Agnes Banks vs Richmond

Agnes Banks is the younger of the two, with a median age of 38 against 43 in Richmond. In both, most homes are detached houses. In Agnes Banks, the large majority of households own their home and most households are couple families. In Richmond, about half of households rent and about half of households are people living alone. Houses cost more in Agnes Banks: a median of $1.31 million, against $988,000 in Richmond, and rent is higher there too. On these figures, Agnes Banks tends to suit families with children and couples, while Richmond suits renters, people living alone, and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Agnes Banks has more separate houses rather than flats (99% vs 55%)
  • Richmond has more childcare (10 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Richmond

ahead on 2 of the 3 things we measure here

  • has cheaper land ($527,500 vs $2,680,000)
  • has cheaper houses ($987,500 vs $1,312,500)
  • But Agnes Banks leaves households under less mortgage stress (24% vs 32%)

Weighs house prices, land prices, and mortgage stress.

Renters

Richmond

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (46% vs 21%)
  • has cheaper rent ($375/wk vs $440/wk)
  • But Agnes Banks leaves renters under less rental stress (18% vs 28%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Richmond

ahead on 3 of the 4 things we measure here

  • is more walkable (77/100 vs 16/100)
  • has a shorter drive in (56 min vs 64 min)
  • sits closer to the CBD (61.6 km vs 68 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Richmond

ahead on 4 of the 5 things we measure here

  • has more units and townhouses to downsize into (45% vs 1%)
  • has more GPs (4 vs 0)
  • is more walkable (77/100 vs 16/100)
  • But Agnes Banks carries lower crime risk (54/100 vs 85/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Agnes Banks

ahead on the one thing that separates them

  • is growing faster (9.3% vs -1.2%)

Weighs population growth.

Where they sit

Agnes Banks and Richmond drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Agnes Banks Richmond
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Agnes Banks Richmond
Walkability 16 / 77
Agnes Banks — Walkability: 16/100 Richmond — Walkability: 77/100
Safety 46 / 15
Agnes Banks — Safety: 46/100 Richmond — Safety: 15/100
Low fire risk 21 / 71
Agnes Banks — Low fire risk: 21/100 Richmond — Low fire risk: 71/100

Demographics

Richmond has more residents (5,418 vs 996); Agnes Banks has higher household incomes ($127,608 vs $70,356).

Agnes Banks Richmond
Population 996 5,418
+444% vs other
Population trend (2016 → 2021) +9.3% -1.2%
Median age 38 43
Median household income $127,608/yr
+45% vs other
 $70,356/yr
Median weekly rent $440/wk
+15% vs other
 $375/wk

Age profile

Share of residents in each band, 2021 Census.

Agnes Banks Richmond
0-4 4.8% / 4.8%
Agnes Banks — 0-4: 4.8% Richmond — 0-4: 4.8%
5-14 13.7% / 7.7%
Agnes Banks — 5-14: 13.7% Richmond — 5-14: 7.7%
15-19 9.0% / 4.7%
Agnes Banks — 15-19: 9.0% Richmond — 15-19: 4.7%
20-24 6.2% / 6.6%
Agnes Banks — 20-24: 6.2% Richmond — 20-24: 6.6%
25-34 12.0% / 16.8%
Agnes Banks — 25-34: 12.0% Richmond — 25-34: 16.8%
35-44 10.3% / 10.5%
Agnes Banks — 35-44: 10.3% Richmond — 35-44: 10.5%
45-54 16.3% / 10.8%
Agnes Banks — 45-54: 16.3% Richmond — 45-54: 10.8%
55-64 13.8% / 11.3%
Agnes Banks — 55-64: 13.8% Richmond — 55-64: 11.3%
65-74 9.6% / 10.3%
Agnes Banks — 65-74: 9.6% Richmond — 65-74: 10.3%
75-84 3.3% / 9.4%
Agnes Banks — 75-84: 3.3% Richmond — 75-84: 9.4%
85+ 1.0% / 7.0%
Agnes Banks — 85+: 1.0% Richmond — 85+: 7.0%

Bars are drawn against the largest share shown (16.8%).

Who lives together

Household composition, 2021 Census.

