Adelaide suburbs where homes are owned outright
West Lakes tops the ranking, where 54.4% of homes are owned outright — no mortgage against them (1,497 dwellings). Millswood and Beaumont follow. These 15 suburbs came from a field of 230 eligible Adelaide suburbs.
This page ranks Adelaide suburbs by the share of occupied private dwellings owned outright — owned with no mortgage against them — at the 2021 Census. Only suburbs with at least 2,000 residents are ranked.
Owned outright is a narrower measure than owner-occupied, and the difference is the point: a suburb can be almost entirely owner-occupied and still be mostly mortgaged. The share here is dwellings owned without a mortgage divided by all dwellings whose tenure was reported — outright, mortgaged and rented added together, because the ABS publishes a count per tenure type and no total. High shares tend to mark established, older, low-turnover places rather than desirable ones, and that is a description of who lives there now, not a recommendation.
Adelaide suburbs where the most homes are owned outright
Ranked by the share of occupied private dwellings owned without a mortgage at the 2021 Census, among suburbs with at least 2,000 residents. Owned outright is a narrower measure than owner-occupied — it excludes everyone still paying one off.
West Lakes
SA 5021 · 6,768 residents54.4% of homes owned outright · 1,497 dwellings
Millswood
SA 5034 · 2,173 residents51.3% of homes owned outright · 399 dwellings
Beaumont
SA 5066 · 2,731 residents49.6% of homes owned outright · 468 dwellings
West Lakes Shore
SA 5020 · 3,236 residents49.5% of homes owned outright · 608 dwellings
Stirling
SA 5152 · 3,067 residents49.4% of homes owned outright · 533 dwellings
Malvern
SA 5061 · 2,713 residents49.4% of homes owned outright · 478 dwellings
Fulham Gardens
SA 5024 · 6,573 residents48.1% of homes owned outright · 1,191 dwellings
Toorak Gardens
SA 5065 · 2,604 residents47.5% of homes owned outright · 475 dwellings
Myrtle Bank
SA 5064 · 3,158 residents47.1% of homes owned outright · 459 dwellings
Hahndorf
SA 5245 · 2,814 residents46.9% of homes owned outright · 449 dwellings
Lower Mitcham
SA 5062 · 2,187 residents46.8% of homes owned outright · 386 dwellings
Marino
SA 5049 · 2,277 residents46.4% of homes owned outright · 385 dwellings
Bellevue Heights
SA 5050 · 2,712 residents46.1% of homes owned outright · 433 dwellings
Aldgate
SA 5154 · 3,471 residents46.0% of homes owned outright · 542 dwellings
North Haven
SA 5018 · 5,585 residents45.6% of homes owned outright · 1,018 dwellings
Ranked from 230 qualifying suburbs.
100% share of occupied private dwellings owned WITHOUT a mortgage in the 2021 Census, divided by all dwellings whose tenure was reported — owned outright, mortgaged and rented added together, because the ABS publishes a count per tenure type and no total — and percentile-ranked within Adelaide's candidate pool. A narrower measure than owner-occupied, which counts everyone still paying one off. Only suburbs with at least 2,000 residents qualify, and the larger absolute number of outright-owned dwellings breaks ties. Descriptive ABS Census data, not a recommendation. See how we calculate for the full methodology.
Common questions about this ranking
What are the adelaide suburbs where homes are owned outright?
West Lakes tops the ranking, where 54.4% of homes are owned outright — no mortgage against them (1,497 dwellings). Millswood and Beaumont follow. These 15 suburbs came from a field of 230 eligible Adelaide suburbs.
How is this ranking put together?
Each Adelaide suburb is ranked by the share of its occupied private dwellings owned without a mortgage in the 2021 Census. The denominator is every dwelling whose tenure was reported — owned outright, owned with a mortgage and rented, added together — because the Census publishes a count per tenure type and no total. Only suburbs with at least 2,000 residents are included.
How is this different from owner-occupied?
Owner-occupied counts everyone who owns the home they live in, mortgage or not. This counts only those who owe nothing on it. A suburb can be almost entirely owner-occupied and still be mostly mortgaged, so the two lists are not the same list.
What does a high share tell me about a suburb?
Usually that it is established and that people have stayed: paying off a mortgage takes decades, so outright ownership concentrates where residents are older and turnover is low. It is a description of who lives there now, not a measure of how desirable or affordable the suburb is.
How current is it?
The figures are from the 2021 Census, the most recent available until results from the August 2026 Census are released in 2027. The top 15 is recomputed whenever we refresh the census data.
Same list in other cities
- Sydney suburbs where homes are owned outright
- Melbourne suburbs where homes are owned outright
- Brisbane suburbs where homes are owned outright
- Perth suburbs where homes are owned outright
- Hobart suburbs where homes are owned outright
- Darwin suburbs where homes are owned outright
- Canberra suburbs where homes are owned outright
- Newcastle suburbs where homes are owned outright
- Central Coast suburbs where homes are owned outright
- Sunshine Coast suburbs where homes are owned outright
- Gold Coast suburbs where homes are owned outright
- Wollongong suburbs where homes are owned outright
- Geelong suburbs where homes are owned outright
- Townsville suburbs where homes are owned outright
- Toowoomba suburbs where homes are owned outright
- Busselton suburbs where homes are owned outright
- Ballarat suburbs where homes are owned outright
- Cairns suburbs where homes are owned outright
- Albany suburbs where homes are owned outright
- Ballina suburbs where homes are owned outright
- Geraldton suburbs where homes are owned outright
- Warragul suburbs where homes are owned outright
- Bundaberg suburbs where homes are owned outright
- Launceston suburbs where homes are owned outright
- Bendigo suburbs where homes are owned outright
- Rockhampton suburbs where homes are owned outright
- Mackay suburbs where homes are owned outright
- Albury – Wodonga suburbs where homes are owned outright
- Camden Haven suburbs where homes are owned outright
- Burnie suburbs where homes are owned outright
- Wagga Wagga suburbs where homes are owned outright
- Coffs Harbour suburbs where homes are owned outright
- Alice Springs suburbs where homes are owned outright
- Mount Isa suburbs where homes are owned outright
Related
Rankings last computed 12 October 2026. Recomputed after each ACARA schools data refresh.
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