Anna Bay vs Boat Harbour

Boat Harbour is the younger of the two, with a median age of 47 against 52 in Anna Bay. In both, the large majority of households own their home and the large majority of homes are detached houses. In Boat Harbour, about half of households are couple families. Houses cost more in Boat Harbour: a median of $1.29 million, against $999,000 in Anna Bay, and rent is higher there too. On these figures, Anna Bay tends to suit people living alone, older residents, and buyers on a tighter budget, while Boat Harbour suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Boat Harbour

ahead on the one thing that separates them

  • is already more of a family suburb (71% vs 53%)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Anna Bay has cheaper houses ($999,400 vs $1,290,000)
  • Boat Harbour has cheaper land ($1,120,000 vs $1,321,000)

Weighs house prices, land prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Anna Bay has cheaper rent ($390/wk vs $470/wk)
  • Boat Harbour leaves renters under less rental stress (27% vs 33%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Boat Harbour

ahead on the one thing that separates them

  • is more walkable (30/100 vs 14/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Anna Bay has more residents already 65 and over (32% vs 22%)
  • Boat Harbour is more walkable (30/100 vs 14/100)

Weighs smaller dwellings, who already lives there, GPs, and walkability.

Investors

Anna Bay

ahead on the one thing that separates them

  • is growing faster (9.8% vs 3.5%)

Weighs population growth.

Where they sit

Anna Bay and Boat Harbour drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Anna Bay Boat Harbour
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Anna Bay Boat Harbour
Walkability 14 / 30
Anna Bay — Walkability: 14/100 Boat Harbour — Walkability: 30/100
Low fire risk 34 / 100
Anna Bay — Low fire risk: 34/100 Boat Harbour — Low fire risk: 100/100

Demographics

Anna Bay has more residents (4,221 vs 993); Boat Harbour has higher household incomes ($90,532 vs $61,828).

Anna Bay Boat Harbour
Population 4,221
+76% vs other
993
Population trend (2016 → 2021) +9.8% +3.5%
Median age 52 47
Median household income $61,828/yr $90,532/yr
+46% vs other
Median weekly rent $390/wk $470/wk
+21% vs other

Age profile

Share of residents in each band, 2021 Census.

Anna Bay Boat Harbour
0-4 4.7% / 3.7%
Anna Bay — 0-4: 4.7% Boat Harbour — 0-4: 3.7%
5-14 10.2% / 13.9%
Anna Bay — 5-14: 10.2% Boat Harbour — 5-14: 13.9%
15-19 5.4% / 7.6%
Anna Bay — 15-19: 5.4% Boat Harbour — 15-19: 7.6%
20-24 3.9% / 4.0%
Anna Bay — 20-24: 3.9% Boat Harbour — 20-24: 4.0%
25-34 8.1% / 6.9%
Anna Bay — 25-34: 8.1% Boat Harbour — 25-34: 6.9%
35-44 8.6% / 10.0%
Anna Bay — 35-44: 8.6% Boat Harbour — 35-44: 10.0%
45-54 11.9% / 14.8%
Anna Bay — 45-54: 11.9% Boat Harbour — 45-54: 14.8%
55-64 15.6% / 16.7%
Anna Bay — 55-64: 15.6% Boat Harbour — 55-64: 16.7%
65-74 17.4% / 14.8%
Anna Bay — 65-74: 17.4% Boat Harbour — 65-74: 14.8%
75-84 12.4% / 5.4%
Anna Bay — 75-84: 12.4% Boat Harbour — 75-84: 5.4%
85+ 1.9% / 2.1%
Anna Bay — 85+: 1.9% Boat Harbour — 85+: 2.1%

Bars are drawn against the largest share shown (17.4%).

Who lives together

Household composition, 2021 Census.

