 5
Childcare 0 1
Banks & Bank@Post 0 1
Waterways 1 15

Mobility

St Andrews sits further from the CBD (47.1 km vs 45.1 km).

Arthurs Creek St Andrews
Walkability score 0/100
same for both
Distance to Melbourne 45.1 km 47.1 km
+4% vs other
Drive time (normal traffic) 58 min 60 min
Electric vehicle share 1.2%
postcode 3099
1.2%
postcode 3761
Rooftop solar per 100 dwellings 41
postcode 3099
60
postcode 3761

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Arthurs Creek St Andrews
Car (driver) 62.1% / 64.2%
Arthurs Creek — Car (driver): 62.1% St Andrews — Car (driver): 64.2%
Worked from Home 29.2% / 31.8%
Arthurs Creek — Worked from Home: 29.2% St Andrews — Worked from Home: 31.8%
Walked Only 4.6% / 1.4%
Arthurs Creek — Walked Only: 4.6% St Andrews — Walked Only: 1.4%
Car (passenger) 2.3% / 2.0%
Arthurs Creek — Car (passenger): 2.3% St Andrews — Car (passenger): 2.0%
Train 1.8% / 0.6%
Arthurs Creek — Train: 1.8% St Andrews — Train: 0.6%

Bars are drawn against the largest share shown (64.2%).

Setting

Arthurs Creek St Andrews
Elevation 181 m
above sea level, at the suburb centre
164 m
above sea level, at the suburb centre
Distance to the ocean 38.9 km 41.6 km

NBN connectivity

Arthurs Creek St Andrews
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
184 premises
0%
401 premises

Climate

Arthurs Creek St Andrews
Annual rainfall 1,215 mm
same for both
Summer max (Jan) 22.9°C
same for both
Winter min (Jul) 3.8°C
same for both

Air quality (annual mean)

Arthurs Creek St Andrews
PM2.5 3.9 µg/m³ —
PM10 — 15.5 µg/m³
NO₂ —
same for both

Council rates

Arthurs Creek St Andrews
Average residential rate $2,696/yr
same for both
Council Nillumbik
same for both

Federal electorate

Arthurs Creek St Andrews
Division Mcewen
same for both
Member Rob Mitchell
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Arthurs Creek St Andrews
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Arthurs Creek

St Andrews

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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