Agnes Banks vs North Richmond

In both, most households own their home and the large majority of homes are detached houses. In Agnes Banks, most households are couple families. Houses cost more in Agnes Banks: a median of $1.31 million, against $1.2 million in North Richmond, and rent is higher there too. On these figures, Agnes Banks tends to suit couples, while North Richmond suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

North Richmond

ahead on 3 of the 6 things we measure here

  • has more childcare (7 vs 1)
  • has more parks and reserves (9 vs 2)
  • has more schools inside the suburb (2 vs 0)
  • But Agnes Banks has more separate houses rather than flats (99% vs 80%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Agnes Banks leaves households under less mortgage stress (24% vs 31%)
  • North Richmond has cheaper land ($1,810,000 vs $2,680,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Agnes Banks

ahead on the one thing that separates them

  • leaves renters under less rental stress (18% vs 24%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

North Richmond

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (20% vs 1%)
  • has more GPs (4 vs 0)
  • has more residents already 65 and over (22% vs 14%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

North Richmond

ahead on the one thing that separates them

  • is growing faster (27.7% vs 9.3%)

Weighs population growth.

Where they sit

Agnes Banks and North Richmond drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Agnes Banks North Richmond
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Agnes Banks North Richmond
Walkability 16 / 20
Agnes Banks — Walkability: 16/100 North Richmond — Walkability: 20/100
Safety 46 / 45
Agnes Banks — Safety: 46/100 North Richmond — Safety: 45/100
Low fire risk 21 / 100
Agnes Banks — Low fire risk: 21/100 North Richmond — Low fire risk: 100/100

Demographics

North Richmond has more residents (6,358 vs 996); Agnes Banks has higher household incomes ($127,608 vs $89,648).

Agnes Banks North Richmond
Population 996 6,358
+538% vs other
Population trend (2016 → 2021) +9.3% +27.7%
Median age 38 39
Median household income $127,608/yr
+30% vs other
 $89,648/yr
Median weekly rent $440/wk
+7% vs other
 $408/wk

Age profile

Share of residents in each band, 2021 Census.

Agnes Banks North Richmond
0-4 4.8% / 6.4%
Agnes Banks — 0-4: 4.8% North Richmond — 0-4: 6.4%
5-14 13.7% / 12.6%
Agnes Banks — 5-14: 13.7% North Richmond — 5-14: 12.6%
15-19 9.0% / 5.9%
Agnes Banks — 15-19: 9.0% North Richmond — 15-19: 5.9%
20-24 6.2% / 5.2%
Agnes Banks — 20-24: 6.2% North Richmond — 20-24: 5.2%
25-34 12.0% / 14.0%
Agnes Banks — 25-34: 12.0% North Richmond — 25-34: 14.0%
35-44 10.3% / 12.3%
Agnes Banks — 35-44: 10.3% North Richmond — 35-44: 12.3%
45-54 16.3% / 12.1%
Agnes Banks — 45-54: 16.3% North Richmond — 45-54: 12.1%
55-64 13.8% / 9.5%
Agnes Banks — 55-64: 13.8% North Richmond — 55-64: 9.5%
65-74 9.6% / 11.0%
Agnes Banks — 65-74: 9.6% North Richmond — 65-74: 11.0%
75-84 3.3% / 8.1%
Agnes Banks — 75-84: 3.3% North Richmond — 75-84: 8.1%
85+ 1.0% / 2.7%
Agnes Banks — 85+: 1.0% North Richmond — 85+: 2.7%

Bars are drawn against the largest share shown (16.3%).

Who lives together

Household composition, 2021 Census.