Anna Bay 36.4% couple families
Anna Bay — Couple Families: 36.4% Anna Bay — Lone Person: 41.8% Anna Bay — One Parent Families: 16.4% Anna Bay — Group Household: 4.2% Anna Bay — Other Families: 1.2%
Boat Harbour 54.6% couple families
Boat Harbour — Couple Families: 54.6% Boat Harbour — Lone Person: 26.2% Boat Harbour — One Parent Families: 16.2% Boat Harbour — Group Household: 3.1% Boat Harbour — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Anna Bay 18.9% renting
Anna Bay — Owned Outright: 52.6% Anna Bay — Mortgage: 28.4% Anna Bay — Renting: 18.9%
Boat Harbour 19.2% renting
Boat Harbour — Owned Outright: 48.2% Boat Harbour — Mortgage: 32.7% Boat Harbour — Renting: 19.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Anna Bay Boat Harbour
Certificate III & IV 21.9% / 20.1%
Anna Bay — Certificate III & IV: 21.9% Boat Harbour — Certificate III & IV: 20.1%
Advanced Diploma / Diploma 9.0% / 10.8%
Anna Bay — Advanced Diploma / Diploma: 9.0% Boat Harbour — Advanced Diploma / Diploma: 10.8%
Bachelor Degree 7.2% / 12.6%
Anna Bay — Bachelor Degree: 7.2% Boat Harbour — Bachelor Degree: 12.6%
Postgraduate Degree 1.7% / 4.2%
Anna Bay — Postgraduate Degree: 1.7% Boat Harbour — Postgraduate Degree: 4.2%
Graduate Diploma / Certificate 1.0% / 2.6%
Anna Bay — Graduate Diploma / Certificate: 1.0% Boat Harbour — Graduate Diploma / Certificate: 2.6%

Bars are drawn against the largest share shown (21.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Anna Bay Boat Harbour
England 5.6% / 3.8%
Anna Bay — England: 5.6% Boat Harbour — England: 3.8%
New Zealand 1.8% / 1.8%
Anna Bay — New Zealand: 1.8% Boat Harbour — New Zealand: 1.8%
South Africa 0.5% / 0.9%
Anna Bay — South Africa: 0.5% Boat Harbour — South Africa: 0.9%
Germany 0.9% / —
Anna Bay — Germany: 0.9% Boat Harbour — Germany: not among its largest
Scotland 0.7% / —
Anna Bay — Scotland: 0.7% Boat Harbour — Scotland: not among its largest
India — / 0.6%
Anna Bay — India: not among its largest Boat Harbour — India: 0.6%
Canada — / 0.3%
Anna Bay — Canada: not among its largest Boat Harbour — Canada: 0.3%

Bars are drawn against the largest share shown (5.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Anna Bay 84.4% houses
Anna Bay — Houses: 84.4% Anna Bay — Townhouses: 13.6% Anna Bay — Flats / Apartments: 2.1%
Boat Harbour 88.9% houses
Boat Harbour — Houses: 88.9% Boat Harbour — Townhouses: 11.1% Boat Harbour — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Anna Bay Boat Harbour
Median house price $999,400 $1,290,000
Median unit price —
same for both
Median land price $1,321,000 $1,120,000
Typical days to sell (houses) 35 days
from 49 sales
68 days
from 10 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Anna Bay Boat Harbour
3 bed $855K / $1.21M
Anna Bay — 3 bed: $855K (33 sales) Boat Harbour — 3 bed: $1.21M (12 sales)

33 vs 12 sales

4 bed $1.16M / $1.43M
Anna Bay — 4 bed: $1.16M (33 sales) Boat Harbour — 4 bed: $1.43M (9 sales)

33 vs 9 sales

5 bed $1.66M / $1.48M
Anna Bay — 5 bed: $1.66M (6 sales) Boat Harbour — 5 bed: $1.48M (7 sales)

6 vs 7 sales

Zoning mix

Anna Bay has more rural and farming land (45% vs 3%); Boat Harbour has more land zoned for conservation (60% vs 45%).