Agnes Banks 57.0% couple families
Agnes Banks — Couple Families: 57.0% Agnes Banks — Lone Person: 21.3% Agnes Banks — One Parent Families: 19.1% Agnes Banks — Group Household: 1.3% Agnes Banks — Other Families: 1.3%
Richmond 24.9% couple families
Richmond — Couple Families: 24.9% Richmond — Lone Person: 51.6% Richmond — One Parent Families: 17.5% Richmond — Group Household: 4.4% Richmond — Other Families: 1.6%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Agnes Banks 20.7% renting
Agnes Banks — Owned Outright: 35.9% Agnes Banks — Mortgage: 43.4% Agnes Banks — Renting: 20.7%
Richmond 46.1% renting
Richmond — Owned Outright: 31.8% Richmond — Mortgage: 22.1% Richmond — Renting: 46.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Agnes Banks Richmond
Certificate III & IV 18.8% / 14.1%
Agnes Banks — Certificate III & IV: 18.8% Richmond — Certificate III & IV: 14.1%
Bachelor Degree 7.1% / 9.2%
Agnes Banks — Bachelor Degree: 7.1% Richmond — Bachelor Degree: 9.2%
Advanced Diploma / Diploma 7.1% / 8.1%
Agnes Banks — Advanced Diploma / Diploma: 7.1% Richmond — Advanced Diploma / Diploma: 8.1%
Postgraduate Degree 3.1% / 4.7%
Agnes Banks — Postgraduate Degree: 3.1% Richmond — Postgraduate Degree: 4.7%
Graduate Diploma / Certificate 0.9% / 1.7%
Agnes Banks — Graduate Diploma / Certificate: 0.9% Richmond — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (18.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Agnes Banks Richmond
England 2.4% / 3.4%
Agnes Banks — England: 2.4% Richmond — England: 3.4%
New Zealand 1.5% / 1.1%
Agnes Banks — New Zealand: 1.5% Richmond — New Zealand: 1.1%
India — / 2.5%
Agnes Banks — India: not among its largest Richmond — India: 2.5%
Nepal — / 1.6%
Agnes Banks — Nepal: not among its largest Richmond — Nepal: 1.6%
Greece 0.8% / —
Agnes Banks — Greece: 0.8% Richmond — Greece: not among its largest
Fiji 0.8% / —
Agnes Banks — Fiji: 0.8% Richmond — Fiji: not among its largest
Philippines — / 0.7%
Agnes Banks — Philippines: not among its largest Richmond — Philippines: 0.7%
Scotland 0.6% / —
Agnes Banks — Scotland: 0.6% Richmond — Scotland: not among its largest

Bars are drawn against the largest share shown (3.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Agnes Banks 99.0% houses
Agnes Banks — Houses: 99.0% Agnes Banks — Townhouses: 0.0% Agnes Banks — Flats / Apartments: 1.0%
Richmond 55.1% houses
Richmond — Houses: 55.1% Richmond — Townhouses: 29.9% Richmond — Flats / Apartments: 15.0%
Houses Townhouses Flats / Apartments

Property market

Agnes Banks Richmond
Median house price $1,312,500 $987,500
Median unit price — $525,000
Median land price $2,680,000 $527,500
Typical days to sell (houses) — 38 days
from 59 sales

Zoning mix

Agnes Banks has more rural and farming land (68% vs 29%); Agnes Banks has more land zoned for conservation (23% vs 1%).

Agnes Banks Richmond
Rural and farming 68% 29%
Infrastructure and transport 2% 60%
Environmental 23% 1%
Residential 1% 6%
Other and special use 5% 0%
Parks and recreation 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Agnes Banks Richmond
New dwellings approved 1,063
across Penrith
 459
across Hawkesbury
Approvals change year on year -78% +3%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Agnes Banks Richmond
Houses — 4.0%
$695/wk on $910K
Units —
same for both

Ranking within NSW

Agnes Banks Richmond
House price Higher than 62% of NSW Higher than 49% of NSW
Income Higher than 88% of NSW Higher than 34% of NSW
Schools — Higher than 68% of NSW
Walkability Higher than 66% of NSW Higher than 91% of NSW
Affordability Higher than 69% of NSW Higher than 39% of NSW
EV adoption Higher than 49% of NSW
same for both
NBN connectivity Higher than 91% of NSW Higher than 97% of NSW
Rental yield (houses) — Higher than 72% of NSW

Liveability

Richmond is more walkable (77 vs 16); Richmond scores higher overall (50 vs 39).