Agnes Banks 57.0% couple families
Agnes Banks — Couple Families: 57.0% Agnes Banks — Lone Person: 21.3% Agnes Banks — One Parent Families: 19.1% Agnes Banks — Group Household: 1.3% Agnes Banks — Other Families: 1.3%
North Richmond 43.6% couple families
North Richmond — Couple Families: 43.6% North Richmond — Lone Person: 33.0% North Richmond — One Parent Families: 19.4% North Richmond — Group Household: 3.2% North Richmond — Other Families: 0.8%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Agnes Banks 20.7% renting
Agnes Banks — Owned Outright: 35.9% Agnes Banks — Mortgage: 43.4% Agnes Banks — Renting: 20.7%
North Richmond 29.0% renting
North Richmond — Owned Outright: 32.9% North Richmond — Mortgage: 38.1% North Richmond — Renting: 29.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Agnes Banks North Richmond
Certificate III & IV 18.8% / 18.2%
Agnes Banks — Certificate III & IV: 18.8% North Richmond — Certificate III & IV: 18.2%
Bachelor Degree 7.1% / 9.0%
Agnes Banks — Bachelor Degree: 7.1% North Richmond — Bachelor Degree: 9.0%
Advanced Diploma / Diploma 7.1% / 8.8%
Agnes Banks — Advanced Diploma / Diploma: 7.1% North Richmond — Advanced Diploma / Diploma: 8.8%
Postgraduate Degree 3.1% / 3.2%
Agnes Banks — Postgraduate Degree: 3.1% North Richmond — Postgraduate Degree: 3.2%
Graduate Diploma / Certificate 0.9% / 1.5%
Agnes Banks — Graduate Diploma / Certificate: 0.9% North Richmond — Graduate Diploma / Certificate: 1.5%

Bars are drawn against the largest share shown (18.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Agnes Banks North Richmond
England 2.4% / 3.8%
Agnes Banks — England: 2.4% North Richmond — England: 3.8%
New Zealand 1.5% / 1.0%
Agnes Banks — New Zealand: 1.5% North Richmond — New Zealand: 1.0%
India — / 1.4%
Agnes Banks — India: not among its largest North Richmond — India: 1.4%
Scotland 0.6% / 0.6%
Agnes Banks — Scotland: 0.6% North Richmond — Scotland: 0.6%
Greece 0.8% / —
Agnes Banks — Greece: 0.8% North Richmond — Greece: not among its largest
Fiji 0.8% / —
Agnes Banks — Fiji: 0.8% North Richmond — Fiji: not among its largest
Philippines — / 0.6%
Agnes Banks — Philippines: not among its largest North Richmond — Philippines: 0.6%

Bars are drawn against the largest share shown (3.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Agnes Banks 99.0% houses
Agnes Banks — Houses: 99.0% Agnes Banks — Townhouses: 0.0% Agnes Banks — Flats / Apartments: 1.0%
North Richmond 79.8% houses
North Richmond — Houses: 79.8% North Richmond — Townhouses: 18.0% North Richmond — Flats / Apartments: 2.2%
Houses Townhouses Flats / Apartments

Property market

Agnes Banks North Richmond
Median house price $1,312,500 $1,200,000
Median unit price — $600,000
Median land price $2,680,000 $1,810,000
Typical days to sell (houses) — 39 days
from 115 sales

Zoning mix

Agnes Banks has more land zoned for conservation (23% vs 2%); North Richmond has more rural and farming land (80% vs 68%).

Agnes Banks North Richmond
Rural and farming 68% 80%
Environmental 23% 2%
Residential 1% 12%
Other and special use 5% 0%
Parks and recreation 0% 3%
Infrastructure and transport 2%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Agnes Banks North Richmond
New dwellings approved 1,063
across Penrith
 459
across Hawkesbury
Approvals change year on year -78% +3%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Agnes Banks North Richmond
Houses — 2.5%
$685/wk on $1.41M
Units —
same for both

Ranking within NSW

Agnes Banks North Richmond
House price Higher than 62% of NSW Higher than 60% of NSW
Income Higher than 88% of NSW Higher than 58% of NSW
Schools —
same for both
Walkability Higher than 66% of NSW Higher than 70% of NSW
Affordability Higher than 69% of NSW Higher than 45% of NSW
EV adoption Higher than 49% of NSW Higher than 57% of NSW
NBN connectivity Higher than 91% of NSW Higher than 79% of NSW
Rental yield (houses) — Higher than 8% of NSW

Liveability

North Richmond scores higher overall (55 vs 39).