Anna Bay Boat Harbour
Environmental 45% 60%
Rural and farming 45% 3%
Residential 6% 32%
Parks and recreation 1% 5%
Infrastructure and transport 2% 0%
Planning zones cover 100% of Anna Bay and 99% of Boat Harbour. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Anna Bay Boat Harbour
New dwellings approved 495
across Port Stephens
same for both
Approvals change year on year -72%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Anna Bay Boat Harbour
Houses 5.6%
$750/wk on $700K
—
Units —
same for both

Ranking within NSW

Anna Bay Boat Harbour
House price Higher than 54% of NSW Higher than 65% of NSW
Income Higher than 24% of NSW Higher than 58% of NSW
Schools —
same for both
Walkability Higher than 64% of NSW Higher than 75% of NSW
Affordability Higher than 26% of NSW Higher than 40% of NSW
EV adoption Higher than 54% of NSW
same for both
NBN connectivity Higher than 71% of NSW Higher than 68% of NSW
Rental yield (houses) Higher than 98% of NSW —

Liveability

Boat Harbour scores higher overall (64 vs 27); Boat Harbour is more walkable (30 vs 14).

Anna Bay Boat Harbour
Grade D B
Score 27/100 64/100
Socio-economic band mid-range socio-economic
decile 4/10
advantaged area
decile 8/10

Risk profile

Anna Bay carries more bushfire risk (66 vs 0).

Anna Bay Boat Harbour
Bushfire Moderate
66/100
None
0/100
Crime Moderate
52/100
—
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
16/100
None
0/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Anna Bay Boat Harbour
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Anna Bay

  • Anna Bay Public School Government · Primary at peers

Schools in Boat Harbour

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Anna Bay Boat Harbour
Supermarkets 1 0
Cafes & restaurants 3 0
Parks & reserves 7 6
Childcare 2 0
GPs 1 0
Pharmacies 1 0
Banks & Bank@Post 1 0
Fuel stations 2 0
Beaches 0 3
Waterways 3 0

Mobility

Anna Bay Boat Harbour
Walkability score 14/100 30/100
Distance to Sydney 203.1 km 203.6 km
Drive time (normal traffic) 156 min 158 min
Public transport score 79/100
Bus
66/100
Bus
Peak arrivals per hour 102.0
7-9am + 5-7pm
28.2
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
1 min
scheduled, not actual
Electric vehicle share 0.5%
postcode 2316
same for both
Rooftop solar per 100 dwellings 56
postcode 2316
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Anna Bay Boat Harbour
Car (driver) 69.7% / 63.0%
Anna Bay — Car (driver): 69.7% Boat Harbour — Car (driver): 63.0%
Worked from Home 20.4% / 33.3%
Anna Bay — Worked from Home: 20.4% Boat Harbour — Worked from Home: 33.3%
Car (passenger) 5.2% / 3.7%
Anna Bay — Car (passenger): 5.2% Boat Harbour — Car (passenger): 3.7%
Walked Only 3.0% / —
Anna Bay — Walked Only: 3.0% Boat Harbour — Walked Only: not among its largest
Bus 1.2% / —
Anna Bay — Bus: 1.2% Boat Harbour — Bus: not among its largest

Bars are drawn against the largest share shown (69.7%).

Setting

Anna Bay Boat Harbour
Elevation 0 m
above sea level, at the suburb centre
29 m
above sea level, at the suburb centre
Distance to the ocean 1.9 km
3.3 km to a named beach
387 m
443 m to a named beach

NBN connectivity

Anna Bay Boat Harbour
Connectivity score 62/100 55/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 32%
2,206 premises
18%
543 premises

Climate

Anna Bay Boat Harbour
Annual rainfall 1,181 mm
same for both
Summer max (Jan) 28.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Anna Bay Boat Harbour
Average residential rate $1,359/yr
same for both
Council Port Stephens
same for both

Federal electorate

Anna Bay Boat Harbour
Division Paterson
same for both
Member Meryl Swanson
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Anna Bay Boat Harbour
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Anna Bay

Boat Harbour

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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