Agnes Banks Richmond
Grade C B
Score 39/100 50/100
Socio-economic band very advantaged area
decile 9/10
 mid-range socio-economic
decile 4/10

Risk profile

Agnes Banks carries more bushfire risk (79 vs 29); Richmond carries more crime risk (85 vs 54).

Agnes Banks Richmond
Bushfire High
79/100
 Low
29/100
Crime Moderate
54/100
 High
85/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise Moderate
50/100
 High
91/100
Industrial facilities nearby 1
within 5 km
 6
within 5 km

Schools

Agnes Banks Richmond
Inside the suburb 0 6
Rated above peers 0 2
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Agnes Banks

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Richmond

  • Richmond High School Government · Secondary above peers
  • Richmond Public School Government · Primary above peers
  • St Monica's Primary School Catholic · Primary below peers
  • Centre of Excellence in Agricultural Education Government · Secondary
  • Aspect Western Sydney School, Bourke Street, Richmond Independent · Primary · Special school
  • Aspect Western Sydney School, Windsor Street, Richmond Independent · Primary · Special school

Amenities in the suburb

Agnes Banks Richmond
Supermarkets 0 3
Cafes & restaurants 0 20
Parks & reserves 2 6
Childcare 1 10
GPs 0 4
Pharmacies 0 3
Banks & Bank@Post 0 6
Fuel stations 0 1
Waterways 8 0

Mobility

Agnes Banks sits further from the CBD (68 km vs 61.6 km).

Agnes Banks Richmond
Walkability score 16/100 77/100
Distance to Sydney 68 km
+9% vs other
 61.6 km
Drive time (normal traffic) 64 min 56 min
Public transport score 26/100
Bus
 95/100
Rail · Bus
Peak arrivals per hour 5.0
7-9am + 5-7pm
 83.0
7-9am + 5-7pm
Median peak wait 2 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 0.5%
postcode 2753
same for both
Rooftop solar per 100 dwellings 40
postcode 2753
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Agnes Banks Richmond
Car (driver) 65.9% / 57.9%
Agnes Banks — Car (driver): 65.9% Richmond — Car (driver): 57.9%
Worked from Home 26.9% / 27.0%
Agnes Banks — Worked from Home: 26.9% Richmond — Worked from Home: 27.0%
Walked Only 3.2% / 5.8%
Agnes Banks — Walked Only: 3.2% Richmond — Walked Only: 5.8%
Car (passenger) 3.0% / 3.3%
Agnes Banks — Car (passenger): 3.0% Richmond — Car (passenger): 3.3%
Train 1.0% / 4.1%
Agnes Banks — Train: 1.0% Richmond — Train: 4.1%

Bars are drawn against the largest share shown (65.9%).

Setting

Agnes Banks Richmond
Elevation 27 m
above sea level, at the suburb centre
 22 m
above sea level, at the suburb centre
Distance to the ocean 48.2 km 43.0 km

NBN connectivity

Agnes Banks Richmond
Connectivity score 84/100 98/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 77%
366 premises
 94%
3,419 premises

Climate

Agnes Banks Richmond
Annual rainfall 806 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Agnes Banks Richmond
PM2.5 6.3 µg/m³
same for both
PM10 14.5 µg/m³
same for both
NO₂ 0.23 pphm
same for both

Council rates

Agnes Banks Richmond
Average residential rate $1,547/yr $1,650/yr
Council Penrith Hawkesbury

Federal electorate

Agnes Banks Richmond
Division Lindsay Macquarie
Member Melissa Mcintosh Susan Templeman
Party Liberal Australian Labor Party

First Home Owner Grant

Agnes Banks Richmond
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Agnes Banks

Acreage

Richmond

Easy Commute Retirees Townhouses Trains Transport Hub

More comparisons

Other comparisons with Agnes Banks

Agnes Banks vs North Richmond Agnes Banks vs Londonderry Agnes Banks vs Castlereagh Agnes Banks vs Yarramundi Agnes Banks vs Grose Wold

Other comparisons with Richmond

Richmond vs North Richmond Richmond vs South Windsor Richmond vs Londonderry Richmond vs Hobartville Richmond vs Clarendon Richmond vs Richmond Lowlands
Full data on Agnes Banks Full data on Richmond
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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