Best Coffs Harbour suburbs for owner-occupiers

Boambee tops the list, with 89.5% of its occupied dwellings owner-occupied. Across the ranking, owner-occupier shares run from 59.1% to 89.5%.

This ranking scores every eligible Coffs Harbour suburb on the share of occupied dwellings that are owner-occupied, from the ABS 2021 census, blended with residential stability (low dwelling churn), walkability and safety. These are the settled, owner-heavy neighbourhoods where most residents own the home they live in.

Owner-occupier share leads the score, but stability matters too: a suburb where most homes are owned and the dwelling stock isn't churning through constant construction reads as an established community rather than a transient one. Walkability and safety round out the blend so the list favours neighbourhoods that are pleasant to live in, not merely owned. Percentiles are computed within Coffs Harbour, so each suburb ranks against its own metro.

Coffs Harbour's most owner-occupied suburbs

Ranked on the share of occupied dwellings that are owner-occupied (ABS 2021 census tenure), blended with residential stability (low dwelling churn), walkability and safety — the settled, owner-heavy neighbourhoods where most residents own the home they live in.

Boambee

NSW 2450 · 1,770 residents

10% renting · 90% owner-occupied · 60/100 safety

C 82.4

Safety Beach

NSW 2456 · 1,103 residents

13% renting · 87% owner-occupied · 90/100 safety

B 73.5

Bonville

NSW 2450 · 2,939 residents

15% renting · 85% owner-occupied · 52/100 safety

C 62.7

Boambee East

NSW 2452 · 5,304 residents

26% renting · 74% owner-occupied · 72/100 safety

C 59.0

North Boambee Valley

NSW 2450 · 2,318 residents

20% renting · 80% owner-occupied · 44/100 safety

C 54.0

Sapphire Beach

NSW 2450 · 2,660 residents

18% renting · 82% owner-occupied · 54/100 safety

C 51.5

Moonee Beach

NSW 2450 · 2,176 residents

19% renting · 81% owner-occupied · 38/100 safety

C 49.1

Korora

NSW 2450 · 2,740 residents

22% renting · 78% owner-occupied · 54/100 safety

C 48.4

Emerald Beach

NSW 2456 · 2,677 residents

22% renting · 78% owner-occupied · 52/100 safety

C 44.9

Toormina

NSW 2452 · 6,171 residents

37% renting · 63% owner-occupied · 56/100 safety

C 43.2

Sawtell

NSW 2452 · 3,788 residents

33% renting · 67% owner-occupied · 38/100 safety

C 40.5

Corindi Beach

NSW 2456 · 1,802 residents

27% renting · 73% owner-occupied · 24/100 safety

D 36.4

Coffs Harbour

NSW 2450 · 27,089 residents

41% renting · 59% owner-occupied · 36/100 safety

C 30.3

Sandy Beach

NSW 2456 · 2,913 residents

26% renting · 74% owner-occupied · 51/100 safety

C 27.0

Woolgoolga

NSW 2456 · 6,151 residents

30% renting · 70% owner-occupied · 37/100 safety

D 21.6

Ranked from 15 qualifying suburbs.

How we ranked these

55% owner-occupier share (percentile within Coffs Harbour) · 25% residential stability (low 2016→2021 dwelling churn) · 10% walkability · 10% safety (bushfire, crime, flood combined). Owner-occupier share comes from ABS 2021 census tenure — the share of occupied dwellings owned outright or with a mortgage. Percentiles are computed within Coffs Harbour's candidate pool. See how we calculate for the full methodology.

Common questions about this ranking

What are the best Coffs Harbour suburbs for owner-occupiers?

Boambee tops the list, with 89.5% of its occupied dwellings owner-occupied. Across the ranking, owner-occupier shares run from 59.1% to 89.5%.

How is this ranking scored?

Each eligible Coffs Harbour suburb is scored on four factors: 55% owner-occupier share (the share of occupied dwellings owned outright or with a mortgage, from the ABS 2021 census, ranked as a percentile within Coffs Harbour), 25% residential stability (low dwelling churn between the 2016 and 2021 censuses), 10% walkability, and 10% safety (bushfire, crime and flood risks combined).

What counts as owner-occupied?

A dwelling lived in by its owner — whether owned outright or with a mortgage — as opposed to rented. The figure is the owner-occupied share of all tenure-classified occupied private dwellings in the ABS 2021 census, and it's the exact complement of the rental share our investor ranking uses.

Which suburbs are eligible?

A suburb needs a resident population of at least 1,000 and a 2021 census tenure record. Suburbs below the threshold or missing census tenure data are excluded, not penalised, so the ranking isn't dominated by tiny outliers.

How often is this list updated?

The top 15 is recomputed whenever the underlying data refreshes. Tenure comes from the ABS census (every five years); the growth and safety inputs refresh alongside their own datasets.

Same list in other cities

Rankings last computed 12 October 2026. Recomputed after each ACARA schools data refresh.

Was the information on this page useful to you?

Best Coffs Harbour suburbs for owner-occupiers

Coffs Harbour's most owner-occupied suburbs

Common questions about this ranking

Same list in other cities

Related

Save this page for later