Agnes Banks North Richmond
Grade C B
Score 39/100 55/100
Socio-economic band very advantaged area
decile 9/10
 advantaged area
decile 7/10

Risk profile

Agnes Banks carries more bushfire risk (79 vs 0).

Agnes Banks North Richmond
Bushfire High
79/100
 None
0/100
Crime Moderate
54/100
 Moderate
55/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise Moderate
50/100
 None
0/100
Industrial facilities nearby 1
within 5 km
 3
within 5 km

Schools

Agnes Banks North Richmond
Inside the suburb 0 2
Rated above peers 0 1
Rated at peers 0 1
Rated below peers 0
same for both

Schools in Agnes Banks

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in North Richmond

  • Richmond North Public School Government · Primary above peers
  • Colo High School Government · Secondary at peers

Amenities in the suburb

Agnes Banks North Richmond
Supermarkets 0 2
Cafes & restaurants 0 6
Parks & reserves 2 9
Childcare 1 7
GPs 0 4
Pharmacies 0 2
Banks & Bank@Post 0 2
Fuel stations 0 4
Waterways 8 9

Mobility

Agnes Banks North Richmond
Walkability score 16/100 20/100
Distance to Sydney 68 km 68.2 km
Drive time (normal traffic) 64 min 66 min
Public transport score 26/100
Bus
 72/100
Bus
Peak arrivals per hour 5.0
7-9am + 5-7pm
 54.5
7-9am + 5-7pm
Median peak wait 2 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 0.5%
postcode 2753
 0.6%
postcode 2754
Rooftop solar per 100 dwellings 40
postcode 2753
 54
postcode 2754

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Agnes Banks North Richmond
Car (driver) 65.9% / 62.9%
Agnes Banks — Car (driver): 65.9% North Richmond — Car (driver): 62.9%
Worked from Home 26.9% / 31.1%
Agnes Banks — Worked from Home: 26.9% North Richmond — Worked from Home: 31.1%
Car (passenger) 3.0% / 3.9%
Agnes Banks — Car (passenger): 3.0% North Richmond — Car (passenger): 3.9%
Walked Only 3.2% / 1.2%
Agnes Banks — Walked Only: 3.2% North Richmond — Walked Only: 1.2%
Train 1.0% / 1.0%
Agnes Banks — Train: 1.0% North Richmond — Train: 1.0%

Bars are drawn against the largest share shown (65.9%).

Setting

Agnes Banks North Richmond
Elevation 27 m
above sea level, at the suburb centre
 63 m
above sea level, at the suburb centre
Distance to the ocean 48.2 km 46.1 km

NBN connectivity

Agnes Banks North Richmond
Connectivity score 84/100 72/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 77%
366 premises
 48%
3,449 premises

Climate

Agnes Banks North Richmond
Annual rainfall 806 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Agnes Banks North Richmond
PM2.5 6.3 µg/m³
same for both
PM10 14.5 µg/m³
same for both
NO₂ 0.23 pphm
same for both

Council rates

Agnes Banks North Richmond
Average residential rate $1,547/yr $1,650/yr
Council Penrith Hawkesbury

Federal electorate

Agnes Banks North Richmond
Division Lindsay Macquarie
Member Melissa Mcintosh Susan Templeman
Party Liberal Australian Labor Party

First Home Owner Grant

Agnes Banks North Richmond
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Agnes Banks

Acreage

North Richmond

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More comparisons

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Other comparisons with North Richmond

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Full data on Agnes Banks Full data on North Richmond
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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